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Debit Mastercard and Visa Debit: Embracing the Future of Debit Payments

Debit Mastercard and Visa Debit: Embracing the Future of Debit Payments

Debit Mastercard and Visa Debit: Embracing the Future of Debit Payments

Debit Mastercard and Visa Debit: Embracing the Future of Debit Payments

Discover more about the launch of Debit Mastercard and Visa Debit in the Netherlands and what they have to offer your ecommerce business

Discover more about the launch of Debit Mastercard and Visa Debit in the Netherlands and what they have to offer your ecommerce business

Partners

May 2, 2023

As of July 1, 2023, the Netherlands bids farewell to the longstanding Maestro card, ushering in the era of Debit Mastercard and Visa Debit. After over 30 years of service, Maestro, along with Visa's V PAY, makes way for a new chapter. What changes lie ahead, and how can ecommerce businesses gear up for this transition?

As of July 1, 2023, the Netherlands bids farewell to the longstanding Maestro card, ushering in the era of Debit Mastercard and Visa Debit. After over 30 years of service, Maestro, along with Visa's V PAY, makes way for a new chapter. What changes lie ahead, and how can ecommerce businesses gear up for this transition?

As of July 1, 2023, the Netherlands bids farewell to the longstanding Maestro card, ushering in the era of Debit Mastercard and Visa Debit. After over 30 years of service, Maestro, along with Visa's V PAY, makes way for a new chapter. What changes lie ahead, and how can ecommerce businesses gear up for this transition?

As of July 1, 2023, the Netherlands bids farewell to the longstanding Maestro card, ushering in the era of Debit Mastercard and Visa Debit. After over 30 years of service, Maestro, along with Visa's V PAY, makes way for a new chapter. What changes lie ahead, and how can ecommerce businesses gear up for this transition?

Why Maestro is Bowing Out

Introduced by Mastercard in 1991, Maestro has been a payment stalwart with a global circulation of around 400 million cards. However, the evolution of consumer shopping and payment habits, fueled by digitalisation and the surge in global ecommerce, has rendered Maestro obsolete. It lacks online payment capabilities and faces limited acceptance outside Europe, prompting the need for an upgrade to a debit card that accommodates the demands of modern online transactions.

Introduced by Mastercard in 1991, Maestro has been a payment stalwart with a global circulation of around 400 million cards. However, the evolution of consumer shopping and payment habits, fueled by digitalisation and the surge in global ecommerce, has rendered Maestro obsolete. It lacks online payment capabilities and faces limited acceptance outside Europe, prompting the need for an upgrade to a debit card that accommodates the demands of modern online transactions.

Introduced by Mastercard in 1991, Maestro has been a payment stalwart with a global circulation of around 400 million cards. However, the evolution of consumer shopping and payment habits, fueled by digitalisation and the surge in global ecommerce, has rendered Maestro obsolete. It lacks online payment capabilities and faces limited acceptance outside Europe, prompting the need for an upgrade to a debit card that accommodates the demands of modern online transactions.

Introduced by Mastercard in 1991, Maestro has been a payment stalwart with a global circulation of around 400 million cards. However, the evolution of consumer shopping and payment habits, fueled by digitalisation and the surge in global ecommerce, has rendered Maestro obsolete. It lacks online payment capabilities and faces limited acceptance outside Europe, prompting the need for an upgrade to a debit card that accommodates the demands of modern online transactions.

Transitioning to the Future

Commencing July 1, 2023, new Maestro debit cards will cease issuance. Existing cards will continue to function during a transition period, allowing consumers to use them at payment terminals and ATMs. Upon expiration, their Maestro debit cards will be replaced by the new Debit Mastercard or Visa Debit. These are debit cards where payments are deducted directly from the account.

This transition naturally impacts retailers and ecommerce businesses. They will need to adjust their payment terminals and update software to ensure consumers can make payments with the new cards. Additionally, updating payment pages to include the new card types is essential.

For Mollie customers, the good news is that if you accept cards as a payment method through Mollie, no action is required. We'll ensure that your customers can automatically make payments with Debit Mastercard and Visa Debit.

Commencing July 1, 2023, new Maestro debit cards will cease issuance. Existing cards will continue to function during a transition period, allowing consumers to use them at payment terminals and ATMs. Upon expiration, their Maestro debit cards will be replaced by the new Debit Mastercard or Visa Debit. These are debit cards where payments are deducted directly from the account.

This transition naturally impacts retailers and ecommerce businesses. They will need to adjust their payment terminals and update software to ensure consumers can make payments with the new cards. Additionally, updating payment pages to include the new card types is essential.

For Mollie customers, the good news is that if you accept cards as a payment method through Mollie, no action is required. We'll ensure that your customers can automatically make payments with Debit Mastercard and Visa Debit.

Commencing July 1, 2023, new Maestro debit cards will cease issuance. Existing cards will continue to function during a transition period, allowing consumers to use them at payment terminals and ATMs. Upon expiration, their Maestro debit cards will be replaced by the new Debit Mastercard or Visa Debit. These are debit cards where payments are deducted directly from the account.

This transition naturally impacts retailers and ecommerce businesses. They will need to adjust their payment terminals and update software to ensure consumers can make payments with the new cards. Additionally, updating payment pages to include the new card types is essential.

For Mollie customers, the good news is that if you accept cards as a payment method through Mollie, no action is required. We'll ensure that your customers can automatically make payments with Debit Mastercard and Visa Debit.

Commencing July 1, 2023, new Maestro debit cards will cease issuance. Existing cards will continue to function during a transition period, allowing consumers to use them at payment terminals and ATMs. Upon expiration, their Maestro debit cards will be replaced by the new Debit Mastercard or Visa Debit. These are debit cards where payments are deducted directly from the account.

This transition naturally impacts retailers and ecommerce businesses. They will need to adjust their payment terminals and update software to ensure consumers can make payments with the new cards. Additionally, updating payment pages to include the new card types is essential.

For Mollie customers, the good news is that if you accept cards as a payment method through Mollie, no action is required. We'll ensure that your customers can automatically make payments with Debit Mastercard and Visa Debit.

Advantages of Debit Mastercard and Visa Debit for Your Business

According to the 2022 Global Payments Report by Worldpay, cards – after digital wallets – are the most widely used payment method in global ecommerce. To boost your conversion rate, it's crucial to allow customers to pay with cards in your online store.

But what advantages do the new Debit Mastercard and Visa Debit offer your business? Let's delve into the benefits:

Advanced Security

Maestro debit cards are unsuitable for ecommerce transactions due to the lack of a standard card number and specific security features crucial for online fraud prevention. However, Visa Debit employs advanced technologies like Visa Secure to secure personal data and transactions, providing protection against fraud.

Debit Mastercard encompasses all the security features of other Mastercard cards. With card details and two-step verification, shoppers can securely and swiftly complete transactions. In a digital environment, Debit Mastercard ensures online payments are as safe as in a physical store.

Wider Acceptance

The phasing out of Maestro will lead to more consumers wanting to pay with Debit Mastercard and Visa Debit. As an ecommerce business, it becomes crucial to be able to receive payments with these new debit cards. With networks of around 80 million and 70 million points of sale, Mastercard and Visa are accepted in more places than Maestro, which is valid at approximately 15 million points of sale.

An added benefit: by offering the new debit cards as a payment method, you reach a broader audience. Foreign customers and online shoppers can easily make purchases in your physical store or webshop. This minimises the chance of missing out on a sale because you don't offer the right payment method.

User-Friendly Experience

Paying with cards is straightforward, even online. All your customers need to do is enter their card details and authorise the payment.

With Debit Mastercard and Visa Debit, cardholders can save their card details, making future payments even quicker and more straightforward.

Reliable Trust

Consumers consider cards a reliable payment method. Card companies and payment providers adhere to strict guidelines and procedures to protect businesses and customers during transactions. Consumers know that their financial data is secure when paying online with cards. This trust can help you build a customer base, leading to more loyal customers and repeat purchases.

By accepting cards through a payment provider like Mollie, you also benefit from advanced fraud detection and security tools, including screenings, risk assessments, and dynamic verification with 3D Secure.

According to the 2022 Global Payments Report by Worldpay, cards – after digital wallets – are the most widely used payment method in global ecommerce. To boost your conversion rate, it's crucial to allow customers to pay with cards in your online store.

But what advantages do the new Debit Mastercard and Visa Debit offer your business? Let's delve into the benefits:

Advanced Security

Maestro debit cards are unsuitable for ecommerce transactions due to the lack of a standard card number and specific security features crucial for online fraud prevention. However, Visa Debit employs advanced technologies like Visa Secure to secure personal data and transactions, providing protection against fraud.

Debit Mastercard encompasses all the security features of other Mastercard cards. With card details and two-step verification, shoppers can securely and swiftly complete transactions. In a digital environment, Debit Mastercard ensures online payments are as safe as in a physical store.

Wider Acceptance

The phasing out of Maestro will lead to more consumers wanting to pay with Debit Mastercard and Visa Debit. As an ecommerce business, it becomes crucial to be able to receive payments with these new debit cards. With networks of around 80 million and 70 million points of sale, Mastercard and Visa are accepted in more places than Maestro, which is valid at approximately 15 million points of sale.

An added benefit: by offering the new debit cards as a payment method, you reach a broader audience. Foreign customers and online shoppers can easily make purchases in your physical store or webshop. This minimises the chance of missing out on a sale because you don't offer the right payment method.

User-Friendly Experience

Paying with cards is straightforward, even online. All your customers need to do is enter their card details and authorise the payment.

With Debit Mastercard and Visa Debit, cardholders can save their card details, making future payments even quicker and more straightforward.

Reliable Trust

Consumers consider cards a reliable payment method. Card companies and payment providers adhere to strict guidelines and procedures to protect businesses and customers during transactions. Consumers know that their financial data is secure when paying online with cards. This trust can help you build a customer base, leading to more loyal customers and repeat purchases.

By accepting cards through a payment provider like Mollie, you also benefit from advanced fraud detection and security tools, including screenings, risk assessments, and dynamic verification with 3D Secure.

According to the 2022 Global Payments Report by Worldpay, cards – after digital wallets – are the most widely used payment method in global ecommerce. To boost your conversion rate, it's crucial to allow customers to pay with cards in your online store.

But what advantages do the new Debit Mastercard and Visa Debit offer your business? Let's delve into the benefits:

Advanced Security

Maestro debit cards are unsuitable for ecommerce transactions due to the lack of a standard card number and specific security features crucial for online fraud prevention. However, Visa Debit employs advanced technologies like Visa Secure to secure personal data and transactions, providing protection against fraud.

Debit Mastercard encompasses all the security features of other Mastercard cards. With card details and two-step verification, shoppers can securely and swiftly complete transactions. In a digital environment, Debit Mastercard ensures online payments are as safe as in a physical store.

Wider Acceptance

The phasing out of Maestro will lead to more consumers wanting to pay with Debit Mastercard and Visa Debit. As an ecommerce business, it becomes crucial to be able to receive payments with these new debit cards. With networks of around 80 million and 70 million points of sale, Mastercard and Visa are accepted in more places than Maestro, which is valid at approximately 15 million points of sale.

An added benefit: by offering the new debit cards as a payment method, you reach a broader audience. Foreign customers and online shoppers can easily make purchases in your physical store or webshop. This minimises the chance of missing out on a sale because you don't offer the right payment method.

User-Friendly Experience

Paying with cards is straightforward, even online. All your customers need to do is enter their card details and authorise the payment.

With Debit Mastercard and Visa Debit, cardholders can save their card details, making future payments even quicker and more straightforward.

Reliable Trust

Consumers consider cards a reliable payment method. Card companies and payment providers adhere to strict guidelines and procedures to protect businesses and customers during transactions. Consumers know that their financial data is secure when paying online with cards. This trust can help you build a customer base, leading to more loyal customers and repeat purchases.

By accepting cards through a payment provider like Mollie, you also benefit from advanced fraud detection and security tools, including screenings, risk assessments, and dynamic verification with 3D Secure.

According to the 2022 Global Payments Report by Worldpay, cards – after digital wallets – are the most widely used payment method in global ecommerce. To boost your conversion rate, it's crucial to allow customers to pay with cards in your online store.

But what advantages do the new Debit Mastercard and Visa Debit offer your business? Let's delve into the benefits:

Advanced Security

Maestro debit cards are unsuitable for ecommerce transactions due to the lack of a standard card number and specific security features crucial for online fraud prevention. However, Visa Debit employs advanced technologies like Visa Secure to secure personal data and transactions, providing protection against fraud.

Debit Mastercard encompasses all the security features of other Mastercard cards. With card details and two-step verification, shoppers can securely and swiftly complete transactions. In a digital environment, Debit Mastercard ensures online payments are as safe as in a physical store.

Wider Acceptance

The phasing out of Maestro will lead to more consumers wanting to pay with Debit Mastercard and Visa Debit. As an ecommerce business, it becomes crucial to be able to receive payments with these new debit cards. With networks of around 80 million and 70 million points of sale, Mastercard and Visa are accepted in more places than Maestro, which is valid at approximately 15 million points of sale.

An added benefit: by offering the new debit cards as a payment method, you reach a broader audience. Foreign customers and online shoppers can easily make purchases in your physical store or webshop. This minimises the chance of missing out on a sale because you don't offer the right payment method.

User-Friendly Experience

Paying with cards is straightforward, even online. All your customers need to do is enter their card details and authorise the payment.

With Debit Mastercard and Visa Debit, cardholders can save their card details, making future payments even quicker and more straightforward.

Reliable Trust

Consumers consider cards a reliable payment method. Card companies and payment providers adhere to strict guidelines and procedures to protect businesses and customers during transactions. Consumers know that their financial data is secure when paying online with cards. This trust can help you build a customer base, leading to more loyal customers and repeat purchases.

By accepting cards through a payment provider like Mollie, you also benefit from advanced fraud detection and security tools, including screenings, risk assessments, and dynamic verification with 3D Secure.

Visa Debit vs. Maestro: What's the Difference?

Similar to Maestro, Visa Debit payments are immediately deducted from the consumer's account. Here are the distinctions:

  • Visa Debit cardholders can pay at over 70 million points of sale worldwide, wherever Visa is accepted.

  • Unlike Maestro, Visa Debit provides all payment options that the modern consumer expects. Flexibility is key, whether paying online, contactless, mobile, or in-person.

  • The card also enables secure online payments, thanks to advanced technologies securing personal data and transactions.

  • Consumers enjoy purchase protection with Visa Debit, allowing reimbursement for unauthorised transactions.

Similar to Maestro, Visa Debit payments are immediately deducted from the consumer's account. Here are the distinctions:

  • Visa Debit cardholders can pay at over 70 million points of sale worldwide, wherever Visa is accepted.

  • Unlike Maestro, Visa Debit provides all payment options that the modern consumer expects. Flexibility is key, whether paying online, contactless, mobile, or in-person.

  • The card also enables secure online payments, thanks to advanced technologies securing personal data and transactions.

  • Consumers enjoy purchase protection with Visa Debit, allowing reimbursement for unauthorised transactions.

Similar to Maestro, Visa Debit payments are immediately deducted from the consumer's account. Here are the distinctions:

  • Visa Debit cardholders can pay at over 70 million points of sale worldwide, wherever Visa is accepted.

  • Unlike Maestro, Visa Debit provides all payment options that the modern consumer expects. Flexibility is key, whether paying online, contactless, mobile, or in-person.

  • The card also enables secure online payments, thanks to advanced technologies securing personal data and transactions.

  • Consumers enjoy purchase protection with Visa Debit, allowing reimbursement for unauthorised transactions.

Similar to Maestro, Visa Debit payments are immediately deducted from the consumer's account. Here are the distinctions:

  • Visa Debit cardholders can pay at over 70 million points of sale worldwide, wherever Visa is accepted.

  • Unlike Maestro, Visa Debit provides all payment options that the modern consumer expects. Flexibility is key, whether paying online, contactless, mobile, or in-person.

  • The card also enables secure online payments, thanks to advanced technologies securing personal data and transactions.

  • Consumers enjoy purchase protection with Visa Debit, allowing reimbursement for unauthorised transactions.

Debit Mastercard vs. Maestro: What's the Difference?

Mastercard describes the switch from Maestro to Debit Mastercard as an 'upgrade of the debit card.' Here's what the Debit Mastercard offers on top of regular debit transactions:

  • Debit Mastercard encompasses all security and digital features of other Mastercard cards.

  • The card is accepted globally at over 80 million points of sale and is suitable for online payments. Mastercard's acceptance network is twice as extensive as Maestro's.

  • Debit Mastercard ensures a secure, user-friendly online shopping experience.

  • Cardholders can set up recurring payments with the Debit Mastercard, such as for grocery apps, meal delivery services, or subscriptions like Netflix and Spotify. It can also be used for services that currently require pre-authorisation, like hotel bookings or car rentals.

  • Consumers enjoy various benefits, including purchase and chargeback protection.

Mastercard describes the switch from Maestro to Debit Mastercard as an 'upgrade of the debit card.' Here's what the Debit Mastercard offers on top of regular debit transactions:

  • Debit Mastercard encompasses all security and digital features of other Mastercard cards.

  • The card is accepted globally at over 80 million points of sale and is suitable for online payments. Mastercard's acceptance network is twice as extensive as Maestro's.

  • Debit Mastercard ensures a secure, user-friendly online shopping experience.

  • Cardholders can set up recurring payments with the Debit Mastercard, such as for grocery apps, meal delivery services, or subscriptions like Netflix and Spotify. It can also be used for services that currently require pre-authorisation, like hotel bookings or car rentals.

  • Consumers enjoy various benefits, including purchase and chargeback protection.

Mastercard describes the switch from Maestro to Debit Mastercard as an 'upgrade of the debit card.' Here's what the Debit Mastercard offers on top of regular debit transactions:

  • Debit Mastercard encompasses all security and digital features of other Mastercard cards.

  • The card is accepted globally at over 80 million points of sale and is suitable for online payments. Mastercard's acceptance network is twice as extensive as Maestro's.

  • Debit Mastercard ensures a secure, user-friendly online shopping experience.

  • Cardholders can set up recurring payments with the Debit Mastercard, such as for grocery apps, meal delivery services, or subscriptions like Netflix and Spotify. It can also be used for services that currently require pre-authorisation, like hotel bookings or car rentals.

  • Consumers enjoy various benefits, including purchase and chargeback protection.

Mastercard describes the switch from Maestro to Debit Mastercard as an 'upgrade of the debit card.' Here's what the Debit Mastercard offers on top of regular debit transactions:

  • Debit Mastercard encompasses all security and digital features of other Mastercard cards.

  • The card is accepted globally at over 80 million points of sale and is suitable for online payments. Mastercard's acceptance network is twice as extensive as Maestro's.

  • Debit Mastercard ensures a secure, user-friendly online shopping experience.

  • Cardholders can set up recurring payments with the Debit Mastercard, such as for grocery apps, meal delivery services, or subscriptions like Netflix and Spotify. It can also be used for services that currently require pre-authorisation, like hotel bookings or car rentals.

  • Consumers enjoy various benefits, including purchase and chargeback protection.

How to Receive Payments with Debit Mastercard and Visa Debit?

If you want to allow your customers to pay with Debit Mastercard and Visa Debit, be aware that accepting Maestro doesn't automatically mean you can receive payments via the new debit cards. Keep in mind that you'll need to adjust your payment terminals and/or update the software.

If you're a Mollie customer, you can rest easy. If you already accept cards through Mollie, we'll ensure that you can automatically receive payments with Debit Mastercard and Visa Debit. You don't need to take any action.

If you want to allow your customers to pay with Debit Mastercard and Visa Debit, be aware that accepting Maestro doesn't automatically mean you can receive payments via the new debit cards. Keep in mind that you'll need to adjust your payment terminals and/or update the software.

If you're a Mollie customer, you can rest easy. If you already accept cards through Mollie, we'll ensure that you can automatically receive payments with Debit Mastercard and Visa Debit. You don't need to take any action.

If you want to allow your customers to pay with Debit Mastercard and Visa Debit, be aware that accepting Maestro doesn't automatically mean you can receive payments via the new debit cards. Keep in mind that you'll need to adjust your payment terminals and/or update the software.

If you're a Mollie customer, you can rest easy. If you already accept cards through Mollie, we'll ensure that you can automatically receive payments with Debit Mastercard and Visa Debit. You don't need to take any action.

If you want to allow your customers to pay with Debit Mastercard and Visa Debit, be aware that accepting Maestro doesn't automatically mean you can receive payments via the new debit cards. Keep in mind that you'll need to adjust your payment terminals and/or update the software.

If you're a Mollie customer, you can rest easy. If you already accept cards through Mollie, we'll ensure that you can automatically receive payments with Debit Mastercard and Visa Debit. You don't need to take any action.

Offer Customers Their Preferred Payment Methods with Mollie

Looking for a straightforward way to boost your conversion rate? Optimise your checkout by offering customers the payment methods they expect. With Mollie as your payment provider, you can accept more than 25 payment methods, including credit cards, debit cards, and popular local options like iDEAL.

While the popularity of most payment methods varies from country to country, there's one method you can always rely on: cards. Don't offer cards in your checkout yet? Click here for more information on card payments.

Mollie offers solutions for every business, big and small, to receive payments, optimise conversion, and access financing. As a Mollie customer, you also enjoy:

  • Transparent pricing, no hidden costs, and no lock-in contracts.

  • Quick, straightforward onboarding, allowing you to get started right away.

  • Access to the Mollie Dashboard and Mollie App to monitor your business closely.

  • Support from multilingual teams familiar with the local market.

  • A range of integrations for accounting, invoicing, CRM, ERP, and more.

Want to know more? Discover our payment solution via the product demo (desktop only).

Convinced of our offer? Create an account now.

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Table of contents

Why Maestro is Bowing Out

Transitioning to the Future

Advantages of Debit Mastercard and Visa Debit for Your Business

Visa Debit vs. Maestro: What's the Difference?

Debit Mastercard vs. Maestro: What's the Difference?

How to Receive Payments with Debit Mastercard and Visa Debit?

Offer Customers Their Preferred Payment Methods with Mollie

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MollieNewsDebit Mastercard and Visa Debit: Embracing the Future of Debit Payments
MollieNewsDebit Mastercard and Visa Debit: Embracing the Future of Debit Payments