Mollie and GoCardless combine to create Europe’s leading payments and financial services partner

One financial home for payments, accounts and business financing, serving over 350,000 businesses across 30+ markets.

One financial home for payments, accounts and business financing, serving over 350,000 businesses across 30+ markets.

AMSTERDAM/LONDON – 1 September 2026 – Mollie today announced it has completed its acquisition of GoCardless, a global leader in bank payments. Together, the two companies are trusted by more than 350,000 businesses across 30+ markets. Koen Köppen, CEO of Mollie, leads the group. GoCardless will continue to operate as 'GoCardless, a Mollie company' under co-founder Hiroki Takeuchi, reflecting the strategic importance of its brand and its Pay by Bank technology to the group.

Growing businesses rarely find their financial operations in one place. Many run cards with one provider, direct debit with another, their account with a bank and financing elsewhere, with each relationship adding another integration to maintain, another reconciliation at month-end, and no single view of where their money sits. Mollie now brings payments, accounts and business financing into one financial home, with one partner behind them.

At its heart is a comprehensive payment suite that unites Mollie's best-in-class card and local payment methods with GoCardless's leading Pay by Bank solution, available across 38 countries, empowering businesses to get paid, manage money and scale with confidence.

“This is more than two companies coming together. It genuinely expands what our customers can do,” says Köppen. “Two complementary businesses, the same DNA, and a shared mission to make money management effortless. Our customers now have one financial partner scaling with their ambition.” 

Mollie is rooted in Europe and builds market by market. In practice, that means the local payment methods each market relies on, native language support, localised onboarding, and teams on the ground in 12 cities across the EEA. GoCardless was built with the same discipline, and brings the group an established presence in the United States, Canada, Australia and New Zealand.

Both companies enter this from a position of strength. Mollie achieved EBITDA profitability in 2024 and reported €147 million in net revenue in 2025, while GoCardless recorded its first EBITDA-positive quarter in summer 2025. This financial health allows for a considered, customer-first integration. For existing customers of either company, there will be no immediate changes to services, contacts or contracts. Integration will be phased and led by what is best for customers, with the goal of a more complete offering over time.

“Our commitment to our customers is simple: we will always put their needs first,” adds Köppen. “They now have a financial partner built to last. We are stronger together, and excited to shape the future of financial services for every business in Europe and beyond.”

AMSTERDAM/LONDON – 1 September 2026 – Mollie today announced it has completed its acquisition of GoCardless, a global leader in bank payments. Together, the two companies are trusted by more than 350,000 businesses across 30+ markets. Koen Köppen, CEO of Mollie, leads the group. GoCardless will continue to operate as 'GoCardless, a Mollie company' under co-founder Hiroki Takeuchi, reflecting the strategic importance of its brand and its Pay by Bank technology to the group.

Growing businesses rarely find their financial operations in one place. Many run cards with one provider, direct debit with another, their account with a bank and financing elsewhere, with each relationship adding another integration to maintain, another reconciliation at month-end, and no single view of where their money sits. Mollie now brings payments, accounts and business financing into one financial home, with one partner behind them.

At its heart is a comprehensive payment suite that unites Mollie's best-in-class card and local payment methods with GoCardless's leading Pay by Bank solution, available across 38 countries, empowering businesses to get paid, manage money and scale with confidence.

“This is more than two companies coming together. It genuinely expands what our customers can do,” says Köppen. “Two complementary businesses, the same DNA, and a shared mission to make money management effortless. Our customers now have one financial partner scaling with their ambition.” 

Mollie is rooted in Europe and builds market by market. In practice, that means the local payment methods each market relies on, native language support, localised onboarding, and teams on the ground in 12 cities across the EEA. GoCardless was built with the same discipline, and brings the group an established presence in the United States, Canada, Australia and New Zealand.

Both companies enter this from a position of strength. Mollie achieved EBITDA profitability in 2024 and reported €147 million in net revenue in 2025, while GoCardless recorded its first EBITDA-positive quarter in summer 2025. This financial health allows for a considered, customer-first integration. For existing customers of either company, there will be no immediate changes to services, contacts or contracts. Integration will be phased and led by what is best for customers, with the goal of a more complete offering over time.

“Our commitment to our customers is simple: we will always put their needs first,” adds Köppen. “They now have a financial partner built to last. We are stronger together, and excited to shape the future of financial services for every business in Europe and beyond.”

AMSTERDAM/LONDON – 1 September 2026 – Mollie today announced it has completed its acquisition of GoCardless, a global leader in bank payments. Together, the two companies are trusted by more than 350,000 businesses across 30+ markets. Koen Köppen, CEO of Mollie, leads the group. GoCardless will continue to operate as 'GoCardless, a Mollie company' under co-founder Hiroki Takeuchi, reflecting the strategic importance of its brand and its Pay by Bank technology to the group.

Growing businesses rarely find their financial operations in one place. Many run cards with one provider, direct debit with another, their account with a bank and financing elsewhere, with each relationship adding another integration to maintain, another reconciliation at month-end, and no single view of where their money sits. Mollie now brings payments, accounts and business financing into one financial home, with one partner behind them.

At its heart is a comprehensive payment suite that unites Mollie's best-in-class card and local payment methods with GoCardless's leading Pay by Bank solution, available across 38 countries, empowering businesses to get paid, manage money and scale with confidence.

“This is more than two companies coming together. It genuinely expands what our customers can do,” says Köppen. “Two complementary businesses, the same DNA, and a shared mission to make money management effortless. Our customers now have one financial partner scaling with their ambition.” 

Mollie is rooted in Europe and builds market by market. In practice, that means the local payment methods each market relies on, native language support, localised onboarding, and teams on the ground in 12 cities across the EEA. GoCardless was built with the same discipline, and brings the group an established presence in the United States, Canada, Australia and New Zealand.

Both companies enter this from a position of strength. Mollie achieved EBITDA profitability in 2024 and reported €147 million in net revenue in 2025, while GoCardless recorded its first EBITDA-positive quarter in summer 2025. This financial health allows for a considered, customer-first integration. For existing customers of either company, there will be no immediate changes to services, contacts or contracts. Integration will be phased and led by what is best for customers, with the goal of a more complete offering over time.

“Our commitment to our customers is simple: we will always put their needs first,” adds Köppen. “They now have a financial partner built to last. We are stronger together, and excited to shape the future of financial services for every business in Europe and beyond.”

AMSTERDAM/LONDON – 1 September 2026 – Mollie today announced it has completed its acquisition of GoCardless, a global leader in bank payments. Together, the two companies are trusted by more than 350,000 businesses across 30+ markets. Koen Köppen, CEO of Mollie, leads the group. GoCardless will continue to operate as 'GoCardless, a Mollie company' under co-founder Hiroki Takeuchi, reflecting the strategic importance of its brand and its Pay by Bank technology to the group.

Growing businesses rarely find their financial operations in one place. Many run cards with one provider, direct debit with another, their account with a bank and financing elsewhere, with each relationship adding another integration to maintain, another reconciliation at month-end, and no single view of where their money sits. Mollie now brings payments, accounts and business financing into one financial home, with one partner behind them.

At its heart is a comprehensive payment suite that unites Mollie's best-in-class card and local payment methods with GoCardless's leading Pay by Bank solution, available across 38 countries, empowering businesses to get paid, manage money and scale with confidence.

“This is more than two companies coming together. It genuinely expands what our customers can do,” says Köppen. “Two complementary businesses, the same DNA, and a shared mission to make money management effortless. Our customers now have one financial partner scaling with their ambition.” 

Mollie is rooted in Europe and builds market by market. In practice, that means the local payment methods each market relies on, native language support, localised onboarding, and teams on the ground in 12 cities across the EEA. GoCardless was built with the same discipline, and brings the group an established presence in the United States, Canada, Australia and New Zealand.

Both companies enter this from a position of strength. Mollie achieved EBITDA profitability in 2024 and reported €147 million in net revenue in 2025, while GoCardless recorded its first EBITDA-positive quarter in summer 2025. This financial health allows for a considered, customer-first integration. For existing customers of either company, there will be no immediate changes to services, contacts or contracts. Integration will be phased and led by what is best for customers, with the goal of a more complete offering over time.

“Our commitment to our customers is simple: we will always put their needs first,” adds Köppen. “They now have a financial partner built to last. We are stronger together, and excited to shape the future of financial services for every business in Europe and beyond.”

Customers FAQ

Why are Mollie and GoCardless combining and what does this mean?

This combination brings together two highly complementary companies to create Europe’s leading financial partner.

Instead of forcing businesses to stitch multiple providers together to manage their money, we are building one financial home that unifies payments, accounts, and business financing. This complementary combination allows GoCardless customers to gain access to Mollie's card processing and local European payment methods, while Mollie customers benefit from GoCardless’s market-leading Direct Debit and open banking network across 38 countries. We share the same DNA: a focus on putting customers first, reducing financial complexity, and helping you scale with confidence.

Looking ahead, what kind of products and services will the combined company offer?

We are delivering one financial home that unifies the essential financial tools a business needs to manage and fund growth:

  • A single financial partner that scales with you from startup to enterprise. Larger businesses can consolidate their European financial operations, while SMEs gain enterprise-grade tools without the complexity.

  • A single interface where payments, money management (accounts), and business financing (Mollie Capital) work together seamlessly.

  • Access to Direct Debit and open banking (Pay by Bank) alongside cards to reduce payment failures, lower transaction costs, and eliminate involuntary churn.

  • Platforms using Mollie Connect will be able to offer cards, local payment methods, bank payments, and embedded financing and banking across 38 countries via a single embedded solution.

  • Hyperlocal expertise with global reach. Deep market-by-market localization (including local payment methods, native language support, local software integrations, and localized onboarding) paired with international reach.

What specific customer segments will benefit most from this combination?

  • Subscription and SaaS businesses will benefit immensely from combining recurring bank payments with cards and local payment methods to reduce transaction fees and customer churn.

  • SaaS platforms using Mollie Connect can embed a complete financial home (payments, accounts, and business financing) directly into their software for their users.

  • Larger enterprises can simplify their operations by consolidating their fragmented European payment stacks with a single partner.

Will my contracts, pricing, or fees change?

Your current pricing, contracts, and terms of service remain completely unchanged for both Mollie and GoCardless accounts. If we introduce new features or changes to our offerings in the future, we will notify you well in advance. There will be no surprises.

Will my customer or business data be shared between the two companies?

There is no change to how your data is handled right now. Your data security and privacy remain our top priorities. If we make updates to data structures in the future, we will communicate this with complete clarity and transparency.

How will you avoid disruption for existing customers during the integration?

Our commitment is to a patient, disciplined, and customer-first integration. We will not rush the process. Both platforms will continue to run seamlessly. Any additions to our product suite will be introduced in phases, and we will work with you directly well before any changes occur.

What actions do I need to take now?

None. It is business as usual. Your dashboards, pricing, contracts, and support channels remain exactly as they are today. We will keep you informed of new features well in advance. 

I am an existing Mollie customer. What does this combination mean for me?

None. It is business as usual. Your dashboards, pricing, contracts, and support channels remain exactly as they are today. We will keep you informed of new features well in advance. 

Who do I contact for support?

Please continue to use your usual support channels. You can reach out to the Mollie Support team or your dedicated Customer Success Manager exactly as you do today.

Why are Mollie and GoCardless combining and what does this mean?

This combination brings together two highly complementary companies to create Europe’s leading financial partner.

Instead of forcing businesses to stitch multiple providers together to manage their money, we are building one financial home that unifies payments, accounts, and business financing. This complementary combination allows GoCardless customers to gain access to Mollie's card processing and local European payment methods, while Mollie customers benefit from GoCardless’s market-leading Direct Debit and open banking network across 38 countries. We share the same DNA: a focus on putting customers first, reducing financial complexity, and helping you scale with confidence.

Looking ahead, what kind of products and services will the combined company offer?

We are delivering one financial home that unifies the essential financial tools a business needs to manage and fund growth:

  • A single financial partner that scales with you from startup to enterprise. Larger businesses can consolidate their European financial operations, while SMEs gain enterprise-grade tools without the complexity.

  • A single interface where payments, money management (accounts), and business financing (Mollie Capital) work together seamlessly.

  • Access to Direct Debit and open banking (Pay by Bank) alongside cards to reduce payment failures, lower transaction costs, and eliminate involuntary churn.

  • Platforms using Mollie Connect will be able to offer cards, local payment methods, bank payments, and embedded financing and banking across 38 countries via a single embedded solution.

  • Hyperlocal expertise with global reach. Deep market-by-market localization (including local payment methods, native language support, local software integrations, and localized onboarding) paired with international reach.

What specific customer segments will benefit most from this combination?

  • Subscription and SaaS businesses will benefit immensely from combining recurring bank payments with cards and local payment methods to reduce transaction fees and customer churn.

  • SaaS platforms using Mollie Connect can embed a complete financial home (payments, accounts, and business financing) directly into their software for their users.

  • Larger enterprises can simplify their operations by consolidating their fragmented European payment stacks with a single partner.

Will my contracts, pricing, or fees change?

Your current pricing, contracts, and terms of service remain completely unchanged for both Mollie and GoCardless accounts. If we introduce new features or changes to our offerings in the future, we will notify you well in advance. There will be no surprises.

Will my customer or business data be shared between the two companies?

There is no change to how your data is handled right now. Your data security and privacy remain our top priorities. If we make updates to data structures in the future, we will communicate this with complete clarity and transparency.

How will you avoid disruption for existing customers during the integration?

Our commitment is to a patient, disciplined, and customer-first integration. We will not rush the process. Both platforms will continue to run seamlessly. Any additions to our product suite will be introduced in phases, and we will work with you directly well before any changes occur.

What actions do I need to take now?

None. It is business as usual. Your dashboards, pricing, contracts, and support channels remain exactly as they are today. We will keep you informed of new features well in advance. 

I am an existing Mollie customer. What does this combination mean for me?

None. It is business as usual. Your dashboards, pricing, contracts, and support channels remain exactly as they are today. We will keep you informed of new features well in advance. 

Who do I contact for support?

Please continue to use your usual support channels. You can reach out to the Mollie Support team or your dedicated Customer Success Manager exactly as you do today.

Why are Mollie and GoCardless combining and what does this mean?

This combination brings together two highly complementary companies to create Europe’s leading financial partner.

Instead of forcing businesses to stitch multiple providers together to manage their money, we are building one financial home that unifies payments, accounts, and business financing. This complementary combination allows GoCardless customers to gain access to Mollie's card processing and local European payment methods, while Mollie customers benefit from GoCardless’s market-leading Direct Debit and open banking network across 38 countries. We share the same DNA: a focus on putting customers first, reducing financial complexity, and helping you scale with confidence.

Looking ahead, what kind of products and services will the combined company offer?

We are delivering one financial home that unifies the essential financial tools a business needs to manage and fund growth:

  • A single financial partner that scales with you from startup to enterprise. Larger businesses can consolidate their European financial operations, while SMEs gain enterprise-grade tools without the complexity.

  • A single interface where payments, money management (accounts), and business financing (Mollie Capital) work together seamlessly.

  • Access to Direct Debit and open banking (Pay by Bank) alongside cards to reduce payment failures, lower transaction costs, and eliminate involuntary churn.

  • Platforms using Mollie Connect will be able to offer cards, local payment methods, bank payments, and embedded financing and banking across 38 countries via a single embedded solution.

  • Hyperlocal expertise with global reach. Deep market-by-market localization (including local payment methods, native language support, local software integrations, and localized onboarding) paired with international reach.

What specific customer segments will benefit most from this combination?

  • Subscription and SaaS businesses will benefit immensely from combining recurring bank payments with cards and local payment methods to reduce transaction fees and customer churn.

  • SaaS platforms using Mollie Connect can embed a complete financial home (payments, accounts, and business financing) directly into their software for their users.

  • Larger enterprises can simplify their operations by consolidating their fragmented European payment stacks with a single partner.

Will my contracts, pricing, or fees change?

Your current pricing, contracts, and terms of service remain completely unchanged for both Mollie and GoCardless accounts. If we introduce new features or changes to our offerings in the future, we will notify you well in advance. There will be no surprises.

Will my customer or business data be shared between the two companies?

There is no change to how your data is handled right now. Your data security and privacy remain our top priorities. If we make updates to data structures in the future, we will communicate this with complete clarity and transparency.

How will you avoid disruption for existing customers during the integration?

Our commitment is to a patient, disciplined, and customer-first integration. We will not rush the process. Both platforms will continue to run seamlessly. Any additions to our product suite will be introduced in phases, and we will work with you directly well before any changes occur.

What actions do I need to take now?

None. It is business as usual. Your dashboards, pricing, contracts, and support channels remain exactly as they are today. We will keep you informed of new features well in advance. 

I am an existing Mollie customer. What does this combination mean for me?

None. It is business as usual. Your dashboards, pricing, contracts, and support channels remain exactly as they are today. We will keep you informed of new features well in advance. 

Who do I contact for support?

Please continue to use your usual support channels. You can reach out to the Mollie Support team or your dedicated Customer Success Manager exactly as you do today.

Why are Mollie and GoCardless combining and what does this mean?

This combination brings together two highly complementary companies to create Europe’s leading financial partner.

Instead of forcing businesses to stitch multiple providers together to manage their money, we are building one financial home that unifies payments, accounts, and business financing. This complementary combination allows GoCardless customers to gain access to Mollie's card processing and local European payment methods, while Mollie customers benefit from GoCardless’s market-leading Direct Debit and open banking network across 38 countries. We share the same DNA: a focus on putting customers first, reducing financial complexity, and helping you scale with confidence.

Looking ahead, what kind of products and services will the combined company offer?

We are delivering one financial home that unifies the essential financial tools a business needs to manage and fund growth:

  • A single financial partner that scales with you from startup to enterprise. Larger businesses can consolidate their European financial operations, while SMEs gain enterprise-grade tools without the complexity.

  • A single interface where payments, money management (accounts), and business financing (Mollie Capital) work together seamlessly.

  • Access to Direct Debit and open banking (Pay by Bank) alongside cards to reduce payment failures, lower transaction costs, and eliminate involuntary churn.

  • Platforms using Mollie Connect will be able to offer cards, local payment methods, bank payments, and embedded financing and banking across 38 countries via a single embedded solution.

  • Hyperlocal expertise with global reach. Deep market-by-market localization (including local payment methods, native language support, local software integrations, and localized onboarding) paired with international reach.

What specific customer segments will benefit most from this combination?

  • Subscription and SaaS businesses will benefit immensely from combining recurring bank payments with cards and local payment methods to reduce transaction fees and customer churn.

  • SaaS platforms using Mollie Connect can embed a complete financial home (payments, accounts, and business financing) directly into their software for their users.

  • Larger enterprises can simplify their operations by consolidating their fragmented European payment stacks with a single partner.

Will my contracts, pricing, or fees change?

Your current pricing, contracts, and terms of service remain completely unchanged for both Mollie and GoCardless accounts. If we introduce new features or changes to our offerings in the future, we will notify you well in advance. There will be no surprises.

Will my customer or business data be shared between the two companies?

There is no change to how your data is handled right now. Your data security and privacy remain our top priorities. If we make updates to data structures in the future, we will communicate this with complete clarity and transparency.

How will you avoid disruption for existing customers during the integration?

Our commitment is to a patient, disciplined, and customer-first integration. We will not rush the process. Both platforms will continue to run seamlessly. Any additions to our product suite will be introduced in phases, and we will work with you directly well before any changes occur.

What actions do I need to take now?

None. It is business as usual. Your dashboards, pricing, contracts, and support channels remain exactly as they are today. We will keep you informed of new features well in advance. 

I am an existing Mollie customer. What does this combination mean for me?

None. It is business as usual. Your dashboards, pricing, contracts, and support channels remain exactly as they are today. We will keep you informed of new features well in advance. 

Who do I contact for support?

Please continue to use your usual support channels. You can reach out to the Mollie Support team or your dedicated Customer Success Manager exactly as you do today.

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MollieNewsMollie and GoCardless combine to create Europe’s leading payments and financial services partner
MollieNewsMollie and GoCardless combine to create Europe’s leading payments and financial services partner
MollieNewsMollie and GoCardless combine to create Europe’s leading payments and financial services partner
MollieNewsMollie and GoCardless combine to create Europe’s leading payments and financial services partner