Capital

Fast, flexible, business funding. No late fees.

Get up to €250,000 with Mollie Capital: apply in minutes, access funds in hours, and enjoy flexible repayments based on your sales.

Fast, flexible, business funding. No late fees.

Get up to €250,000 with Mollie Capital: apply in minutes, access funds in hours, and enjoy flexible repayments based on your sales.

  • Home

    Payments

    Balance

    Capital

    Reports

    More

    Capital

    Repaid

    €50,000

    Outstanding

    €50,000

    Pending

    €12,000

    Review

    €18,000

    Finances

    Status

    Issue date

    Amount

    Repaying

    3 Jun 2023

    €10,000

    Repaid

    15 Feb 2023

    €10,000

    Repaid

    10 Jan 2023

    €10,000

  • Home

    Payments

    Balance

    Capital

    Reports

    More

    Capital

    Financing offer

    Step 2 of 3

    €74,000

    €8,000 fee

    20% repayment rate

    €60,000

    €6,000 fee

    15% repayment rate

    €40,000

    €4,000 fee

    15% repayment rate

    Financing details

    Financing

    €74,000

    Fee

    €11,100

    Total to repay

    €85,100

    Estimated payback period

    1 year

    We’ve estimated this based on your past sales. You’ll repay using 20% of your daily sales, so your future sales determine the actual repayment period.

    How your financing will be repaid

    We'll automatically take 20% of your sales to go towards repayments. An example of daily repayments:

    28 Feb.

    €400 sales

    €80

    1 Mar.

    €200 sales

    €40

    2 Mar.

    €0 sales

    €0

    3 Mar.

    €300 sales

    €60

    Repayment of financing (20%)

  • Capital

    Repaid

    €50,000

    Outstanding

    €50,000

    Pending

    €12,000

    Review

    €18,000

    Finances

    Status

    Amount

    Repaying

    €10,000

    Repaid

    €10,000

    Repaid

    €10,000

  • Capital

    Financing offer

    Step 2 of 3

    €74,000

    €8,000 fee

    20% repayment rate

    €60,000

    €6,000 fee

    15% repayment rate

    €40,000

    €4,000 fee

    15% repayment rate

    Financing details

    Financing

    €74,000

    Fee

    €11,100

    Total to repay

    €85.100

    Estimated payback period

    1 year

    We’ve estimated this based on your past sales. You’ll repay with 20% of your daily sales, so your future sales determine the actual repayment period.

Three simple steps to fund your business

Apply for business funding - get it within 24 hours.

Three simple steps to fund your business

Apply for business funding - get it within 24 hours.

Three simple steps to fund your business

Apply for business funding - get it within 24 hours.

1. Apply in minutes

2. Choose your offer

€120,000

in Capital

€8,000 fee

10% of sales go to repayment

€60,000

in Capital

€4,800 total fee

10% of sales go to repayment

€20.000

in Capital

€2.000 fee

10% of sales go to repayment

3. Repay automatically

€3,500 in sales

€350

repayment

Getting funding can be difficult. We made it easy.

Say goodbye to complex, time-consuming paperwork and long wait times. With Mollie Capital, getting business financing has never been simpler.

Getting funding can be difficult. We made it easy.

Say goodbye to complex, time-consuming paperwork and long wait times. With Mollie Capital, getting business financing has never been simpler.

Getting funding can be difficult. We made it easy.

Say goodbye to complex, time-consuming paperwork and long wait times. With Mollie Capital, getting business financing has never been simpler.

New financing 🎉

Top up your financing

Access additional capital once you’ve repaid over 80% of your funding. 

Capital

€100,000

Fee

€8,000

Extra costs

€0

Pay a one-time fee

Only pay a fixed, transparent fee. No late fees. No ongoing interest.

Flexible repayments shaped by your success

Automatically repay your funding as a percentage of your daily sales – more when business is busy and less if things slow down.

€3,500 in sales

€350

repayment

1

8

August

Quick business funding

Access your financing in less than a day.

🎉

Funds added to your balance!

Apply in no time

Get funding under €100k with no paperwork required.

€100.000

€8.000 fee

20% of sales go to repayment

€60,000

in Capital

€4,800 fee

10% of sales go to repayment

€25.000

€2.000 fee

10% of sales go to repayment

Enjoy total flexibility

Select the amount you need from multiple offers.

€100.000

€8.000 fee

20% of sales go to repayment

€60.000

€4.800 fee

10% of sales go to repayment

€25.000

€2.000 fee

10% of sales go to repayment

Enjoy total flexibility

Select the amount you need from multiple offers.

Trustpilot

We invest in your success

Businesses across Europe use Mollie Capital to control their cash flow and power growth.

We invest in your success

Businesses across Europe use Mollie Capital to control their cash flow and power growth.

We invest in your success

Businesses across Europe use Mollie Capital to control their cash flow and power growth.

"Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods."

Sebastian Bakker

General Director, Cookinglife

"Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process."

Tom Kapitein

Co-founder, Glamour your Hair

"Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods."

Sebastian Bakker

General Director, Cookinglife

"Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process."

Tom Kapitein

Co-founder, Glamour your Hair

"Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods."

Sebastian Bakker

General Director, Cookinglife

"Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process."

Tom Kapitein

Co-founder, Glamour your Hair

Frequently asked questions

When am I eligible for Mollie Capital?

Your business must meet the following criteria to be eligible for business capital funding:

  • Based in the Netherlands, Belgium, Germany, or France.

  • Have actively used Mollie's solution for at least three months.

  • Have consistently maintained a minimum monthly transaction volume of €500 over the past three months.

What determines how much working capital financing can get?

The funding amount available to your business through Mollie Capital is calculated based on your monthly revenue. You can use our Capital calculator to get an estimate of how much Capital you are eligible for.

How long do I have to repay the funding?

We'll send your expected payback period alongside your Capital offer. This is calculated using your past trading data and expected sales volumes. 

With Capital, you make flexible repayments based on a percentage of your daily sales, paying more when business is busy and less if things slow down.

How do I repay my Capital financing?

When paying back your Mollie Capital funding, you pay a fixed repayment rate that we calculate as a percentage of your daily sales. This flexible repayment structure means you pay back more when sales are high and less if they're low. 

For example, if your repayment rate is 20% and you make €1,000 in sales on a specific day, you will repay €200 of your Capital fee. This helps you to control your cash flow and makes taking Mollie Capital as easy to manage as possible.

Can I top up my Capital financing?

Once you have repaid at least 80% of your existing funding, we'll email you to explain how to get additional financing. 

Your business must satisfy the standard eligibility criteria to qualify for Capital top-ups – and you need to have made consistent, regular payments on your existing funding. You can apply for top-ups via your Mollie Dashboard.

MollieCapital - Business funding
MollieCapital - Business funding