Accept payments

Online payments

Accept and manage online payments

In-person payments

Take payments with terminals and devices

Checkout

Offer a checkout optimised for conversion

Recurring payments

Collect recurring and subscription payments

Acceptance & Risk

Prevent fraud and optimise conversion

Collect revenue

Payment links

Create, send and customise payment links

Invoicing

Crea

NEW

Grow your business

Capital

Get fast funding with flexible repayments

Embedded payments

Connect

Embed payments on your platform

Partners

For Agencies

Learn about our Agency Partner Program

For SaaS and Ecommerce

Explore our SaaS and Ecommerce Partner Program

Technical resources

Developers portal

Discover developer resources and updates

Libraries

Integrate Mollie with ready-to-go libraries

Discord community

Join our developer community

Mollie API

Docs

Explore our API documentation and guides

Status

Check our current system status

Changelog

Read up on recent technical changes

About Mollie

Pricing

View our pricing

About us

Learn more about our story and values

News

Read the latest Mollie news

Careers

Come work for us - we're hiring!

Mollie content

Articles & guides

Discover content that can help your business

Success stories

See how we support our customers

Papers

Download our papers

Contact

For shoppers

Find out why Mollie is on your bank statement

For Mollie customers

Reach out to our customer support team

Contact sales

Discover how we can help your business

Growth

>

The Best Digital Wallets to Accept in Your eCommerce Website

The Best Digital Wallets to Accept in Your eCommerce Website

The Best Digital Wallets to Accept in Your eCommerce Website

The Best Digital Wallets to Accept in Your eCommerce Website

Unlock the best digital wallets for e-commerce success. Explore top choices and insights to streamline transactions and enhance customer convenience in online businesses.

Unlock the best digital wallets for e-commerce success. Explore top choices and insights to streamline transactions and enhance customer convenience in online businesses.

Payments-and-checkout

Jul 11, 2022

Nick Knuppe

Head of product marketing

The harder it is for your customer to complete the checkout process‚ the more likely it is they will abandon the cart before completing payment. According to research by Statista‚ 90% of shopping baskets on French ecommerce sites did not result in a completed order in the first quarter of 2022. One of the best ways to reduce friction in the payment flow is to offer the payment methods your customer wants.In 2022‚ this means digital wallets like PayPal‚ Apple Pay‚ Google Pay‚ and Bitcoin. In Europe‚ this can be a little complicated because the payment market is so fragmented. For example‚ while it is possible to pay for goods in America with Bitcoin and other cryptocurrency‚ it is not yet possible in Europe.  

To understand how digital wallets work in Europe‚ it's important to understand the distinction between wallets that are device-based (Apple Pay‚ and PayPal OneTouch) and third-party wallets tied to the customer's country of residence (iDEAL‚ Klarna‚ Bancontact‚ PostePay‚ Payconiq‚ Paylib‚ paydirekt). Apple Pay is used by shoppers all over Europe‚ for example‚ but only those with a Dutch bank account can use iDEAL.

The harder it is for your customer to complete the checkout process‚ the more likely it is they will abandon the cart before completing payment. According to research by Statista‚ 90% of shopping baskets on French ecommerce sites did not result in a completed order in the first quarter of 2022. One of the best ways to reduce friction in the payment flow is to offer the payment methods your customer wants.In 2022‚ this means digital wallets like PayPal‚ Apple Pay‚ Google Pay‚ and Bitcoin. In Europe‚ this can be a little complicated because the payment market is so fragmented. For example‚ while it is possible to pay for goods in America with Bitcoin and other cryptocurrency‚ it is not yet possible in Europe.  

To understand how digital wallets work in Europe‚ it's important to understand the distinction between wallets that are device-based (Apple Pay‚ and PayPal OneTouch) and third-party wallets tied to the customer's country of residence (iDEAL‚ Klarna‚ Bancontact‚ PostePay‚ Payconiq‚ Paylib‚ paydirekt). Apple Pay is used by shoppers all over Europe‚ for example‚ but only those with a Dutch bank account can use iDEAL.

The harder it is for your customer to complete the checkout process‚ the more likely it is they will abandon the cart before completing payment. According to research by Statista‚ 90% of shopping baskets on French ecommerce sites did not result in a completed order in the first quarter of 2022. One of the best ways to reduce friction in the payment flow is to offer the payment methods your customer wants.In 2022‚ this means digital wallets like PayPal‚ Apple Pay‚ Google Pay‚ and Bitcoin. In Europe‚ this can be a little complicated because the payment market is so fragmented. For example‚ while it is possible to pay for goods in America with Bitcoin and other cryptocurrency‚ it is not yet possible in Europe.  

To understand how digital wallets work in Europe‚ it's important to understand the distinction between wallets that are device-based (Apple Pay‚ and PayPal OneTouch) and third-party wallets tied to the customer's country of residence (iDEAL‚ Klarna‚ Bancontact‚ PostePay‚ Payconiq‚ Paylib‚ paydirekt). Apple Pay is used by shoppers all over Europe‚ for example‚ but only those with a Dutch bank account can use iDEAL.

The harder it is for your customer to complete the checkout process‚ the more likely it is they will abandon the cart before completing payment. According to research by Statista‚ 90% of shopping baskets on French ecommerce sites did not result in a completed order in the first quarter of 2022. One of the best ways to reduce friction in the payment flow is to offer the payment methods your customer wants.In 2022‚ this means digital wallets like PayPal‚ Apple Pay‚ Google Pay‚ and Bitcoin. In Europe‚ this can be a little complicated because the payment market is so fragmented. For example‚ while it is possible to pay for goods in America with Bitcoin and other cryptocurrency‚ it is not yet possible in Europe.  

To understand how digital wallets work in Europe‚ it's important to understand the distinction between wallets that are device-based (Apple Pay‚ and PayPal OneTouch) and third-party wallets tied to the customer's country of residence (iDEAL‚ Klarna‚ Bancontact‚ PostePay‚ Payconiq‚ Paylib‚ paydirekt). Apple Pay is used by shoppers all over Europe‚ for example‚ but only those with a Dutch bank account can use iDEAL.

What is a digital wallet?

Digital wallets are used to store digital versions of physical bank cards and credit cards (Apple Pay) or work as dedicated apps that connect  directly to your bank or credit cards (PayPal, Paylib). They can also be used to store boarding passes, concert tickets, loyalty cards, coupons, and gift cards. 

Digital wallets are used to store digital versions of physical bank cards and credit cards (Apple Pay) or work as dedicated apps that connect  directly to your bank or credit cards (PayPal, Paylib). They can also be used to store boarding passes, concert tickets, loyalty cards, coupons, and gift cards. 

Digital wallets are used to store digital versions of physical bank cards and credit cards (Apple Pay) or work as dedicated apps that connect  directly to your bank or credit cards (PayPal, Paylib). They can also be used to store boarding passes, concert tickets, loyalty cards, coupons, and gift cards. 

Digital wallets are used to store digital versions of physical bank cards and credit cards (Apple Pay) or work as dedicated apps that connect  directly to your bank or credit cards (PayPal, Paylib). They can also be used to store boarding passes, concert tickets, loyalty cards, coupons, and gift cards. 

Are there security benefits to using digital wallets?

The advantage of digital wallets over simply paying online with a credit card is that the entire transaction is tokenised, meaning sensitive data like the card number or the CVV number are never shared with the seller. To confirm a transaction, usually a piece of biometric information is needed, such as a fingerprint, face scan, iris scan, or voice match. Any potential fraud usually takes place on the human side of the technology, things like sharing passwords, buying from fraudulent sites, or not being careful with actual card details. With their financial information safely stored within a secure digital wallet, customers can complete the ecommerce checkout process without worrying about data breaches or cyberattacks that could leave their information vulnerable.

The advantage of digital wallets over simply paying online with a credit card is that the entire transaction is tokenised, meaning sensitive data like the card number or the CVV number are never shared with the seller. To confirm a transaction, usually a piece of biometric information is needed, such as a fingerprint, face scan, iris scan, or voice match. Any potential fraud usually takes place on the human side of the technology, things like sharing passwords, buying from fraudulent sites, or not being careful with actual card details. With their financial information safely stored within a secure digital wallet, customers can complete the ecommerce checkout process without worrying about data breaches or cyberattacks that could leave their information vulnerable.

The advantage of digital wallets over simply paying online with a credit card is that the entire transaction is tokenised, meaning sensitive data like the card number or the CVV number are never shared with the seller. To confirm a transaction, usually a piece of biometric information is needed, such as a fingerprint, face scan, iris scan, or voice match. Any potential fraud usually takes place on the human side of the technology, things like sharing passwords, buying from fraudulent sites, or not being careful with actual card details. With their financial information safely stored within a secure digital wallet, customers can complete the ecommerce checkout process without worrying about data breaches or cyberattacks that could leave their information vulnerable.

The advantage of digital wallets over simply paying online with a credit card is that the entire transaction is tokenised, meaning sensitive data like the card number or the CVV number are never shared with the seller. To confirm a transaction, usually a piece of biometric information is needed, such as a fingerprint, face scan, iris scan, or voice match. Any potential fraud usually takes place on the human side of the technology, things like sharing passwords, buying from fraudulent sites, or not being careful with actual card details. With their financial information safely stored within a secure digital wallet, customers can complete the ecommerce checkout process without worrying about data breaches or cyberattacks that could leave their information vulnerable.

What are the most popular digital wallets in France?

According to a JP Morgan report, the current value of the French ecommerce market is €103 billion with a projected growth through 2023 of 10%. To tap into this market, it makes sense to offer French customers the digital wallets options they use most often. Around 25% of all ecommerce transactions are done via digital wallets, which works out to about €25bn. First, let’s look at the France-specific option

Paylib 

Paylib is a cooperation between three major French banks: BNP Paribas, La Banque Postale and Société Générale and is the digital wallet version of Cartes Bancaires. First released in 2013, Paylib’s main features are that customers don’t need their physical card to hand to complete a purchase and they can feel safe knowing their details are never shared with the seller.  One important factor is that Paylib is currently only available for Android. Purchase authentication is done either via the Paylib app or an SMS message.

And now, to the device-based options.

PayPal

One out of every five digital wallet purchases in France is completed with PayPal, according to a JP Morgan study, which works out to about 5% of all ecommerce transactions. On mobile, PayPal counts for 53% of all transactions. 

Apple Pay & Google Pay

Apple Pay is Apple’s mobile payment and digital wallet service. It can be used to make payments in person, on iOS apps, and on the web. It’s only supported on Apple devices including the Apple Watch, iPhone, iPad, and Mac.

Google Pay is Google’s version of Apple Pay, allowing for online and in-person contactless payments using Android phones, tablets, or watches.

Since both of these platforms operate by hosting a customer’s existing cards rather than keeping a balance like PayPal, and nearly 80% of all online shopping in France is done with credit or debit card, offering Apple Pay and Google Pay can be valuable for your business.  

According to a JP Morgan report, the current value of the French ecommerce market is €103 billion with a projected growth through 2023 of 10%. To tap into this market, it makes sense to offer French customers the digital wallets options they use most often. Around 25% of all ecommerce transactions are done via digital wallets, which works out to about €25bn. First, let’s look at the France-specific option

Paylib 

Paylib is a cooperation between three major French banks: BNP Paribas, La Banque Postale and Société Générale and is the digital wallet version of Cartes Bancaires. First released in 2013, Paylib’s main features are that customers don’t need their physical card to hand to complete a purchase and they can feel safe knowing their details are never shared with the seller.  One important factor is that Paylib is currently only available for Android. Purchase authentication is done either via the Paylib app or an SMS message.

And now, to the device-based options.

PayPal

One out of every five digital wallet purchases in France is completed with PayPal, according to a JP Morgan study, which works out to about 5% of all ecommerce transactions. On mobile, PayPal counts for 53% of all transactions. 

Apple Pay & Google Pay

Apple Pay is Apple’s mobile payment and digital wallet service. It can be used to make payments in person, on iOS apps, and on the web. It’s only supported on Apple devices including the Apple Watch, iPhone, iPad, and Mac.

Google Pay is Google’s version of Apple Pay, allowing for online and in-person contactless payments using Android phones, tablets, or watches.

Since both of these platforms operate by hosting a customer’s existing cards rather than keeping a balance like PayPal, and nearly 80% of all online shopping in France is done with credit or debit card, offering Apple Pay and Google Pay can be valuable for your business.  

According to a JP Morgan report, the current value of the French ecommerce market is €103 billion with a projected growth through 2023 of 10%. To tap into this market, it makes sense to offer French customers the digital wallets options they use most often. Around 25% of all ecommerce transactions are done via digital wallets, which works out to about €25bn. First, let’s look at the France-specific option

Paylib 

Paylib is a cooperation between three major French banks: BNP Paribas, La Banque Postale and Société Générale and is the digital wallet version of Cartes Bancaires. First released in 2013, Paylib’s main features are that customers don’t need their physical card to hand to complete a purchase and they can feel safe knowing their details are never shared with the seller.  One important factor is that Paylib is currently only available for Android. Purchase authentication is done either via the Paylib app or an SMS message.

And now, to the device-based options.

PayPal

One out of every five digital wallet purchases in France is completed with PayPal, according to a JP Morgan study, which works out to about 5% of all ecommerce transactions. On mobile, PayPal counts for 53% of all transactions. 

Apple Pay & Google Pay

Apple Pay is Apple’s mobile payment and digital wallet service. It can be used to make payments in person, on iOS apps, and on the web. It’s only supported on Apple devices including the Apple Watch, iPhone, iPad, and Mac.

Google Pay is Google’s version of Apple Pay, allowing for online and in-person contactless payments using Android phones, tablets, or watches.

Since both of these platforms operate by hosting a customer’s existing cards rather than keeping a balance like PayPal, and nearly 80% of all online shopping in France is done with credit or debit card, offering Apple Pay and Google Pay can be valuable for your business.  

According to a JP Morgan report, the current value of the French ecommerce market is €103 billion with a projected growth through 2023 of 10%. To tap into this market, it makes sense to offer French customers the digital wallets options they use most often. Around 25% of all ecommerce transactions are done via digital wallets, which works out to about €25bn. First, let’s look at the France-specific option

Paylib 

Paylib is a cooperation between three major French banks: BNP Paribas, La Banque Postale and Société Générale and is the digital wallet version of Cartes Bancaires. First released in 2013, Paylib’s main features are that customers don’t need their physical card to hand to complete a purchase and they can feel safe knowing their details are never shared with the seller.  One important factor is that Paylib is currently only available for Android. Purchase authentication is done either via the Paylib app or an SMS message.

And now, to the device-based options.

PayPal

One out of every five digital wallet purchases in France is completed with PayPal, according to a JP Morgan study, which works out to about 5% of all ecommerce transactions. On mobile, PayPal counts for 53% of all transactions. 

Apple Pay & Google Pay

Apple Pay is Apple’s mobile payment and digital wallet service. It can be used to make payments in person, on iOS apps, and on the web. It’s only supported on Apple devices including the Apple Watch, iPhone, iPad, and Mac.

Google Pay is Google’s version of Apple Pay, allowing for online and in-person contactless payments using Android phones, tablets, or watches.

Since both of these platforms operate by hosting a customer’s existing cards rather than keeping a balance like PayPal, and nearly 80% of all online shopping in France is done with credit or debit card, offering Apple Pay and Google Pay can be valuable for your business.  

Accept digital payments with Mollie

Mollie makes it fast and easy to integrate PayPal and Apple Pay into your website. These options make digital payments quick and easy, and will help you gain and retain customers. 

When you sign up for one contract with Mollie, you can integrate Apple Pay and all other major payment methods into your online shop. Discover how we can help you grow your business no matter where in Europe your customers live.

Mollie makes it fast and easy to integrate PayPal and Apple Pay into your website. These options make digital payments quick and easy, and will help you gain and retain customers. 

When you sign up for one contract with Mollie, you can integrate Apple Pay and all other major payment methods into your online shop. Discover how we can help you grow your business no matter where in Europe your customers live.

Mollie makes it fast and easy to integrate PayPal and Apple Pay into your website. These options make digital payments quick and easy, and will help you gain and retain customers. 

When you sign up for one contract with Mollie, you can integrate Apple Pay and all other major payment methods into your online shop. Discover how we can help you grow your business no matter where in Europe your customers live.

Mollie makes it fast and easy to integrate PayPal and Apple Pay into your website. These options make digital payments quick and easy, and will help you gain and retain customers. 

When you sign up for one contract with Mollie, you can integrate Apple Pay and all other major payment methods into your online shop. Discover how we can help you grow your business no matter where in Europe your customers live.

Stay up to date

Never miss an update. Receive product updates, news and customer stories right into your inbox.

Connect every payment. Upgrade every part of your business.

Never miss an update. Receive product updates, news and customer stories right into your inbox.

Form fields
Form fields
Form fields

Table of contents

Table of contents

Table of contents

What is a digital wallet?

Are there security benefits to using digital wallets?

What are the most popular digital wallets in France?

Accept digital payments with Mollie

More updates

View all

Product Spotlight: Components

Find out more about Mollie Components, a library of prebuilt UI elements you can embed on your website to take payments securely and boost conversion

Mar 14, 2024

How Buy Now, Pay Later (BNPL) benefits online store operators

Buy Now, Pay Later (BNPL) opens new doors for online stores. Find out how you can offer BNPL, increase your conversion and inspire customers.

Feb 1, 2024

B2B payment methods: These payment options increase conversion

Which B2B payment methods do your customers prefer and how can you offer them easily and securely? We provide an overview of the most popular B2B payment methods.

Jan 5, 2024

Product Spotlight: Components

Find out more about Mollie Components, a library of prebuilt UI elements you can embed on your website to take payments securely and boost conversion

Mar 14, 2024

How Buy Now, Pay Later (BNPL) benefits online store operators

Buy Now, Pay Later (BNPL) opens new doors for online stores. Find out how you can offer BNPL, increase your conversion and inspire customers.

Feb 1, 2024

B2B payment methods: These payment options increase conversion

Which B2B payment methods do your customers prefer and how can you offer them easily and securely? We provide an overview of the most popular B2B payment methods.

Jan 5, 2024

MollieGrowthThe Best Digital Wallets to Accept in Your eCommerce Website
MollieGrowthThe Best Digital Wallets to Accept in Your eCommerce Website