Mollie business accounts

Embedded Business Accounts for Platforms

Embedded Business Accounts for Platforms

Offer your customers business accounts directly inside your platform with fast onboarding, dedicated IBANs, and Mollie Cards ready to use instantly.

Offer your customers business accounts directly inside your platform with fast onboarding, dedicated IBANs, and Mollie Cards ready to use instantly.

Account

0.00

VAT account

NL29 MLLE 420 6930 11

€19,351.00

Recurring payments

NL69 MLLE 661 4602 35

€4,421.99

Physical store

NL99 MLLE 153 1999 25

€17,528.89

Webshop

NL99 MLLE 179 1599 25

€15,198.00

Spend

Mollie Card

−€1,840

iDEAL | Wero

−€4,230

Direct Debit

−€1,840

Incoming payments

Online

+€4,230

SEPA

+€4,230

In-person

+€1,840

Payment link

+€1,840

Account

€56,499.88

VAT account

NL29 MLLE 420 6930 11

€19,351.00

Recurring payments

NL69 MLLE 661 4602 35

€4,421.99

Amsterdam store

NL99 MLLE 153 1999 25

€17,528.89

Webshop

NL99 MLLE 179 1599 25

€15,198.00

Spend

Mollie Card

−€1,840

iDEAL | Wero

−€4,230

Direct Debit

−€1,840

Accept payments

Online

+€4,230

SEPA

+€4,230

In-person

+€1,840

Payment link

+€1,840

More value for your business, and your customers

Use Mollie’s APIs to offer business accounts directly within your platform and create a seamless experience inside your product.

More value for your business, and your customers

Use Mollie’s APIs to offer business accounts directly within your platform and create a seamless experience inside your product.

Unlock new revenue streams

Get rewarded for creating accounts, processing transactions, issuing cards and managing customers accounts.

Streamline your customer's money management

Save your customers time in processing accounts payable, reconciling payments and managing expenses.

Make sure your customers stick with you

Retain customers longer by becoming a core part of their financial operations, helping them consolidate vendors.

Give your customers banking alongside their payments

Give your customers banking alongside their payments

Unify finances

From pay-ins to payouts, Mollie has a suite of tools for you to use for collection, funding and more.

Method

Amount

Status

Payments

€25.00

Open

Inactive

€32.00

Paid

Inactive

€8.00

Pending

Inactive

€25.00

Open

Inactive

€16,00

Open

Inactive

Issue cards

Enable your merchants to manage their expenses with virtual cards and expense limits.

9:41

dsf

9:41

Cards

13 March

KLM

−€324.80

2%

Uber

−€18.20

2%

Booking.com

−€189.00

2%

NS Business Card

−€42.50

2%

Starbucks

−€6.90

2%

13 March

Google Ads

−€320.00

2%

Claude Code

−€200.00

2%

Notion

−€18.50

2%

TikTok Ads

−€220.00

2%

Shopify

−€79.00

2%

13 March

Makro

−€186.40

2%

Albert Heijn Zakelijk

−€42.80

2%

Gamma

−€67.15

2%

IKEA

−€129.00

2%

Bol.com Zakelijk

−€58.99

2%

13 March

KLM

−€324.80

2%

Uber

−€18.20

2%

Booking.com

−€189.00

2%

NS Business Card

−€42.50

2%

Starbucks

−€6.90

2%

13 March

Google Ads

−€320.00

2%

Claude Code

−€200.00

2%

Notion

−€18.50

2%

TikTok Ads

−€220.00

2%

Shopify

−€79.00

2%

13 March

Makro

−€186.40

2%

Albert Heijn Zakelijk

−€42.80

2%

Gamma

−€67.15

2%

IKEA

−€129.00

2%

Bol.com Zakelijk

−€58.99

2%

Show details

Freeze

Settings

Home

Sales

Accounts

Cards

Browse

9:41

dsf

9:41

Cards

13 March

KLM

−€324.80

2%

Uber

−€18.20

2%

Booking.com

−€189.00

2%

NS Business Card

−€42.50

2%

Starbucks

−€6.90

2%

13 March

Google Ads

−€320.00

2%

Claude Code

−€200.00

2%

Notion

−€18.50

2%

TikTok Ads

−€220.00

2%

Shopify

−€79.00

2%

13 March

Makro

−€186.40

2%

Albert Heijn Zakelijk

−€42.80

2%

Gamma

−€67.15

2%

IKEA

−€129.00

2%

Bol.com Zakelijk

−€58.99

2%

13 March

KLM

−€324.80

2%

Uber

−€18.20

2%

Booking.com

−€189.00

2%

NS Business Card

−€42.50

2%

Starbucks

−€6.90

2%

13 March

Google Ads

−€320.00

2%

Claude Code

−€200.00

2%

Notion

−€18.50

2%

TikTok Ads

−€220.00

2%

Shopify

−€79.00

2%

13 March

Makro

−€186.40

2%

Albert Heijn Zakelijk

−€42.80

2%

Gamma

−€67.15

2%

IKEA

−€129.00

2%

Bol.com Zakelijk

−€58.99

2%

Show details

Freeze

Settings

Home

Sales

Accounts

Cards

Browse

Countertop

Active

Kiosk

Active

Outdoor

Shipping

Create multiple accounts

Open accounts with their own IBANs and automatically sort incoming funds.

Main account

€48,000.25

NL69 MLLE 4206 9666 21

VAT account

€5,351.00

NL23 MLLE 0290 8506 58

Amsterdam store

€10,210.55

NL52 MLLE 0243 2469 01

Reconciliation Automations

Reconciliation Automations

Empower your clients to save time via our integrations library, enabling them to sync their transactions with your bookkeeping or ERP system.

Empower your clients to save time via our integrations library, enabling them to sync their transactions with your bookkeeping or ERP system.

Embedded Services

Embed financial services without complexity

Launch and scale embedded financial services without the operational overhead of financial infrastructure and compliance.

Embed financial services without complexity

Launch and scale embedded financial services without the operational overhead of financial infrastructure and compliance.

Financial infrastructure
Sponsor bank
Mollie
Middleware providers
Your platform
Financial infrastructure
Sponsor bank
Mollie
Middleware providers
Your platform

Reach out to explore business accounts for your platform

Reach out to explore business accounts for your platform

Find out what revenue model will work for you

See how business accounts can be embedded into your interface

Work with a dedicated solutions engineer

Frequently asked questions

What is an embedded business account?

An embedded business account is a payment account that a software platform offers to its users directly within its own product, without the user having to open a separate account with a bank.

The platform partners with a licensed payments provider that handles the regulatory, compliance, and technical infrastructure. The platform keeps the customer relationship and decides how the account fits into its product, while the underlying provider issues the account, safeguards the funds, and processes the transactions.

Embedded business accounts are commonly used by SaaS platforms and marketplaces whose users need to receive payments, hold funds, and pay out money as part of using the platform.

Are funds in an embedded business account safe?

Yes. Your money is protected at all times, regardless of what happens to Mollie.

As a licensed e-money institution regulated by De Nederlandsche Bank (DNB), Mollie is legally required to keep your funds completely separate from its own. Here's how that works in practice.

Safeguarding accounts

Your funds are held across multiple dedicated safeguarding accounts at partner banks, completely separate from Mollie's own business funds, through a legal entity called Stichting Mollie Payments.

  • Safe storage: Mollie never invests or lends out your money. It sits in ring-fenced accounts, untouched.

  • Protection in bankruptcy: If Mollie goes bankrupt, your funds are not part of the insolvency estate. They cannot be used to pay Mollie's creditors.

How long would it take to onboard my customers?

Most customers can complete onboarding in just a few minutes. For sole traders and other straightforward business structures, onboarding and account approval are often fully automated and nearly instant once all required information is provided.

Offer your customers a better banking experience

Simplify, scale and streamline your client's business with Mollie’s financial services.

Offer your customers a better banking experience

Simplify, scale and streamline your client's business with Mollie’s financial services.

Offer your customers a better banking experience

Simplify, scale and streamline your client's business with Mollie’s financial services.