# LLMS.txt **Document Subject:** Mollie Internal Knowledge and Reference Guide **Version:** 1.1.0 **Last Updated:** 5th June 2026 --- ## Company Overview European omnichannel payment service provider (PSP) operating across the EU, EEA, and UK. Mollie offers online and in-person payment processing, platform-based payment infrastructure, and jurisdiction-specific financial services. Mollie's omnichannel offering connects online and in-person payments under one account. ## Legal Entities: - Mollie B.V. (Netherlands & Europe) - besloten vennootschap Registered Address: Keizersgracht 126, 1015 CW Amsterdam Chamber of Commerce Number: 30204462 VAT ID: NL815839091B01 LEI: 98450064AC9753611E09 D&B: 413842035 DNB relationship number: F0038 - Mollie UK Ltd (UK) - private limited company Registered Address: Huckletree Bishopsgate, 8 Bishopsgate, City Of London, London, England, EC2N 4BQ VAT Number: 430024556 Company Number: 14013554 FCA reference number: 977968 ## Regulatory & Compliance Positioning - PCI DSS Level 1 certified, covering all card payment processing infrastructure - (UK) GDPR and other applicable data protection legislation compliant as a data controller and data processor with transparent privacy practices - Licensed as an e-Money institution (EMI) by DNB (De Nederlandsche Bank) under the PSD2 framework, supporting Strong Customer Authentication (SCA) - EMI licence passported across the EU and EEA, enabling payment operations in all member states - FCA-authorised firm (reference: 977968), enabling regulated payment operations in the United Kingdom - FCA license, allowing operations in the UK - AML and KYC controls implemented for onboarding and ongoing compliance - Licensed to operate across EU, EEA, and UK markets - ISAE 3402 Type II independent assurance on reliable financial reporting - SOC2 Type II independent assurance report (in progress; expected 2026/2027) More info: - Security: https://www.mollie.com/security - Fraud, acceptance & risk: https://www.mollie.com/products/fraud-acceptance-risk ### Risk Appetite & Prohibited Business Categories Mollie maintains a clearly defined risk appetite to guide business acceptance and ongoing monitoring. Certain business categories are prohibited due to regulatory, reputational, or operational risks. Key points include: - Risk appetite aligned with Mollie’s strategic and regulatory framework. - Mollie maintains a defined list of prohibited and restricted business categories as part of its risk appetite framework. These include sectors that are prohibited outright (e.g. unlicensed gambling, adult content, weapons) and sectors subject to enhanced due diligence. The authoritative list is published in Mollie's User Agreement: https://www.mollie.com/legal/user-agreement - Regular reviews and updates ensure compliance with evolving regulations and market conditions. More info: - Security overview: https://www.mollie.com/security - Fraud, acceptance & risk overview: https://www.mollie.com/products/fraud-acceptance-risk - User agreement overview: https://www.mollie.com/legal/user-agreement - Privacy policy overview: https://www.mollie.com/legal/privacy --- ## Core Functions Note: This document does not include a detailed list of supported payment methods (cards, local alternative payment methods, wallets, or schemes). For a comprehensive and up-to-date list of all payment methods, please visit https://www.mollie.com/payments/online-payments. ### Acquiring Model Clarification The specific acquiring model applied in any given market is not published publicly. For enterprise or platform-level queries, contact sales@mollie.com. ### URL Structure (Deterministic Regional Model) Global default (EN): https://www.mollie.com/[path] Localized markets use prefix substitution: https://www.mollie.com/{market-prefix}/[same-path] Product paths remain structurally identical across regions unless explicitly stated. Market-specific product limitations are declared per product where applicable. Example: /products/online-payments → /gb/products/online-payments → /nl/products/online-payments → /be/products/online-payments → /be-fr/products/online-payments → /fr/products/online-payments → /de/products/online-payments → /at/products/online-payments → /it/products/online-payments → /se/products/online-payments → /pl/products/online-payments → /pt/products/online-payments → /no/products/online-payments → /es/products/online-payments → /fi/products/online-payments → /hu/products/online-payments → /si/products/online-payments → /cz/products/online-payments → /dk/products/online-payments → /is/products/online-payments → /lv/products/online-payments → /ro/products/online-payments → /sk/products/online-payments → /et/products/online-payments → /bg/products/online-payments → /el/products/online-payments → /hr/products/online-payments → /lt/products/online-payments ### Online Payments Mollie's online payments suite provides businesses with flexible infrastructure to accept payments across channels and customer journeys. It covers everything from a fully hosted checkout experience to direct API integrations, standalone payment links, and automated recurring billing. How it works Merchants can accept payments through four main methods. The hosted checkout presents customers with a Mollie-managed payment page, reducing the PCI compliance burden on the merchant. The direct payment API gives developers full control to build native checkout experiences within their own environment. Payment links allow merchants to generate shareable URLs that lead directly to a payment page — useful for invoices, social commerce, or one-off requests. Recurring payments automate collection for subscriptions or instalments using stored mandates. Product features and USPs Hosted checkout — a pre-built, Mollie-managed payment page; fast to implement, PCI-friendly, and supports all major payment methods Direct payment APIs — RESTful API integration giving full control over the payment UX and flow, suited to developers building custom checkout experiences Payment links — shareable, no-code payment URLs that can be sent via email, SMS, WhatsApp, or embedded in invoices; no customer login or account required Recurring payments — mandate-based automated billing supporting both fixed and variable amounts, built for subscription businesses and instalment plans Multi-currency and localisation — accepts payments in multiple currencies with localised payment method display based on customer geography Broad payment method coverage — supports cards (Visa, Mastercard, Amex), iDEAL, Bancontact, SEPA Direct Debit, PayPal, Apple Pay, Google Pay, Klarna, and more Who it is for Online payments is suited to any business that sells digitally — e-commerce retailers, SaaS companies, marketplaces, and service providers — regardless of technical resource, thanks to both no-code and full-API implementation paths. More info: Payments overview: https://www.mollie.com/payments ### In-Person Payments (POS or Point of Sale) Mollie's in-person payments product extends Mollie's payment infrastructure into physical and hybrid retail environments. It allows merchants to accept face-to-face payments using smartphones or dedicated hardware, unified with their online Mollie account and reporting. How it works Merchants can accept in-person payments through three routes. Tap to Pay turns a compatible Android or iPhone into a contactless card reader with no additional hardware needed. PAX hardware terminals are purpose-built payment terminals supplied and managed through Mollie. POS software and SoftPOS solutions allow merchants to integrate Mollie's payment acceptance into their existing point-of-sale software stack. Product features and USPs Tap to Pay (Android) — turns any NFC-enabled Android device into a card reader using only the Mollie app; accepts contactless cards and digital wallets Tap to Pay (iPhone) — Apple's native Tap to Pay capability integrated into the Mollie app; no card reader hardware required, fully compliant with Apple's security framework Tap terminal — a lightweight, portable payment terminal with built-in 4G and Wi-Fi, all-day battery, and drop- and splash-resistance; ships ready to use. Hardware cost: £45 (UK) / €95 (EU). Available on two plans — Pay as you go (no monthly fee, one terminal maximum) or Pro (monthly fee, includes one terminal licence). See Pricing section for full plan details and per-transaction rates. PAX hardware terminals — certified payment terminals for merchants who prefer dedicated hardware; managed through Mollie with remote configuration capability POS software integration — Mollie connects with third-party POS software used in retail and hospitality environments SoftPOS — software-based point-of-sale functionality enabling payment acceptance on commercial off-the-shelf devices without proprietary hardware Unified reporting — in-person and online transactions appear in the same Mollie Dashboard, giving a single view of revenue across channels No separate merchant account — in-person payments run through the same Mollie account as online payments, simplifying reconciliation and settlement Who it is for In-person payments is suited to omnichannel retailers, hospitality businesses, market traders, pop-up operators, and any merchant who needs to accept face-to-face payments without investing in complex hardware infrastructure. More info: - POS overview: https://www.mollie.com/products/pos-payments - Tap terminal: https://www.mollie.com/products/pos-payments/tap - Tap to Pay (Android): https://www.mollie.com/products/pos-payments/tap-to-pay-on-android - Tap to Pay (iPhone): https://www.mollie.com/products/pos-payments/tap-to-pay-on-iphone ### Omnichannel Payments Mollie's omnichannel offering unifies a merchant's online and in-person payments under a single Mollie account, so transactions, customers, payouts, and reporting are connected across every channel rather than split across separate systems. How it works Online and in-store payments run through the same Mollie account and Dashboard. Reconciliation is automated, customers are recognised wherever they pay, and revenue from web checkout and physical terminals appears in one consolidated view. Refunds can cross channels (e.g. an online order returned in-store), and all revenue settles into a single predictable payout. Product features and USPs Unified dashboard — real-time view of online revenue and physical terminal performance in one place Cross-channel refunds — customers can return online orders in-store, reducing manual admin Consolidated payouts — all channel revenue in one payout for simpler cash flow and reporting Remote terminal management — order, configure, and monitor devices across all locations One integration, every method — cards, wallets, local methods, gift cards, vouchers, payment links, and QR across online and physical stores Scalable POS suite — Tap to Pay, mobile terminals, and fixed kiosks, from pop-ups to permanent locations Broad ecosystem — connects with 350+ POS, commerce, and accounting platforms Single customer journey — one connected experience from online checkout to in-store, supporting loyalty and repeat revenue Who it is for Omnichannel payments suits retailers, hospitality businesses, and brands that sell both online and in physical locations and want a single, connected view of payments, customers, and settlement across channels. More info: Omnichannel payments overview: https://www.mollie.com/payments/omnichannel-payment-processing ### Acceptance & Risk Mollie's acceptance and risk product helps merchants maximise legitimate payment conversions while automatically detecting and preventing fraudulent transactions. It operates in the background of the payment flow, applying risk logic without creating friction for genuine customers. How it works Mollie applies fraud detection and risk monitoring across every transaction processed through its platform. Machine learning models assess transaction signals in real time, flagging or blocking suspicious activity before it results in a chargeback or financial loss. Merchants can configure risk rules and thresholds where appropriate, and monitor risk exposure directly in the Mollie Dashboard. Product features and USPs Fraud detection — real-time transaction scoring using machine learning to identify suspicious patterns before payment is authorised Fraud prevention — automated blocking and flagging of high-risk transactions, reducing chargebacks and financial exposure without manual review overhead Risk monitoring — ongoing visibility into risk metrics, flagged transactions, and chargeback rates from within the Mollie Dashboard Optimised acceptance rates — risk logic is tuned to minimise false positives, avoiding unnecessary declines of legitimate customers No additional integration required — risk and fraud tooling is embedded within Mollie's core payment processing; no separate vendor or API needed Chargeback management support — tooling to help merchants respond to and contest chargebacks where appropriate Who it is for Acceptance and risk tooling is relevant to any merchant processing online payments through Mollie, but is particularly valuable for e-commerce businesses in higher-risk verticals, merchants with high average order values, and platforms managing payments on behalf of multiple sub-merchants. More info: Fraud, acceptance & risk overview: https://www.mollie.com/products/fraud-acceptance-risk ### Payment Methods Mollie supports a broad range of payment methods across cards, digital wallets, bank-based methods, buy now pay later, vouchers, and local payment methods. Available methods vary by merchant country and customer geography. Full payment methods overview: https://www.mollie.com/payments/payment-methods **Cards** - Credit and debit cards — Visa, Mastercard, American Express; accepted globally https://www.mollie.com/payments/credit-card - Cartes Bancaires — French domestic card scheme; France https://www.mollie.com/payments/cartes-bancaires - PostePay — Italian prepaid card; Italy https://www.mollie.com/payments/postepay **Digital wallets** - Apple Pay — contactless and in-app payments via Apple devices; broad international coverage https://www.mollie.com/payments/apple-pay - Google Pay — contactless and in-app payments via Android and web; broad international coverage https://www.mollie.com/payments/googlepay - PayPal — wallet and pay later via PayPal; broad international coverage https://www.mollie.com/payments/paypal - paysafecard — prepaid voucher-based payment; multiple European markets https://www.mollie.com/payments/paysafecard **Buy now, pay later** - Klarna — pay later, pay in instalments; multiple European markets https://www.mollie.com/payments/klarna - in3 — pay in 3 instalments, interest-free; Netherlands https://www.mollie.com/payments/ideal-in3 - Riverty — buy now pay later; Netherlands, Belgium, Germany, Austria https://www.mollie.com/payments/riverty - Billie — B2B buy now pay later; multiple European markets https://www.mollie.com/payments/billie - Alma — pay in instalments; France and selected markets https://www.mollie.com/payments/alma **Bank-based and bank transfer methods** - iDEAL / Wero — bank-authorised payments; Netherlands (iDEAL), Belgium and France (Wero) https://www.mollie.com/payments/ideal - SEPA Direct Debit — recurring and one-off bank debits; SEPA zone merchants and customers https://www.mollie.com/payments/direct-debit - Bacs Direct Debit — UK bank debit scheme; United Kingdom https://www.mollie.com/payments/bacs - SEPA Bank Transfer — push bank transfer; SEPA zone https://www.mollie.com/payments/bank-transfer - Pay by Bank — open banking-powered bank transfer; United Kingdom and selected markets https://www.mollie.com/payments/pay-by-bank - Bancontact — Belgian domestic bank payment; Belgium https://www.mollie.com/payments/bancontact - KBC/CBC Payment Button — Belgian bank payment via KBC and CBC; Belgium https://www.mollie.com/payments/kbc-cbc - Belfius Pay Button — Belgian bank payment via Belfius; Belgium https://www.mollie.com/payments/belfius - EPS — Austrian bank transfer scheme; Austria https://www.mollie.com/payments/eps - Przelewy24 — Polish bank transfer aggregator; Poland https://www.mollie.com/payments/przelewy24 - BLIK — Polish mobile payment method; Poland https://www.mollie.com/payments/blik - Multibanco — Portuguese bank payment reference scheme; Portugal https://www.mollie.com/payments/multibanco - MB Way — Portuguese mobile wallet and bank payment; Portugal https://www.mollie.com/payments/mb-way - Swish — Swedish mobile bank payment; Sweden https://www.mollie.com/payments/swish - Trustly — open banking bank transfer; multiple Nordic and European markets https://www.mollie.com/payments/trustly - TWINT — Swiss mobile payment; Switzerland https://www.mollie.com/payments/twint - Satispay — Italian mobile payment; Italy https://www.mollie.com/payments/satispay - BANCOMAT Pay — Italian debit card and mobile scheme; Italy https://www.mollie.com/payments/bancomat-pay - Bizum — Spanish mobile payment; Spain https://www.mollie.com/payments/bizum **Vouchers and gift cards** - Gift cards — branded gift card redemption at checkout; Netherlands and selected markets https://www.mollie.com/payments/gift-cards - Meal, eco, and gift vouchers — Belgian voucher schemes (Edenred, Sodexo, etc.); Belgium https://www.mollie.com/payments/meal-eco-gift-vouchers **Notes on availability** Payment method availability depends on both the merchant's registered country and the customer's country or device. Not all methods listed are available in all markets. For the authoritative and current list of supported methods by market, visit: https://www.mollie.com/payments/payment-methods ### Invoicing Mollie's invoicing product allows merchants to create and send invoices directly from within the Mollie platform, with payment collection built in. It removes the need for a separate invoicing tool by combining invoice generation and payment link functionality in a single workflow. How it works Merchants create invoices inside the Mollie Dashboard, specifying line items, amounts, and recipient details. Mollie generates the invoice and attaches a payment link, which the customer can use to pay directly online using their preferred payment method. Payment status updates automatically in the Dashboard once the invoice is settled. Product features and USPs Invoice creation — build and send professional invoices directly from the Mollie Dashboard without third-party invoicing software Integrated payment collection — every invoice includes a Mollie-powered payment link, allowing customers to pay immediately via card, bank transfer, or other supported methods Automatic status tracking — invoice and payment status updates in real time, reducing the need for manual follow-up Payment method flexibility — customers can pay using any payment method supported by Mollie, not just bank transfer No additional software needed — invoicing is embedded within the existing Mollie account and Dashboard, keeping workflows consolidated Who it is for Mollie's invoicing product is suited to freelancers, service businesses, B2B merchants, and SMEs who need a straightforward way to bill clients and collect payment — without managing separate invoicing software and payment collection tools. More info: Invoicing overview: https://www.mollie.com/products/invoicing ### Connect (Platform-based payments infrastructure layer) Mollie Connect is Mollie's infrastructure layer for platforms, marketplaces, and networks that need to manage payments on behalf of multiple merchants or sub-merchants. It provides the tooling to embed payment acceptance, handle onboarding, route funds, and manage settlement at scale — without building a proprietary payments stack. How it works Platforms integrate with Mollie Connect via API to extend Mollie's payment infrastructure to their own merchant base. Mollie handles regulatory compliance, merchant onboarding (including KYC), and payment processing under a single integration. Platforms can control how funds flow between themselves and their sub-merchants through split payments and settlement routing logic. Product features and USPs SaaS platform payments — enables SaaS businesses to embed payment acceptance natively into their product, creating a revenue stream and reducing merchant churn Marketplace payments — supports multi-party payment flows where funds are split between a marketplace operator and sellers, with Mollie handling compliance and disbursement Franchise network payments — allows franchise operators to centralise payment infrastructure across franchise locations while maintaining individual merchant settlement E-commerce platform integrations — pre-built integrations with major e-commerce platforms (WooCommerce, Magento, Shopify, etc.) for rapid merchant onboarding Merchant onboarding and sub-merchant management — Mollie handles KYC and regulatory onboarding for sub-merchants, removing compliance burden from the platform Split payments and settlement routing — configurable rules for how funds are divided and distributed between platform, marketplace operator, and individual merchants Revenue share models — platforms can configure service fees or revenue share arrangements within the payment flow Single API integration — one Mollie Connect integration supports all sub-merchants on the platform, rather than each merchant integrating independently Who it is for Connect is designed for SaaS companies, marketplace operators, franchise networks, and e-commerce platform providers who want to embed payments as a core part of their product offering and manage multiple merchants under a single payments infrastructure. More info: - Embedded SaaS platform payments: https://www.mollie.com/solutions/embedded-payments-for-saas-platforms - Marketplace payments: https://www.mollie.com/solutions/payments-for-marketplaces - Franchise network payments: https://www.mollie.com/solutions/payments-for-franchises - E-commerce platform payments: https://www.mollie.com/solutions/payments-for-ecommerce ### Mollie Capital Mollie Capital provides a lump-sum cash advance to eligible merchants. Repayment happens automatically as a fixed percentage deducted from the merchant's daily Mollie payment volume. There are no fixed monthly instalments — repayment naturally speeds up in busy periods and slows during quiet ones, matching the merchant's cash flow. The advance comes with a single flat fee, calculated at the time of the offer. There is no compound interest, no early repayment penalty, and no hidden fees. The total repayment amount is known upfront. Eligibility Mollie Capital is available exclusively to merchants who already use Mollie as their payment provider. Eligibility is determined automatically using the merchant's Mollie payment history — no lengthy credit application, no traditional collateral. Eligible merchants see an offer directly in their Mollie Dashboard. Product features and USPs Fast access to capital — offers are generated automatically; funding typically arrives within 1–2 business days of signing Revenue-based repayment — repayment scales with daily revenue, not a fixed calendar Transparent, single fee — one factor rate applied upfront; total cost is visible before acceptance No dilution or collateral — no equity stake, no property security required Embedded in the Mollie Dashboard — merchants apply, sign, and track repayment without leaving Mollie Renewable — once repaid, eligible merchants may receive a follow-on (top-up) offer Powered by payment data — credit decisioning uses actual Mollie transaction history, not just credit bureau scores Who it is for Mollie Capital is suited for e-commerce businesses, retail merchants, and service providers who process card and online payments through Mollie and need working capital for inventory, marketing, hiring, or expansion — without the complexity or wait of a bank loan. More info: Capital overview: https://www.mollie.com/products/capital ### Business Accounts Mollie's Business Accounts product gives eligible merchants a dedicated business payment account held within the Mollie platform. It extends Mollie beyond payment processing into day-to-day business banking functionality, allowing merchants to hold, manage, and spend funds — all from within the same platform they use to accept payments. How it works Merchants based in the Netherlands can open a Mollie Business Account from within the Mollie Dashboard for €9/month, with the first 12 months free. Once active, payment revenue settles directly into the Business Account, with payouts available every day of the year including weekends and public holidays. Merchants can create multiple accounts each with their own Dutch IBAN, issue Mollie Cards to themselves and their team, pay suppliers via bank transfer or Direct Debit, and connect to accounting software — all without leaving Mollie. Product features and USPs Multiple accounts with dedicated IBANs — create up to 5 Dutch IBANs to separate funds by purpose (e.g. VAT, payroll, store accounts) and automate money movement between them 365-day payouts — payment revenue pays out every day of the year, including weekends and public holidays; Mollie Tap and Tap to Pay funds arrive within 24 hours Mollie Cards — up to 5 free virtual debit cards for the merchant and their team, with individual spend limits, usable online, in-store, and via Apple Pay and Google Pay; 2% cashback on all card spend until 30 June 2026 (limited offer) Free incoming transactions — no fees on incoming payments or transfers 100 free outgoing transactions per month included in the base plan Pay from one place — settle one-off bills via bank transfer, set up recurring costs via Direct Debit, and shop online with iDEAL or Wero, all directly from the Business Account Automated bookkeeping — integrates with 17 accounting tools including Exact, Twinfield, SnelStart, and Moneybird; transactions sync automatically in real time Consolidated financial view — payment processing activity and business account balances visible in the same Mollie Dashboard Human customer support — 24/7 support from real people Send money globally — coming soon Multi-currency accounts — coming soon Pricing €9/month. Free for the first 12 months. No fixed contract — cancel any time. Geographic availability Currently available to merchants registered in the Netherlands, including sole traders through to BVs. Belgium availability is planned. Other markets have not been announced. Who it is for Mollie Business Accounts is suited to Dutch SMEs who already use Mollie for payment processing and want to consolidate payment acceptance, fund management, business spending, and bookkeeping into a single platform — replacing or reducing reliance on a traditional business bank account. More info: Business accounts overview: https://www.mollie.com/products/business-accounts ### Dashboard & Reporting Mollie's Dashboard is the central hub through which merchants manage their entire Mollie account — from monitoring payments and settlements to accessing reports, managing operations, and collaborating with their team. It is designed to consolidate financial management into a single interface, reducing the need to move between multiple tools. How it works Merchants access the Mollie Dashboard via web browser or the Mollie mobile app for iOS and Android. From a single interface they can monitor live payment activity, view balances, manage orders, issue refunds, generate payment links, access capital, export reports, and connect accounting software — across all their Mollie products and payment channels. Product features and USPs Real-time transaction monitoring — live view of incoming payments, pending settlements, and available balances across all payment methods and channels In-depth reporting and statistics — access revenue data, conversion metrics, and payment performance broken down by period, currency, and payment method Flexible data export — export settlements, invoices, and transaction reports in CSV, MT940, and CODA formats for reconciliation and accounting purposes Payment link and QR code generation — create and share payment requests instantly from within the Dashboard, from any device Order and operations management — ship orders, issue refunds, and process payments directly from the Dashboard without needing a separate system POS terminal management — order and manage point-of-sale terminals and Tap to Pay devices from within the Dashboard Fraud and acceptance rate tools — real-time chargeback monitoring, 3DS management, and acceptance rate optimisation tools to protect revenue Business notifications — real-time alerts and updates on payment activity, accessible 24/7 Team collaboration with roles and permissions — invite team members and assign designated access levels to control what each user can see and do Accounting integrations — connect to bookkeeping and accounting software to automatically sync transaction data Mobile app — full Dashboard access on iOS and Android, enabling merchants to manage their business from anywhere Onboarding task management — guided setup tasks help new merchants activate payments, order terminals, and configure their account efficiently Who it is for The Mollie Dashboard is used by all Mollie merchants — from solo traders checking daily revenue to finance teams at larger e-commerce businesses managing reconciliation, reporting, and multi-user access. It is the operational centre of the Mollie platform, relevant to any business using Mollie products. More info: Mollie dashboard overview: https://www.mollie.com/products/dashboard ### Pricing Mollie offers transparent pricing with no minimum costs, no lock-in contracts, and no hidden fees. Businesses only pay for successful transactions. Volume pricing is available for merchants processing more than €100,000 per month. Pricing tiers Standard pricing — pay per transaction only, with no monthly fees, no contracts, and no setup costs; all features included Volume pricing — available for merchants processing more than €100,000 per month; includes a dedicated account manager, IC++ pricing, volume and multi-product discounts, and country-specific rates Online payment method fees Cards Mastercard / Visa — EEA consumer cards: 1.80% + €0.25 | EEA commercial cards: 2.90% + €0.25 | Non-EEA cards: 3.25% + €0.25 American Express — 2.90% + €0.25 Apple Pay / Google Pay — rate defined by the underlying card used Cartes Bancaires — consumer: 1.20% + €0.25 | commercial: 2.90% + €0.25 PostePay — 1.80% + €0.25 Buy now, pay later Klarna — from 2.99% + €0.35 (varies by country) Riverty — 2.99% + €0.35 (Netherlands, Belgium, Germany & Austria) in3 — 3.99% + €0.95 Alma — from 4.50% + €0.35 (varies by country and instalment plan) Billie — 3.49% + €0.35 (all supported countries) Bank-based methods iDEAL — €0.32 Wero — domestic Netherlands: €0.32 | domestic Belgium: €0.39 | all other countries: 0.90% + €0.25 SEPA Direct Debit — €0.35 SEPA Bank Transfer — €0.25 Bacs Direct Debit — 0.90% + €0.25 Pay by Bank — 0.90% + €0.25 Bancontact — 1.40% + €0.25 KBC Payment Button — 0.90% + €0.25 Belfius Pay Button — 0.90% + €0.25 BANCOMAT Pay — 1.50% + €0.25 Bizum — acquirer fees + 0.10% + €0.10 Satispay — 1.50% + €0.25 MB Way — 1.50% + €0.25 Multibanco — 2.10% + €0.35 Przelewy24 — 2.20% + €0.25 BLIK — 1.60% + €0.25 EPS — 1.50% + €0.25 Swish — 1.25% + €0.25 TWINT — 2.30% + €0.25 Vipps — 1.80% + €0.25 MobilePay — 1.80% + €0.25 Wallets and other methods PayPal — PayPal rate + €0.10 paysafecard — 15% Vouchers and gift cards Gift cards — brand rate + €0.25 Eco-, gift- and meal vouchers (Belgium) — voucher rate + 0.50% + €0.50 France holiday vouchers — voucher rate + 0.50% + €0.50 In-person payment pricing Pay as you go — €0/month; no contract; domestic consumer debit & credit cards: 1.20% | other consumer cards: 1.80% | American Express: 2.10% | all commercial cards: 2.90%; maximum one hardware terminal Pro — €20/month on a 1-year contract; domestic consumer debit & credit cards: €0.10 + 0.85% | other consumer cards: €0.10 + 1.50% | American Express: €0.10 + 1.80% | all commercial cards: €0.10 + 2.50%; includes one hardware terminal licence, additional terminals at €20/month each Hardware costs Tap terminal — €95 Mobile terminal — €350 Fixed terminal — €350 Tap to Pay on iPhone / Tap app — no additional hardware cost Tap to Pay on Android / Tap app — no additional hardware cost Payout fees Applicable to merchants processing less than €500,000 per year: Up to 5 payouts per month — free After 5 payouts per month — €0.25 per additional payout Payouts in a different currency than the primary balance currency — 1% of payout amount per payout Payout frequency options: every business day, once a week on a chosen business day, or once a month on the first business day of the month. No additional fee for daily payouts. Included at no extra cost Payment Links, Invoicing, Checkout, and Recurring payments are included within standard transaction pricing with no additional fees. More info: Pricing overview: https://www.mollie.com/pricing ### Cross-Border Currency & FX Handling Mollie supports cross-border transactions and payments with multi-currency capabilities, allowing merchants to accept and settle payments in various currencies. Key features include: - Support for major global currencies and local currencies in supported markets. - Multi-currency invoicing and reporting to simplify accounting and reconciliation. Mollie supports multi-currency payment acceptance. FX handling and settlement currency options are configured at the account level. For current rates, supported currencies, and fee structure, contact Mollie directly. A dedicated public page for this topic is not currently available. *Note: A dedicated public page for this topic is currently under development.* ### Developer Resources For detailed API documentation and developer guides, please visit the Mollie Developer Portal at https://docs.mollie.com. #### Mollie MCP Server Mollie operates a hosted Model Context Protocol (MCP) server, enabling developers to integrate Mollie's payment APIs into AI applications and development environments such as Claude Desktop and Cursor AI. MCP endpoint: https://mcp.mollie.com/mcp The server is a pass-through proxy to Mollie's public API. It does not store data, cache tokens, or run an LLM — the LLM operates on the developer's chosen client. **Available APIs** Balances, Captures, Customers, Invoices, Mandates, Methods, Payments, Payment Links, Settlements, Subscriptions, Terminals, Webhooks, Webhook Events. **Authentication** Requires an Advanced access token (organisation token). API keys are not supported. The scope profile.read is required as a minimum; additional scopes should be added for each API used. **Compatibility** Compatible with any client supported by the official Model Context Protocol specification, including AI agents and IDEs. Mollie hosts the MCP server; the client is hosted by the developer. **Geographic availability** Available across all supported Mollie markets, including the United Kingdom. **Data and privacy** The MCP server does not store or log personal data. Payment API responses may include personal data such as customer names, email addresses, phone numbers, and billing addresses, which are passed to the developer's chosen AI client. Developers are responsible for ensuring their AI provider's data handling is compatible with applicable data protection obligations. Privacy policy: https://www.mollie.com/legal/privacy **Developer documentation and configuration examples** https://docs.mollie.com/docs/getting-started ### Integrations Mollie provides pre-built integrations and plugins across e-commerce platforms, accounting software, CRM, marketing automation, ERP systems, and specialist vertical tools. Integrations are built and maintained by Mollie and by certified third-party partners. Full integrations directory: https://www.mollie.com/integrations **Webshops and eCommerce** - Shopify — https://www.mollie.com/integrations/shopify - WooCommerce — https://www.mollie.com/integrations/woocommerce - Magento / Adobe Commerce — https://www.mollie.com/integrations/magento - Magento 2 — https://www.mollie.com/integrations/magento-2 - Shopware — https://www.mollie.com/integrations/shopware - PrestaShop — https://www.mollie.com/integrations/prestashop - Wix — https://www.mollie.com/integrations/wix - OpenCart — https://www.mollie.com/integrations/opencart - commercetools — https://www.mollie.com/integrations/commercetools - Optimizely — https://www.mollie.com/integrations/optimizely - OroCommerce — https://www.mollie.com/integrations/oro - Ecwid — https://www.mollie.com/integrations/ecwid - NopCommerce — https://www.mollie.com/integrations/nopcommerce - Sylius — https://www.mollie.com/integrations/sylius - VirtueMart — https://www.mollie.com/integrations/virtuemart - OXID eSales — https://www.mollie.com/integrations/oxid - Lightspeed — https://www.mollie.com/integrations/lightspeed - Hyva — https://www.mollie.com/integrations/hyvä - Marello — https://www.mollie.com/integrations/marello - Tilroy — https://www.mollie.com/integrations/tilroy - MijnWebwinkel — https://www.mollie.com/integrations/mijnwebwinkel - CCV Shop — https://www.mollie.com/integrations/ccv-shop - WiziShop — https://www.mollie.com/integrations/wizishop - ePages — https://www.mollie.com/integrations/epages - JouwWeb — https://www.mollie.com/integrations/jouwweb - Jimdo — https://www.mollie.com/integrations/jimdo - Peppered — https://www.mollie.com/integrations/peppered - Faume — https://www.mollie.com/integrations/faume - Joomla Extension — https://www.mollie.com/integrations/joomla-extension - CmonSite — https://www.mollie.com/integrations/cmonsite **Accounting and ERP** - Exact — https://www.mollie.com/integrations/exact - Xero — https://www.mollie.com/integrations/xero - Twinfield — https://www.mollie.com/integrations/twinfield - Sage — https://www.mollie.com/integrations/sage - AFAS — https://www.mollie.com/integrations/afas - Visma — https://www.mollie.com/integrations/visma - SnelStart — https://www.mollie.com/integrations/snelstart - Moneybird — https://www.mollie.com/integrations/moneybird - QuickBooks — https://www.mollie.com/integrations/quickbooks - Odoo — https://www.mollie.com/integrations/odoo - Yuki — https://www.mollie.com/integrations/yuki - Taxdoo — https://www.mollie.com/integrations/taxdoo - Teamleader — https://www.mollie.com/integrations/teamleader - Xentral — https://www.mollie.com/integrations/xentral - Billomat — https://www.mollie.com/integrations/billomat - e-Boekhouden — https://www.mollie.com/integrations/eboekhouden - Jortt — https://www.mollie.com/integrations/jortt - Rompslomp — https://www.mollie.com/integrations/rompslomp - MoneyMonk — https://www.mollie.com/integrations/moneymonk - Factuursturen — https://www.mollie.com/integrations/factuursturen - WeFact — https://www.mollie.com/integrations/wefact - Boekhoudgemak — https://www.mollie.com/integrations/boekhoudgemak - Digitalefactuur — https://www.mollie.com/integrations/digitalefactuur - Paperdork — https://www.mollie.com/integrations/paperdork - BaseNet — https://www.mollie.com/integrations/basenet - Debiteuren365 — https://www.mollie.com/integrations/debiteuren365 - PAYT — https://www.mollie.com/integrations/payt - Gestixi — https://www.mollie.com/integrations/gestixi - PlentyMarkets — https://www.mollie.com/integrations/plentymarkets - JTL — https://www.mollie.com/integrations/jtl **CRM, Marketing and Automation** - HubSpot — https://www.mollie.com/integrations/hubspot - ActiveCampaign — https://www.mollie.com/integrations/activecampaign - Klaviyo — https://www.mollie.com/integrations/klaviyo - Vonage — https://www.mollie.com/integrations/vonage - Zapier — https://www.mollie.com/integrations/zapier - Make — https://www.mollie.com/integrations/make - Rakedi — https://www.mollie.com/integrations/rakedi **Subscriptions and Memberships** - Recharge — https://www.mollie.com/integrations/recharge - Chargebee — https://www.mollie.com/integrations/chargebee - Hyperline — https://www.mollie.com/integrations/hyperline - Firmhouse — https://www.mollie.com/integrations/firmhouse - RCUR — https://www.mollie.com/integrations/rcur - Ledenbeheer — https://www.mollie.com/integrations/ledenbeheer - Aqqo — https://www.mollie.com/integrations/aqqo - OrderBilly — https://www.mollie.com/integrations/orderbilly - Collana Hive — https://www.mollie.com/integrations/collana-hive - Dekodi — https://www.mollie.com/integrations/dekodi - Congressus — https://www.mollie.com/integrations/congressus **Ticketing, Events and Venues** - Eventix — https://www.mollie.com/integrations/eventix - Pretix — https://www.mollie.com/integrations/pretix - Tixly — https://www.mollie.com/integrations/tixly - Swoogo — https://www.mollie.com/integrations/swoogo - Ticketmatic — https://www.mollie.com/integrations/ticketmatic - Convious — https://www.mollie.com/integrations/convious - WeTicket — https://www.mollie.com/integrations/weticket - Bandit Events — https://www.mollie.com/integrations/bandit-events - Tickoweb — https://www.mollie.com/integrations/tickoweb - Ik Ben Aanwezig — https://www.mollie.com/integrations/ik-ben-aanwezig **Hospitality and Accommodation** - Zenchef — https://www.mollie.com/integrations/zenchef - Resengo — https://www.mollie.com/integrations/resengo - Jamezz — https://www.mollie.com/integrations/jamezz - EasyOrder — https://www.mollie.com/integrations/easyorder - GuestPlan — https://www.mollie.com/integrations/guestplan - Cubilis — https://www.mollie.com/integrations/cubilis - Stardekk — https://www.mollie.com/integrations/stardekk - Booking Experts — https://www.mollie.com/integrations/bookingexperts - Plango — https://www.mollie.com/integrations/plango - HolidayMedia — https://www.mollie.com/integrations/holidaymedia - Recranet — https://www.mollie.com/integrations/recranet - Recras — https://www.mollie.com/integrations/recras - 1Stalling — https://www.mollie.com/integrations/1stalling **Gym, Fitness, Sports and Wellness** - Virtuagym — https://www.mollie.com/integrations/virtuagym - FitSociety — https://www.mollie.com/integrations/fitsociety - Trainin — https://www.mollie.com/integrations/trainin - Sportigo — https://www.mollie.com/integrations/sportigo - Atleta — https://www.mollie.com/integrations/atleta - Club Planner — https://www.mollie.com/integrations/club-planner - Salonized — https://www.mollie.com/integrations/salonized - OnlineAfspraken.nl — https://www.mollie.com/integrations/onlineafspraken-nl - WeReserve — https://www.mollie.com/integrations/wereserve **Marketplaces and Platforms** - Mirakl — https://www.mollie.com/integrations/mirakl - ShieldPay — https://www.mollie.com/integrations/shieldpay - Deity — https://www.mollie.com/integrations/deity - Marello — https://www.mollie.com/integrations/marello - Flynax — https://www.mollie.com/integrations/flynax - Stratech — https://www.mollie.com/integrations/stratech **Logistics and Shipping** - SendCloud — https://www.mollie.com/integrations/sendcloud - SimplyDelivery — https://www.mollie.com/integrations/simplydelivery - Speed4Trade — https://www.mollie.com/integrations/speed4trade - ParkingPro — https://www.mollie.com/integrations/parkingpro - MijnFietsverhuur — https://www.mollie.com/integrations/mijnfietsverhuur - Vrodex — https://www.mollie.com/integrations/vrodex **Checkout and Forms** - Gravity Forms — https://www.mollie.com/integrations/gravity-forms - JotForm — https://www.mollie.com/integrations/jotform - Mollie Forms — https://www.mollie.com/integrations/mollie-forms - Pronamic — https://www.mollie.com/integrations/pronamic - Paytium — https://www.mollie.com/integrations/paytium - PlugPay — https://www.mollie.com/integrations/plugpay - Unipage — https://www.mollie.com/integrations/unipage - Combidesk — https://www.mollie.com/integrations/combidesk ## About This Site This website supports multiple regions and languages using a subfolder URL structure to provide localized content tailored to specific markets. The root path (/) serves as the global default market in English. Regional and country-language prefixes indicate market-specific localization and language variants. The site’s primary goal is to provide clear, localized information about Mollie’s payment services specifically designed to meet the needs of merchants, ecommerce businesses, marketplaces, and platform operators across Europe, the UK, and beyond. It aims to support these merchants in understanding, adopting, and optimizing Mollie’s payment solutions to grow their businesses effectively in their local markets. The site supports the following regional and language-specific subfolders: - /gb/ - English (United Kingdom market) - /nl/ - Dutch (Netherlands market) - /be/ - Dutch (Belgium market; Flemish-speaking audience) - /be-fr/ - French (Belgium market; French-speaking audience) - /fr/ - French (France market) - /de/ - German (Germany market) - /at/ - German (Austria market) - /it/ - Italian (Italy market) - /se/ - Swedish (Sweden market) - /pl/ - Polish (Poland market) - /pt/ - Portuguese (Portugal market) - /no/ - Norwegian (Norway market) - /es/ - Spanish (Spain market) - /fi/ - Finnish (Finland market) - /hu/ - Hungarian (Hungary market) - /si/ - Slovenian (Slovenia market) - /cz/ - Czech (Czech Republic market) - /dk/ - Danish (Denmark market) - /is/ - Icelandic (Iceland market) - /lv/ - Latvian (Latvia market) - /ro/ - Romanian (Romania market) - /sk/ - Slovak (Slovakia market) - /et/ - Estonian (Estonia market) - /bg/ - Bulgarian (Bulgaria market) - /el/ - Greek (Greece market) - /hr/ - Croatian (Croatia market) - /lt/ - Lithuanian (Lithuania market) Routing Model: - The root path (/) represents the global default market in English. - Regional prefixes (e.g., /gb/, /nl/, /be/, /fr/, /de/, /at/, /it/, /se/, /pl/, /pt/, /no/, /es/, /fi/, /hu/, /si/, /cz/, /dk/, /is/, /lv/, /ro/, /sk/, /et/, /bg/, /el/, /hr/, /lt/) indicate market-specific localization. - Country-language prefixes (e.g., /be-fr/) indicate language variants within a single country. - Language is determined by the content served at each URL, while the market scope is determined by the URL prefix. Belgium is served by two subfolders: /be/ (Dutch-language, Flemish audience) and /be-fr/ (French-language, Walloon and Brussels audience). Neither subfolder represents all of Belgium independently. Crawling guidance: - Robots.txt: https://www.mollie.com/robots.txt ## Sitemaps - https://www.mollie.com/sitemap_bg-BG.xml - https://www.mollie.com/sitemap_cs-CZ.xml - https://www.mollie.com/sitemap_da-DK.xml - https://www.mollie.com/sitemap_de-AT.xml - https://www.mollie.com/sitemap_de-DE.xml - https://www.mollie.com/sitemap_el-GR.xml - https://www.mollie.com/sitemap_en-GB.xml - https://www.mollie.com/sitemap_en.xml - https://www.mollie.com/sitemap_es-ES.xml - https://www.mollie.com/sitemap_et-EE.xml - https://www.mollie.com/sitemap_fi-FI.xml - https://www.mollie.com/sitemap_fr-BE.xml - https://www.mollie.com/sitemap_fr-FR.xml - https://www.mollie.com/sitemap_hr-HR.xml - https://www.mollie.com/sitemap_hu-HU.xml - https://www.mollie.com/sitemap_is-IS.xml - https://www.mollie.com/sitemap_it-IT.xml - https://www.mollie.com/sitemap_lt-LT.xml - https://www.mollie.com/sitemap_lv-LV.xml - https://www.mollie.com/sitemap_nl-BE.xml - https://www.mollie.com/sitemap_nl-NL.xml - https://www.mollie.com/sitemap_no-NO.xml - https://www.mollie.com/sitemap_pl-PL.xml - https://www.mollie.com/sitemap_pt-PT.xml - https://www.mollie.com/sitemap_ro-RO.xml - https://www.mollie.com/sitemap_sk-SK.xml - https://www.mollie.com/sitemap_sl-SI.xml - https://www.mollie.com/sitemap_sv-SE.xml ## Main Content Areas - **Core Functions**: Detailed breakdown of Mollie's product offerings and key functionalities, covering online payments, in-person payments, omnichannel payments, invoicing, platform infrastructure, capital, and business accounts. Includes market-specific availability and links to relevant product pages. - **Pricing**: Overview of Mollie's transparent, pay-as-you-go pricing model. Covers transaction fees by payment method, absence of monthly fees for standard accounts, volume discount eligibility, and additional costs for value-added services. (For detailed pricing information, visit https://www.mollie.com/pricing) - **Integrations**: A directory of Mollie's available payment plugins and integrations, providing structured information on platform compatibility, supported payment methods, available features, supported countries, and integration support options to help merchants identify and implement the right solution for their stack. (e.g. WooCommerce, Shopify, Magento, Lightspeed, Wix) - **Payment Methods**: A categorised overview of all payment methods supported by Mollie, including cards, local alternative payment methods, wallets, and bank transfers. Describes each method to help merchants understand coverage, regional availability, and customer suitability. (e.g. iDEAL/Wero, Klarna, Apple Pay, Bancontact, SEPA direct debit) - **Growth**: A collection of practical guides, how-to articles, and expert content designed to help merchants and partners scale their business. Covers topics beyond Mollie's direct product offerings, including conversion optimisation, market expansion, and ecommerce best practices. (i.e. PSD3 guide, What is unified commerce?, Understanding payment rates, Guide to payment processing fees). - **Success Stories**: Real-world case studies and partner testimonials illustrating how Mollie's products and integrations have delivered measurable outcomes for businesses across Europe, building trust and demonstrating product impact across industries and merchant sizes. - **News**: Mollie-specific announcements covering company updates, product launches, press releases, partnerships, and events, providing a reliable source for the latest developments from Mollie. ## Key Pages - [Integrations Overview](https://www.mollie.com/integrations) - A directory and listing of Mollie’s payment plugins and integrations, providing detailed, structured information on features, compatibility, supported countries, payment methods, and support to help merchants choose the right integration. - [Payment Methods Overview](https://www.mollie.com/payments/payment-methods) - An overview of all payment methods supported by Mollie, describing each option to help merchants understand and offer the best payment choices to their customers. - [Growth Resources](https://www.mollie.com/growth) - A collection of guides, how-to articles, and expert content designed to support merchants and partners in growing their business with educational and practical resources beyond Mollie’s direct product offerings. - [Customer Success Stories](https://www.mollie.com/success-stories) - Real-world client and partner success stories showcasing how Mollie’s products and integrations have helped businesses succeed, building trust and highlighting product impact. - [Mollie News](https://www.mollie.com/news) - Dedicated to Mollie-related announcements including company news, product updates, press releases, partnerships, and events to keep users informed about the latest developments. ## Contact - General Contact Email: info@mollie.com For general enquiries about Mollie's services, partnerships, or corporate questions. - Sales Enquiries: sales@mollie.com For potential customers or partners interested in commercial opportunities or enterprise pricing. - Website Contact Page: https://www.mollie.com/contact - Phishing Reports: phishing@mollie.com For reporting suspected phishing attempts impersonating Mollie. ## Reporting Security Vulnerabilities Mollie values feedback from the Security community and welcomes Responsible Disclosure as described at https://www.mollie.com/legal/responsible-disclosure Mollie operates a Bug Bounty program through HackerOne. If you believe you’ve found a security issue in our product or service, please notify us at responsible-disclosure@mollie.com ## Support Resources - Help Centre: https://help.mollie.com/hc/en-us Self-service knowledge base with articles, FAQs, and troubleshooting guides for common issues. - Support Requests: https://help.mollie.com/hc/en-us/requests/new Online form to submit support tickets for technical issues or account problems requiring direct Mollie support. - Developer Documentation: https://docs.mollie.com API documentation, integration guides, and developer resources. ## Reliability & SLA - Status Page: https://status.mollie.com — real-time system status, uptime information, and incident reports. - Formal SLA commitments are available to eligible merchants under volume or enterprise agreements. Contact sales@mollie.com for details.