Tap to Pay на iPhone

Приемайте безконтактни плащания направо на вашия iPhone с приложението на Mollie

Научете повече

Приемайте плащания

Онлайн плащания

Приемайте и управлявайте онлайн плащания

Плащания на място

Приемайте плащания с терминали и устройства

Чекаут

Предлагайте чекаут, оптимизиран за конверсия

Повтарящи се плащания

Събиране на периодични и абонаментни плащания

Приемане и риск

Предотвратете измамите и оптимизирайте конверсията

Вградени плащания

Connect за платформи

Вграждайте плащания във вашата платформа

Събиране на приходи

Линкове за плащане

Създайте, изпратете и персонализирайте линкове за плащане

Фактуриране

Създай

Развийте бизнеса си

Капитал

Получете бързо финансиране с гъвкави плащания

Изходящи плащания

Автоматизирайте плащанията към трети страни

Партньори

За агенции

Научете повече за нашата партньорска програма за агенции

За SaaS и електронна търговия

Разгледайте нашата партньорска програма за SaaS и електронна търговия

Технически ресурси

Портал за разработчици

Открийте ресурси за разработчици и актуализации

Библиотеки

Интегрирайте Mollie с готови библиотеки

Discord общност

Присъединете се към нашата общност за разработчици

Mollie API

Документи

Разгледайте нашата API документация и ръководства

Статус

Проверете текущото състояние на системата ни

Changelog

Запознайте се с последните технически промени

За Mollie

Цени

Вижте нашите цени

За нас

Научете повече за нашата история и ценности

Новини

Прочетете последните новини от Mollie

Кариери

Елате да работите при нас – наемаме!

Съдържание на Mollie

Статии и ръководства

Открийте съдържание, което може да помогне на вашия бизнес

Истории на успеха

Вижте как подкрепяме нашите клиенти

Хартии

Изтеглете нашите документи

Контакт

За купувачи

Разберете защо Mollie е на вашето банково извлечение

За клиентите на Mollie

Свържете се с нашия екип по клиентска поддръжка

Свържете се с отдел продажби

Открийте как можем да помогнем на вашия бизнес

Tap to Pay на iPhone

Приемайте безконтактни плащания направо на вашия iPhone с приложението на Mollie

Научете повече

Приемайте плащания

Онлайн плащания

Приемайте и управлявайте онлайн плащания

Плащания на място

Приемайте плащания с терминали и устройства

Чекаут

Предлагайте чекаут, оптимизиран за конверсия

Повтарящи се плащания

Събиране на периодични и абонаментни плащания

Приемане и риск

Предотвратете измамите и оптимизирайте конверсията

Вградени плащания

Connect за платформи

Вграждайте плащания във вашата платформа

Събиране на приходи

Линкове за плащане

Създайте, изпратете и персонализирайте линкове за плащане

Фактуриране

Създай

Развийте бизнеса си

Капитал

Получете бързо финансиране с гъвкави плащания

Изходящи плащания

Автоматизирайте плащанията към трети страни

Партньори

За агенции

Научете повече за нашата партньорска програма за агенции

За SaaS и електронна търговия

Разгледайте нашата партньорска програма за SaaS и електронна търговия

Технически ресурси

Портал за разработчици

Открийте ресурси за разработчици и актуализации

Библиотеки

Интегрирайте Mollie с готови библиотеки

Discord общност

Присъединете се към нашата общност за разработчици

Mollie API

Документи

Разгледайте нашата API документация и ръководства

Статус

Проверете текущото състояние на системата ни

Changelog

Запознайте се с последните технически промени

За Mollie

Цени

Вижте нашите цени

За нас

Научете повече за нашата история и ценности

Новини

Прочетете последните новини от Mollie

Кариери

Елате да работите при нас – наемаме!

Съдържание на Mollie

Статии и ръководства

Открийте съдържание, което може да помогне на вашия бизнес

Истории на успеха

Вижте как подкрепяме нашите клиенти

Хартии

Изтеглете нашите документи

Контакт

За купувачи

Разберете защо Mollie е на вашето банково извлечение

За клиентите на Mollie

Свържете се с нашия екип по клиентска поддръжка

Свържете се с отдел продажби

Открийте как можем да помогнем на вашия бизнес

Новини

Растеж

Истории на успеха

Хартии

Уебинари и събития

Новини

Растеж

Истории на успеха

Хартии

Уебинари и събития

Новини

Растеж

Истории на успеха

Хартии

Уебинари и събития

Новини

Растеж

Истории на успеха

Хартии

Уебинари и събития

Растеж

Understanding your ecommerce cash flow statement

A cash flow statement tells you how much cash you have after all expenses are paid. Mollie explains how to understand its contents to stay in the black.

A cash flow statement tells you how much cash you have after all expenses are paid. Mollie explains how to understand its contents to stay in the black.

Konrad Plechowski

Nick Knuppe

Head of product marketing

Blog image showing several boxes

Understanding how cash flow statements work will help you keep your business healthy and ensure you always have enough money in the bank. According to Barclays‚ three in five small businesses (58%) are waiting on money owed from unpaid invoices in the UK alone. These types of late payments put companies at risk

To help you stay in control of your finances‚ we'll explain why healthy cash flow is vital to your business‚ how to read a cash flow statement‚ and what to examine if your cash flow is currently dwindling.

Understanding how cash flow statements work will help you keep your business healthy and ensure you always have enough money in the bank. According to Barclays‚ three in five small businesses (58%) are waiting on money owed from unpaid invoices in the UK alone. These types of late payments put companies at risk

To help you stay in control of your finances‚ we'll explain why healthy cash flow is vital to your business‚ how to read a cash flow statement‚ and what to examine if your cash flow is currently dwindling.

Understanding how cash flow statements work will help you keep your business healthy and ensure you always have enough money in the bank. According to Barclays‚ three in five small businesses (58%) are waiting on money owed from unpaid invoices in the UK alone. These types of late payments put companies at risk

To help you stay in control of your finances‚ we'll explain why healthy cash flow is vital to your business‚ how to read a cash flow statement‚ and what to examine if your cash flow is currently dwindling.

Understanding how cash flow statements work will help you keep your business healthy and ensure you always have enough money in the bank. According to Barclays‚ three in five small businesses (58%) are waiting on money owed from unpaid invoices in the UK alone. These types of late payments put companies at risk

To help you stay in control of your finances‚ we'll explain why healthy cash flow is vital to your business‚ how to read a cash flow statement‚ and what to examine if your cash flow is currently dwindling.

What is cash flow in ecommerce?

Your cash flow is how much moneycash your business has in the bank after all your expenses have been paid. A cash flow statement typically shows this over a specific period– like monthly, quarterly, or annually. It’s one of the best ways to understand how well your business is performing and helps plan for the future. 

By having cash on hand, you can cover unexpected expenses without needing a loan, invest in new technology, secure better prices by buying in bulk, and make long-term plans to grow your ecommerce business. 

With a positive cash balance, you’re better equipped to react to unforeseen circumstances and take advantage of new opportunities.

Your cash flow is how much moneycash your business has in the bank after all your expenses have been paid. A cash flow statement typically shows this over a specific period– like monthly, quarterly, or annually. It’s one of the best ways to understand how well your business is performing and helps plan for the future. 

By having cash on hand, you can cover unexpected expenses without needing a loan, invest in new technology, secure better prices by buying in bulk, and make long-term plans to grow your ecommerce business. 

With a positive cash balance, you’re better equipped to react to unforeseen circumstances and take advantage of new opportunities.

Your cash flow is how much moneycash your business has in the bank after all your expenses have been paid. A cash flow statement typically shows this over a specific period– like monthly, quarterly, or annually. It’s one of the best ways to understand how well your business is performing and helps plan for the future. 

By having cash on hand, you can cover unexpected expenses without needing a loan, invest in new technology, secure better prices by buying in bulk, and make long-term plans to grow your ecommerce business. 

With a positive cash balance, you’re better equipped to react to unforeseen circumstances and take advantage of new opportunities.

Your cash flow is how much moneycash your business has in the bank after all your expenses have been paid. A cash flow statement typically shows this over a specific period– like monthly, quarterly, or annually. It’s one of the best ways to understand how well your business is performing and helps plan for the future. 

By having cash on hand, you can cover unexpected expenses without needing a loan, invest in new technology, secure better prices by buying in bulk, and make long-term plans to grow your ecommerce business. 

With a positive cash balance, you’re better equipped to react to unforeseen circumstances and take advantage of new opportunities.

How do you read your cash flow statement?

All accounting programs can compile a cash flow statement, this is especially useful if you do your own books. If you have an accountant, ask them to go over your cash flow statement with you. You’ll benefit greatly from understanding how they read and interpret it. 

Anatomy of a cash flow statement

Here’s what you can expect to see on your ecommerce cash flow statement.

  • Opening balance: This is the cash balance at the start of the reporting period (month, quarter, year, etc.)

  • Operating activities: This is where you’ll find how much cash your business generates. In ecommerce, this would likely be from selling your products. Remember, cash is not only money that comes in— that’s revenue. Your gross profit is revenue minus expenses. For most ecommerce businesses, this will be where you’ll find the bulk of the information.

  • Investing activities: In this section, you’ll find information about your company’s investments. This includes any changes to equipment, assets, or investments. For example, equipment purchases or sales, or any real estate holdings or stock market investments. Again, the cash amount here is money in minus money out. 

  • Financing activities: This section won’t apply to many ecommerce businesses. But, if applicable to your company, this is where you’ll include any cash from investors or banks, dividends paid to shareholders, and repayment of debt principal. (Interest payments go under operating expenses).

  • Closing balance: This is the final cash balance after assessing all of the activities listed in the cash flow statement.

All accounting programs can compile a cash flow statement, this is especially useful if you do your own books. If you have an accountant, ask them to go over your cash flow statement with you. You’ll benefit greatly from understanding how they read and interpret it. 

Anatomy of a cash flow statement

Here’s what you can expect to see on your ecommerce cash flow statement.

  • Opening balance: This is the cash balance at the start of the reporting period (month, quarter, year, etc.)

  • Operating activities: This is where you’ll find how much cash your business generates. In ecommerce, this would likely be from selling your products. Remember, cash is not only money that comes in— that’s revenue. Your gross profit is revenue minus expenses. For most ecommerce businesses, this will be where you’ll find the bulk of the information.

  • Investing activities: In this section, you’ll find information about your company’s investments. This includes any changes to equipment, assets, or investments. For example, equipment purchases or sales, or any real estate holdings or stock market investments. Again, the cash amount here is money in minus money out. 

  • Financing activities: This section won’t apply to many ecommerce businesses. But, if applicable to your company, this is where you’ll include any cash from investors or banks, dividends paid to shareholders, and repayment of debt principal. (Interest payments go under operating expenses).

  • Closing balance: This is the final cash balance after assessing all of the activities listed in the cash flow statement.

All accounting programs can compile a cash flow statement, this is especially useful if you do your own books. If you have an accountant, ask them to go over your cash flow statement with you. You’ll benefit greatly from understanding how they read and interpret it. 

Anatomy of a cash flow statement

Here’s what you can expect to see on your ecommerce cash flow statement.

  • Opening balance: This is the cash balance at the start of the reporting period (month, quarter, year, etc.)

  • Operating activities: This is where you’ll find how much cash your business generates. In ecommerce, this would likely be from selling your products. Remember, cash is not only money that comes in— that’s revenue. Your gross profit is revenue minus expenses. For most ecommerce businesses, this will be where you’ll find the bulk of the information.

  • Investing activities: In this section, you’ll find information about your company’s investments. This includes any changes to equipment, assets, or investments. For example, equipment purchases or sales, or any real estate holdings or stock market investments. Again, the cash amount here is money in minus money out. 

  • Financing activities: This section won’t apply to many ecommerce businesses. But, if applicable to your company, this is where you’ll include any cash from investors or banks, dividends paid to shareholders, and repayment of debt principal. (Interest payments go under operating expenses).

  • Closing balance: This is the final cash balance after assessing all of the activities listed in the cash flow statement.

All accounting programs can compile a cash flow statement, this is especially useful if you do your own books. If you have an accountant, ask them to go over your cash flow statement with you. You’ll benefit greatly from understanding how they read and interpret it. 

Anatomy of a cash flow statement

Here’s what you can expect to see on your ecommerce cash flow statement.

  • Opening balance: This is the cash balance at the start of the reporting period (month, quarter, year, etc.)

  • Operating activities: This is where you’ll find how much cash your business generates. In ecommerce, this would likely be from selling your products. Remember, cash is not only money that comes in— that’s revenue. Your gross profit is revenue minus expenses. For most ecommerce businesses, this will be where you’ll find the bulk of the information.

  • Investing activities: In this section, you’ll find information about your company’s investments. This includes any changes to equipment, assets, or investments. For example, equipment purchases or sales, or any real estate holdings or stock market investments. Again, the cash amount here is money in minus money out. 

  • Financing activities: This section won’t apply to many ecommerce businesses. But, if applicable to your company, this is where you’ll include any cash from investors or banks, dividends paid to shareholders, and repayment of debt principal. (Interest payments go under operating expenses).

  • Closing balance: This is the final cash balance after assessing all of the activities listed in the cash flow statement.

How do you interpret a cash flow statement?

At the end of a reporting period, you want to make sure your cash balance is more than when you started.

There are some exceptions to this rule. The most common of which is if you’ve recently expanded your business. Buying inventory for a new product line or when moving into a new market could increase your capital outlay and lower your closing balance. But this doesn’t necessarily mean your business is in trouble. It’s just a sign that you had to increase expenses temporarily. As long as these costs are offset by an increase in purchases from your client base, then there is no need for concern.

But, if your closing balance isn’t enough to cover the operating activities and the imbalance can’t be explained by business-related expenses, then your cash flow statement could be cause for concern. If you don’t correct the issue by boosting sales, it gives an early indication that you might struggle to pay your suppliers, marketing costs, and employees.

At the end of a reporting period, you want to make sure your cash balance is more than when you started.

There are some exceptions to this rule. The most common of which is if you’ve recently expanded your business. Buying inventory for a new product line or when moving into a new market could increase your capital outlay and lower your closing balance. But this doesn’t necessarily mean your business is in trouble. It’s just a sign that you had to increase expenses temporarily. As long as these costs are offset by an increase in purchases from your client base, then there is no need for concern.

But, if your closing balance isn’t enough to cover the operating activities and the imbalance can’t be explained by business-related expenses, then your cash flow statement could be cause for concern. If you don’t correct the issue by boosting sales, it gives an early indication that you might struggle to pay your suppliers, marketing costs, and employees.

At the end of a reporting period, you want to make sure your cash balance is more than when you started.

There are some exceptions to this rule. The most common of which is if you’ve recently expanded your business. Buying inventory for a new product line or when moving into a new market could increase your capital outlay and lower your closing balance. But this doesn’t necessarily mean your business is in trouble. It’s just a sign that you had to increase expenses temporarily. As long as these costs are offset by an increase in purchases from your client base, then there is no need for concern.

But, if your closing balance isn’t enough to cover the operating activities and the imbalance can’t be explained by business-related expenses, then your cash flow statement could be cause for concern. If you don’t correct the issue by boosting sales, it gives an early indication that you might struggle to pay your suppliers, marketing costs, and employees.

At the end of a reporting period, you want to make sure your cash balance is more than when you started.

There are some exceptions to this rule. The most common of which is if you’ve recently expanded your business. Buying inventory for a new product line or when moving into a new market could increase your capital outlay and lower your closing balance. But this doesn’t necessarily mean your business is in trouble. It’s just a sign that you had to increase expenses temporarily. As long as these costs are offset by an increase in purchases from your client base, then there is no need for concern.

But, if your closing balance isn’t enough to cover the operating activities and the imbalance can’t be explained by business-related expenses, then your cash flow statement could be cause for concern. If you don’t correct the issue by boosting sales, it gives an early indication that you might struggle to pay your suppliers, marketing costs, and employees.

How to improve your ecommerce cash flow

Take control of your cash flow

There’s plenty to keep track of when running a business, but understanding your business’s cash flow is vital to delivering success. It can also help you plan for the future and make effective decisions about expansion and other activities. By taking the time to learn more about your cash flow, or by partnering with companies that can help make your financial management effortless, your business can shine for years to come. 

There’s plenty to keep track of when running a business, but understanding your business’s cash flow is vital to delivering success. It can also help you plan for the future and make effective decisions about expansion and other activities. By taking the time to learn more about your cash flow, or by partnering with companies that can help make your financial management effortless, your business can shine for years to come. 

There’s plenty to keep track of when running a business, but understanding your business’s cash flow is vital to delivering success. It can also help you plan for the future and make effective decisions about expansion and other activities. By taking the time to learn more about your cash flow, or by partnering with companies that can help make your financial management effortless, your business can shine for years to come. 

There’s plenty to keep track of when running a business, but understanding your business’s cash flow is vital to delivering success. It can also help you plan for the future and make effective decisions about expansion and other activities. By taking the time to learn more about your cash flow, or by partnering with companies that can help make your financial management effortless, your business can shine for years to come. 

Grow your way with Mollie

At Mollie, we want to help all businesses grow. With our effortless payments solution, you can make advance payments, set up recurring payments, and instantly access all the information you need to maintain a healthy cash flow. 

Learn more about payments with Mollie.

At Mollie, we want to help all businesses grow. With our effortless payments solution, you can make advance payments, set up recurring payments, and instantly access all the information you need to maintain a healthy cash flow. 

Learn more about payments with Mollie.

At Mollie, we want to help all businesses grow. With our effortless payments solution, you can make advance payments, set up recurring payments, and instantly access all the information you need to maintain a healthy cash flow. 

Learn more about payments with Mollie.

At Mollie, we want to help all businesses grow. With our effortless payments solution, you can make advance payments, set up recurring payments, and instantly access all the information you need to maintain a healthy cash flow. 

Learn more about payments with Mollie.

Повече актуализации

250 000 000 начина, по които Mollie Capital помага на бизнеса да расте

Mollie Capital е осигурила над 250 млн. евро финансиране за европейски предприятия. Открийте как бързото и гъвкаво финансиране може да Ви помогне да се възползвате от възможностите за растеж.

Бизнес сметка, създадена за начина, по който работите в действителност

Ние преминаваме отвъд плащанията, за да подобрим управлението на финансите. Открийте историята зад Mollie Business Account и как нашата единна платформа подкрепя амбициозните бизнеси в Европа.

Не всички бизнес акаунти са еднакви

С нарастването на бизнеса ви нараства и сложността. Mollie Business Account е наистина интегриран финансов двигател, създаден да подпомага растежа и да опростява финансите.

Проверка на касата със задна дата – лесно е

Касов отчет може да бъде създаден и със задна дата. Показваме ви как работи и ви превеждаме през процеса стъпка по стъпка.

Останете в час

Никога не пропускайте актуализация. Получавайте обновления за продукти, новини и истории на клиенти направо в пощенската си кутия.

Form fields

Съдържание

Съдържание

Партньор в акцент

Съдържание

What is cash flow in ecommerce?

How do you read your cash flow statement?

How do you interpret a cash flow statement?

How to improve your ecommerce cash flow

Take control of your cash flow

Grow your way with Mollie

Свържете се с отдела за продажби

MollieРастежUnderstanding your ecommerce cash flow statement
MollieРастежUnderstanding your ecommerce cash flow statement
MollieРастежUnderstanding your ecommerce cash flow statement
MollieРастежUnderstanding your ecommerce cash flow statement