Hallo

Pay by Bank

Instant payments, engineered for conversion

Offer bank payments for faster checkout speed, lower costs, and higher conversion.

Payment confirmed

Payment confirmed

Payment confirmed

Approve in bank app

Approve in bank app

Approve in bank app

Pay by Bank

€79.00

Select bank

BNP Paribas

ING

Postbank

Wise

Revolut

Lloyds

Pay by Bank

Pay by Lloyds

Pay by Bank

€79.00

Select bank

BNP Paribas

ING

Postbank

Wise

Revolut

Lloyds

Pay by Bank

Pay by Lloyds

Pay by Bank

€79.00

Select bank

BNP Paribas

ING

Postbank

Wise

Revolut

Lloyds

Pay by Bank

Pay by Lloyds

Payment confirmed

Approve in bank app

Pay by Bank

€79.00

Select bank

BNP Paribas

ING

Postbank

Wise

Revolut

Lloyds

Pay by Bank

Pay by Lloyds

Why businesses love Mollie Pay by Bank

Why businesses love Mollie Pay by Bank

Better conversion, more sales

Convert more shoppers with a fast checkout that confirms payments instantly.

Protect revenue, reduce fees

Cut expensive card fees and eliminate chargebacks with 100% guaranteed payments.

Bank-to-bank connectivity

Improve checkout stability and settlement speeds by routing payments through open banking rails.

How it works

Engineered for conversion. Built for speed.

Select bank at checkout

Shoppers select Pay by Bank at checkout and pick their bank.

Approve payment

Fast, biometric authentication eliminates fraud risk without breaking checkout flow.

Instant confirmation

Real-time confirmation guarantees funds so you can ship faster.

Pay by Bank

Credit card

More payment methods

€79.00

Select payment method

How it works

Engineered for conversion. Built for speed.

Select bank at checkout

Shoppers select Pay by Bank at checkout and pick their bank.

Approve payment

Fast, biometric authentication eliminates fraud risk without breaking checkout flow.

Instant confirmation

Real-time confirmation guarantees funds so you can ship faster.

Pay by Bank

Credit card

More payment methods

€79.00

Select payment method

How it works

Engineered for conversion. Built for speed.

Select bank at checkout

Shoppers select Pay by Bank at checkout and pick their bank.

Approve payment

Fast, biometric authentication eliminates fraud risk without breaking checkout flow.

Instant confirmation

Real-time confirmation guarantees funds so you can ship faster.

Pay by Bank

Credit card

More payment methods

€79.00

Select payment method

Flexible payment flows for however you do business

Flexible payment flows for however you do business

Checkout

Avoid chargebacks and boost conversion with a seamless payment flow on your web store or app.

€79.00

+12

Pay by Bank

€79.00

+12

Pay by Bank

€79.00

+12

Pay by Bank

Account top-ups

Let customers fund balances with instant payment confirmation and optimised checkout flows.

FORGEFITNESS

Top up your account

€260.00

FORGEFITNESS

Top up your account

€260.00

FORGEFITNESS

Top up your account

€260.00

Invoices

Get paid faster and avoid chasing bank transfers with pre-filled, secure Pay by Bank links.

Shipping – Headphones XM

paymentlink.mollie.com/j2o9h

Shipping – Headphones XM

paymentlink.mollie.com/j2o9h

Shipping – Headphones XM

paymentlink.mollie.com/j2o9h

Donations

Help more donors complete their payment with a fast, familiar bank-app flow that costs less than cards.

Amount

€ 25.00

Membership

Monthly

Set up payment

Amount

€ 25.00

Membership

Monthly

Set up payment

Amount

€ 25.00

Membership

Monthly

Set up payment

Tailored to your industry

Built for businesses that want guaranteed payments, to save on card fees, or an easier way to collect again.

Tailored to your industry

Built for businesses that want guaranteed payments, to save on card fees, or an easier way to collect again.

Ecommerce

Reduce costs with no chargeback risk and boost checkout conversion using a familiar payment flow built around the banking app your customers trust.

Gaming

Guaranteed deposits confirm instantly, so players aren't left waiting, and you avoid the chargeback risk that comes with cards.

Financial services

Support your KYC and fraud-prevention checks with verified payer bank details and bank-grade payment authentication.

Subscription and membership businesses

Take a single payment and set up a Direct Debit mandate for recurring revenue in a single payment flow.

The financial platform built for European business

Pay by Bank is just the start. Mollie helps you accept local and global payment methods, manage payments across markets, and bring reporting, reconciliation, and fraud tools into one place.

The financial platform built for European business

Pay by Bank is just the start. Mollie helps you accept local and global payment methods, manage payments across markets, and bring reporting, reconciliation, and fraud tools into one place.

Unify reporting and payment admin

Manage online and in-person payments from one central dashboard with automated reconciliation and fraud prevention.

Method

Amount

Status

Payments

€25.00

Open

Inactive

€32.00

Paid

Inactive

€8.00

Pending

Inactive

€25.00

Open

Inactive

€16.00

Open

Inactive

€32.00

Paid

Inactive

€32.00

Paid

Inactive

Unlock 35+ payment methods from one platform

Offer the payment methods your customers prefer – from BNPL to cards and local favourites – to convert more shoppers across Europe.

  • Klarna logo

Local support when you need it

Speak directly to payment specialists who know your market – available 7 days a week.

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Trustpilot

Start accepting Pay by Bank

Let customers pay through their trusted banking app for faster checkouts and higher conversion.

Start accepting Pay by Bank

Let customers pay through their trusted banking app for faster checkouts and higher conversion.

Frequently asked questions

When are funds guaranteed and settled?

Once your customer approves the payment, it's confirmed and guaranteed instantly. Funds settle into your Mollie balance the same day if the payment completes before the daily cut-off, or the next business day if it doesn't.

Is Pay by Bank safe?

Yes. Pay by Bank runs on regulated open banking infrastructure, with strong customer authentication built into every payment.

Customers approve the payment in their own banking app – with a PIN, fingerprint, or face scan. Their bank credentials never reach Mollie or your business – they stay with the bank.

That authentication stops the fraud that comes from stolen or misused card details. It doesn't remove fraud risk entirely, so it's still worth keeping your own fraud controls in place.

How is this different from other bank payment methods?

Most bank payment methods are strictly local – like Swish in Sweden or BLIK in Poland – forcing cross-border businesses to build and maintain separate payment integrations for every market. Pay by Bank provides pan-European coverage through a single connection, simplifying reconciliation and keeping performance consistent.

What is the difference between Pay by Bank and a regular bank transfer?

A regular bank transfer means your customer types in your payment details and a reference by hand, then you wait to match it up on your side.

Pay by Bank embeds straight into your web store or mobile app. Customers select their bank at checkout and approve the pre-filled payment inside their banking app in seconds.

Which banks and countries are supported?

With Mollie, Pay by Bank connects to major financial institutions across Europe – giving shoppers instant account-to-account payments through their own banking apps.