Mollie Capital: fast and flexible financing for ecommerce businesses

Mollie Capital

SMEs often face challenges when it comes to financing, and traditional loans can be time-consuming and complex to secure – and come with high interest rates. 

Here at Mollie, we wanted to make it easier for businesses to get the funds they need to drive growth. That’s why we created Mollie Capital, which helps companies access fast and flexible financing. Whether you’re expanding internationally, need extra inventory, or just need some help to get through a tough time – we’re here to help. 

What is Mollie Capital?

Every firm needs working capital to pay for operating expenses. And sometimes, they need to secure financing quickly to take advantage of business opportunities. 

Available to our customers in the Netherlands, Belgium and Germany, Mollie Capital makes it as easy as possible to get the funding you need when you need it most. No bank statements or complex application forms. 

Based on your Mollie transaction history, you could qualify for up to 250,000 Euros.

Business funding as easy as 1,2,3:

  1. Check your eligibility   

Visit your dashboard and apply instantly 

  1. Select your  offer 

Get your approved offers within 24 hours 

  1. Grow your business

Your funding will be added directly into your bank account

Visit your Mollie Dashboard, submit your application, and within 24 hours, you’ll receive three personalised financing offers. Choose the best offer and we will add your approved Capital amount to your business bank account.

Personalised repayments and transparent pricing 

Repaying your Mollie Capital financing is straightforward and tailored to your business. Your repayment rate is calculated as a percentage of your daily sales, which means you’ll never have to pay back more than you can manage. In fact, you’ll pay back more when business is good and less if things slow down.

With Mollie Capital, there are no late fees, hidden costs, or ongoing interest – just a straightforward financing fee that you know upfront.

Here are some of the things you can use Mollie Capital for:

  • Stockpiling for peak seasons and sales
  • Ramping up your marketing or media spend 
  • Planning for unexpected costs
  • Sustaining expenses during a temporary dip in sales

Tom Kapitein, co-founder of Glamour Your Hair, increased his sales volume with access to funding through Mollie Capital.

Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process.

Tom Kapitein, co-founder of Glamour Your Hair
Tom Kapitein, co-founder of Glamour Your Hair

Learn more about how Mollie Capital helped Glamour Your Hair.

Flexible financing for ecommerce businesses

Applying for business finance is an important and sometimes difficult decision, no matter how much preparation you’ve done. That’s what we’re here for: to help you calculate the best offers and top-up your Capital request when needed. 

Initially, We’re only offering Mollie Capital to our customers in the Netherlands, Belgium and Germany. Don’t worry, though; we’re planning to roll it out to help as many businesses as possible. 

If you’re a Mollie customer, go to your Mollie Dashboard to see how much Capital you can access. 

Not a Mollie customer yet? Find out more about what we offer, or sign up to start exploring our product.

Get better payments now.