Hallo

Pay by Bank

Instant payments, engineered for conversion

Offer bank payments built on direct bank connections for faster checkout speed, lower costs, and higher conversion.

Payment confirmed

Payment confirmed

Payment confirmed

Approve in bank app

Approve in bank app

Approve in bank app

Pay by Bank

£79.00

Select bank

Barclays

Revolut

Lloyds

Monzo

NatWest

Santander

Pay by Bank

Pay by Santander

Pay by Bank

£79.00

Select bank

Barclays

Revolut

Lloyds

Monzo

NatWest

Santander

Pay by Bank

Pay by Santander

Pay by Bank

£79.00

Select bank

Barclays

Revolut

Lloyds

Monzo

NatWest

Santander

Pay by Bank

Pay by Santander

Payment confirmed

Approve in bank app

Pay by Bank

£79.00

Select bank

Barclays

Revolut

Lloyds

Monzo

NatWest

Santander

Pay by Bank

Pay by Santander

Why businesses love Mollie Pay by Bank

Why businesses love Mollie Pay by Bank

Better conversion, more sales

Convert more shoppers with a fast, 3-step checkout that confirms payments instantly.

Protect revenue, reduce fees

Cut expensive card fees and eliminate chargebacks with 100% guaranteed payments.

Reconciliation
on autopilot

Eliminate manual tracking, ledger errors, and reduce fraud with payer account details matched to every payment.

Direct in-house bank connectivity

Get checkout stability and faster processing with complete Pay by Bank coverage.

How it works

Engineered for conversion. Built for speed.

Select bank at checkout

Shoppers select Pay by Bank at checkout and pick their bank – with returning customers pre-selected for a faster flow.

Approve payment

Fast, biometric authentication eliminates fraud risk without breaking checkout flow.

Instant confirmation

Real-time confirmation guarantees funds so you can ship faster.

Pay by Bank

Credit card

More payment methods

£79.00

Select payment method

How it works

Engineered for conversion. Built for speed.

Select bank at checkout

Shoppers select Pay by Bank at checkout and pick their bank – with returning customers pre-selected for a faster flow.

Approve payment

Fast, biometric authentication eliminates fraud risk without breaking checkout flow.

Instant confirmation

Real-time confirmation guarantees funds so you can ship faster.

Pay by Bank

Credit card

More payment methods

£79.00

Select payment method

How it works

Engineered for conversion. Built for speed.

Select bank at checkout

Shoppers select Pay by Bank at checkout and pick their bank – with returning customers pre-selected for a faster flow.

Approve payment

Fast, biometric authentication eliminates fraud risk without breaking checkout flow.

Instant confirmation

Real-time confirmation guarantees funds so you can ship faster.

Pay by Bank

Credit card

More payment methods

£79.00

Select payment method

Flexible payment flows for however you do business

Flexible payment flows for however you do business

Checkout

Avoid chargebacks and boost conversion with a seamless 3-step payment flow on your web store or app.

£79.00

+12

Pay by Bank

£79.00

+12

Pay by Bank

Invoices

Get paid faster and avoid chasing bank transfers with pre-filled, secure Pay by Bank links.

Shipping – Headphones XM

paymentlink.mollie.com/j2o9h

Shipping – Headphones XM

paymentlink.mollie.com/j2o9h

Shipping – Headphones XM

paymentlink.mollie.com/j2o9h

Subscriptions

Collect a first payment and authorise recurring Direct Debit billing in a single checkout flow.

Pixel Design

Monthly

Joining fee

Monthly

Membership

Pixel Design

Monthly

Joining fee

Monthly

Membership

Pixel Design

Monthly

Joining fee

Monthly

Membership

Account top-ups

Let customers fund balances with instant payment confirmation and optimised checkout flows.

FORGEFITNESS

Top up your account

£260.00

FORGEFITNESS

Top up your account

£260.00

FORGEFITNESS

Top up your account

£260.00

Donations

Help more donors complete their payment with a fast, familiar bank-app flow that costs less than cards.

Amount

£25.00

Membership

Monthly

Set up payment

Amount

£25.00

Membership

Monthly

Set up payment

Amount

£25.00

Membership

Monthly

Set up payment

Amount

£25.00

Membership

Monthly

Set up payment

Tailored to your industry

Built for businesses that want guaranteed payments, to save on card fees, or an easier way to collect again.

Tailored to your industry

Built for businesses that want guaranteed payments, to save on card fees, or an easier way to collect again.

Ecommerce

Reduce costs with no chargeback risk and boost checkout conversion using a familiar payment flow built around the banking app your customers trust.

Gaming

Combine guaranteed deposits with payer account details to trace payments, prevent fraud, and keep compliance in check.

Financial services

Support your KYC and fraud-prevention with verified payer account details and bank-grade payment authentication.

Subscription and membership businesses

Take a single payment and set up a Direct Debit mandate for recurring revenue in a single payment flow.

The financial platform built for European business

Pay by Bank is just the start. Mollie helps you accept local and global payment methods, manage payments across markets, and bring reporting, reconciliation, and fraud tools into one place.

The financial platform built for European business

Pay by Bank is just the start. Mollie helps you accept local and global payment methods, manage payments across markets, and bring reporting, reconciliation, and fraud tools into one place.

Unify reporting and payment admin

Manage online and in-person payments from one central dashboard with automated reconciliation and fraud prevention.

Method

Amount

Status

Payments

£25.00

Open

Inactive

£32.00

Paid

Inactive

£8.00

Pending

Inactive

£25.00

Open

Inactive

£16.00

Open

Inactive

€32.00

Paid

Inactive

€32.00

Paid

Inactive

Unlock 35+ payment methods from one platform

Offer the payment methods your customers prefer – from BNPL to cards and local favourites – to convert more shoppers across Europe.

  • Paypal logo
    Klarna logo
  • Klarna logo
    Paypal logo

Local support when you need it

Speak directly to UK payment specialists – available 7 days a week.

0

.

0

Trustpilot

Start accepting Pay by Bank

Let customers pay through their trusted banking app for faster checkouts and higher conversion.

Start accepting Pay by Bank

Let customers pay through their trusted banking app for faster checkouts and higher conversion.

Frequently asked questions

How is this different from other bank payment methods?

Most bank payment methods are strictly local – like Swish in Sweden or BLIK in Poland – forcing cross-border businesses to build and maintain separate payment integrations for every market. Pay by Bank provides pan-European coverage through a single connection, simplifying reconciliation and keeping performance more consistent.

Mollie Pay by Bank is also different from other Pay by Bank providers as many resell someone else's bank connection, so when a bank changes something, they're waiting on their supplier to fix it. We maintain everything in-house to protect your acceptance and conversion rates.

Which banks and countries are supported?

Mollie Pay by Bank connects directly to major banks across the UK and Europe – giving your buyers a seamless account-to-account checkout in the banking apps they use every day.

When are funds guaranteed and settled?

Once your customer approves the payment, it's confirmed and guaranteed instantly. Funds settle into your Mollie balance directly. Exceptions are possible when banks apply fraud monitoring checks.

What happens if my customer wants to cancel a recurring payment?

The customer can cancel the Direct Debit mandate at any time, either directly with their bank or by contacting you directly. Once cancelled, no further payments are collected from that account.

With Mollie, Pay by Bank connects to major financial institutions across Europe – giving shoppers instant account-to-account payments through their own banking apps.