Scaling Europe: The Payments Report 2026

Europe is getting harder, not easier. 

New regulations are changing the rules of commerce, sophisticated fraud attacks are forcing your systems to evolve, and the shifting payment landscape is drowning your operations team in noise.

This friction has a price tag: wasted time, lost sales, stalled growth. 

Mollie’s new report gives you the model to automate that complexity away. We show you how to use technology to handle the heavy lifting of routing, compliance, and reconciliation – allowing your human experts to stop fighting fires and start driving new growth.

Here’s what’s inside:

• The regulatory roadmap: A clear, jargon-free breakdown of PSD3, SEPA Instant, and Wero – and what they actually mean for your bottom line.

• The AI reality: An expert analysis of how automation delivers value today, and the role 'agentic commerce' will play in your business tomorrow.

• Commercial intelligence: How to turn payments from a utility into an asset, using transaction data to build richer customer profiles and drive loyalty.

• Exclusive benchmarks: Real data from across the continent on wallet adoption, fraud trends, and payment method splits.

• Lessons from the frontlines: Strategic advice from KPMG and case studies from European leaders who have already solved the puzzle.

European commerce is complex, but your operations shouldn't be. Download the report to turn that complexity into your greatest commercial advantage.