Table of contents
Overview
What is Shopify Payments?
Which gateways are included?
Overview of fees
Advantages & disadvantages
Alternatives to Shopify Payments
Why companies choose other providers
Shopify Payments: fees, advantages, disadvantages and alternatives
14 may 2024
Overview: Shopify Payments
Shopify Payments is Shopify's internal payment gateway
Shopify Payments fees depend on the Shopify plan and payment method
Shopify Payments is not available or suitable for every industry
Use of Shopify payment methods not required, as external payment providers possible
Easily add secure payment methods with Mollie as payment service provider
What is Shopify Payments?
Shopify Payments is the official payment gateway from Shopify. With this offer, merchants can create a Shopify shop and offer various payment methods directly with Shopify Payments. Payments include, for example, purchase on account or by credit card. The Shopify payment methods make it easy for merchants to get started in e-commerce.
Shopify Payments is currently represented in 23 countries. The following list gives you an overview of the countries in which you can offer Shopify payment methods:
Australia
Austria
Belgium
Canada
Czech Republic
Denmark
Finland
Finland France
France Germany
Ireland
Italy
Japan
Netherlands
New Zealand
Portugal
Romania
Singapore
Spain
Sweden
Switzerland
Hong Kong (Special Administrative Region)
United Kingdom
United States
In countries where Shopify Payments is not available, you can easily offer secure payment methods in your Shopify shop with Mollie as a PSP, for example. This is easy because Mollie is one of the Shopify apps that are easy to install.
Which Shopify payment gateways are included?
If Shopify Payments is available in your country, you can add Shopify as a payment provider to your online shop. With the Shopify Payments gateways, you have various payment methods at your disposal. A Shopify Payments gateway enables you to process payments by transferring the transaction information between customers and your online shop.
Which payment methods are included in Shopify Payments in Germany?
Credit cards (for example MasterCard, American Express and VISA)
Instant bank transfer
Shop Pay
Apple Pay
Google Pay
Klarna Pay Later
Bank Transfer
Please refer to Shopify for the latest payment method coverage.
Shopify Payments: Fees according to payment method
Shopify charges a fee for each payment via Shopify Payments. The exact Shopify Payments costs depend on the selected payment method and the Shopify plan chosen for the online shop.
Monthly costs Shopify plan
Basic: From 27 Euro
Shopify: From 79 Euro
Advanced: From 289 Euro
Third-party providers without Shopify Payments
Basic: 2,0 %
Shopify: 1,0 %
Advanced: 0,5 %
Please refer to Shopify for the latest pricing.
If you would like to offer additional payment methods in your Shopify shop, you can realise this via external payment providers. If you do not use Shopify Payments, you will incur additional costs. Shopify Payments charges a fee of up to 2 per cent per transaction. If you opt for Mollie, you only pay fees for successful transactions.
Advantages and disadvantages of Shopify Payments
There are many reasons why merchants choose Shopify payment methods. We'll show you the advantages and disadvantages of Shopify Payments.
Advantages of Shopify Payments
If you integrate Shopify Payments into your online shop, the following advantages await you:
Easy setup
No transaction fees for payments via third-party providers such as PayPal
Transparent fees
Disadvantages of Shopify Payments
Using Shopify payment methods does not only have advantages, as the following disadvantages show:
High fees for chargebacks (reversals)
Not suitable or available for every industry
PayPal must be added separately
Money can suddenly be frozen in the event of suspicious account activity, for example
Alternatives to Shopify Payments: Integration of other payment providers
With an online shop from Shopify, you as a merchant are not forced to use Shopify Payments. You can choose from over 100 other payment providers for payments in your shop. This allows you to choose the provider that suits you and your shop. Customers often want a large selection of online payment methods that also work securely and smoothly.
With Mollie for Shopify, you can benefit from numerous advantages. In addition to easy integration, secure payments and transparent fees, you have a diverse selection of more than 20 global and local payment methods to choose from. These include, among others:
Credit card
Klarna invoice
Klarna Pay Now
Klarna hire purchase
Giropay
Bancontact
SEPA bank transfer
Gift cards
Billie
Practical example: Why merchants choose solutions other than Shopify Payments
With Shopify Payments, online merchants can get started in e-commerce quickly and easily. But there are also good reasons why merchants choose a payment provider like Mollie. SUSHI BIKES, with founders Andy Weinzierl and Joko Winterscheidt, have decided in favour of Mollie. Two things were particularly important in the decision: the language and the payment methods offered.
"With our shopping baskets, every percentage point in transaction costs plays a major role in profitability. That's why we were prepared to listen to offers other than Shopify Payments." Andy Weinzierl from SUSHI BIKES
But the fees are another reason why the founders use Mollie in their Shopify shop. With low transaction costs, easy account creation and a well thought-out onboarding process, Mollie was able to convince the founders.
How does Shopify Payments work?
Shopify Payments works internally via Shopify. Merchants must first create a Shopify shop and can then use the Shopify payment methods. In addition to Shopify Payments, merchants can use third-party providers such as Mollie to offer numerous global and local payment methods through a single contract.
Does Shopify Payments also include PayPal?
No, Shopify Payments does not include PayPal and must be integrated separately like other online payments. However, integrating other payment methods is easy, as the payment provider Mollie shows.
How can I set up Shopify Payments?
In Shopify, payments can be set up in just a few steps in the admin area under Settings > Payments. Mollie with additional payments for Shopify can also be set up quickly and easily so that you can accept a variety of payment methods.
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