What is Wero?

What is Wero?

What is Wero?

Discover Wero, Europe’s new unified payment solution. Learn how it works, its benefits for businesses, and its potential impact on ecommerce across the continent.

Discover Wero, Europe’s new unified payment solution. Learn how it works, its benefits for businesses, and its potential impact on ecommerce across the continent.

Jul 10, 2025

Keeping up with the European payments landscape can be a full-time job. With new methods constantly launching, it’s hard to know which ones are a passing trend and which can really help your business.

But there is one new name that’s worth paying close attention to: Wero. Backed by a coalition of major European banks, Wero has ambitious plans to establish a new, unified standard for online payments across the continent.

In this guide, we’ll break down exactly what Wero is, how it works, and most importantly, what it could mean for your checkout process and your bottom line.

Keeping up with the European payments landscape can be a full-time job. With new methods constantly launching, it’s hard to know which ones are a passing trend and which can really help your business.

But there is one new name that’s worth paying close attention to: Wero. Backed by a coalition of major European banks, Wero has ambitious plans to establish a new, unified standard for online payments across the continent.

In this guide, we’ll break down exactly what Wero is, how it works, and most importantly, what it could mean for your checkout process and your bottom line.

Keeping up with the European payments landscape can be a full-time job. With new methods constantly launching, it’s hard to know which ones are a passing trend and which can really help your business.

But there is one new name that’s worth paying close attention to: Wero. Backed by a coalition of major European banks, Wero has ambitious plans to establish a new, unified standard for online payments across the continent.

In this guide, we’ll break down exactly what Wero is, how it works, and most importantly, what it could mean for your checkout process and your bottom line.

Keeping up with the European payments landscape can be a full-time job. With new methods constantly launching, it’s hard to know which ones are a passing trend and which can really help your business.

But there is one new name that’s worth paying close attention to: Wero. Backed by a coalition of major European banks, Wero has ambitious plans to establish a new, unified standard for online payments across the continent.

In this guide, we’ll break down exactly what Wero is, how it works, and most importantly, what it could mean for your checkout process and your bottom line.

A quick history of Wero

In October 2023, the European Payments Initiative (EPI) made headlines by acquiring iDEAL and Payconiq. Their goal: to launch Wero, a pan-European solution designed to simplify payments and reduce reliance on non-European systems. 

After debuting for consumers in Germany, France, and Belgium in 2024 and with more countries expected to come online soon, Wero is now poised to become a key player in European ecommerce.

In October 2023, the European Payments Initiative (EPI) made headlines by acquiring iDEAL and Payconiq. Their goal: to launch Wero, a pan-European solution designed to simplify payments and reduce reliance on non-European systems. 

After debuting for consumers in Germany, France, and Belgium in 2024 and with more countries expected to come online soon, Wero is now poised to become a key player in European ecommerce.

In October 2023, the European Payments Initiative (EPI) made headlines by acquiring iDEAL and Payconiq. Their goal: to launch Wero, a pan-European solution designed to simplify payments and reduce reliance on non-European systems. 

After debuting for consumers in Germany, France, and Belgium in 2024 and with more countries expected to come online soon, Wero is now poised to become a key player in European ecommerce.

In October 2023, the European Payments Initiative (EPI) made headlines by acquiring iDEAL and Payconiq. Their goal: to launch Wero, a pan-European solution designed to simplify payments and reduce reliance on non-European systems. 

After debuting for consumers in Germany, France, and Belgium in 2024 and with more countries expected to come online soon, Wero is now poised to become a key player in European ecommerce.

What are Wero payments?

At its core, Wero is a unified digital payment solution that uses account-to-account (A2A) technology. This means money can be transferred directly between bank accounts, without the need for cards or other intermediaries. 

Developed by EPI, Wero’s strategic aim is to create a European payment solution that reduces dependency on non-European systems.

Wero is built on the foundation of the Single Euro Payments Area (SEPA) network, which means users can send and receive payments within seconds. It’s fast and efficient, making it an attractive option for both consumers and businesses.

At its core, Wero is a unified digital payment solution that uses account-to-account (A2A) technology. This means money can be transferred directly between bank accounts, without the need for cards or other intermediaries. 

Developed by EPI, Wero’s strategic aim is to create a European payment solution that reduces dependency on non-European systems.

Wero is built on the foundation of the Single Euro Payments Area (SEPA) network, which means users can send and receive payments within seconds. It’s fast and efficient, making it an attractive option for both consumers and businesses.

At its core, Wero is a unified digital payment solution that uses account-to-account (A2A) technology. This means money can be transferred directly between bank accounts, without the need for cards or other intermediaries. 

Developed by EPI, Wero’s strategic aim is to create a European payment solution that reduces dependency on non-European systems.

Wero is built on the foundation of the Single Euro Payments Area (SEPA) network, which means users can send and receive payments within seconds. It’s fast and efficient, making it an attractive option for both consumers and businesses.

At its core, Wero is a unified digital payment solution that uses account-to-account (A2A) technology. This means money can be transferred directly between bank accounts, without the need for cards or other intermediaries. 

Developed by EPI, Wero’s strategic aim is to create a European payment solution that reduces dependency on non-European systems.

Wero is built on the foundation of the Single Euro Payments Area (SEPA) network, which means users can send and receive payments within seconds. It’s fast and efficient, making it an attractive option for both consumers and businesses.

Benefits of Wero payments

For your business, Wero is engineered for growth. Integrating it means you can reach the entire Wero user base across Europe through a single, streamlined solution. This simplifies selling into new countries and creates a smooth, consistent checkout experience that boosts conversion.

On top of that, Wero is designed to cut down on your admin. Its built-in dispute resolution system is more efficient, helping you resolve issues faster and freeing up your time to focus on what matters most – running your business.

Key benefits of Wero include:

  • Faster settlement and better cash flow: Because Wero uses instant A2A transfers, you receive real-time payment confirmation. This allows for immediate order fulfillment and can dramatically improve cash flow.

  • Lower transaction fees: By linking accounts directly, Wero reduces the complexity and cost of each transaction, which means lower fees for your business.

  • Reduced fraud and chargebacks: Direct bank authentication makes transactions highly secure, lowering the risk of fraudulent payments and costly chargebacks.

  • Pan-European reach: As Wero expands, it will offer a unified payment method across multiple European countries.

For your business, Wero is engineered for growth. Integrating it means you can reach the entire Wero user base across Europe through a single, streamlined solution. This simplifies selling into new countries and creates a smooth, consistent checkout experience that boosts conversion.

On top of that, Wero is designed to cut down on your admin. Its built-in dispute resolution system is more efficient, helping you resolve issues faster and freeing up your time to focus on what matters most – running your business.

Key benefits of Wero include:

  • Faster settlement and better cash flow: Because Wero uses instant A2A transfers, you receive real-time payment confirmation. This allows for immediate order fulfillment and can dramatically improve cash flow.

  • Lower transaction fees: By linking accounts directly, Wero reduces the complexity and cost of each transaction, which means lower fees for your business.

  • Reduced fraud and chargebacks: Direct bank authentication makes transactions highly secure, lowering the risk of fraudulent payments and costly chargebacks.

  • Pan-European reach: As Wero expands, it will offer a unified payment method across multiple European countries.

For your business, Wero is engineered for growth. Integrating it means you can reach the entire Wero user base across Europe through a single, streamlined solution. This simplifies selling into new countries and creates a smooth, consistent checkout experience that boosts conversion.

On top of that, Wero is designed to cut down on your admin. Its built-in dispute resolution system is more efficient, helping you resolve issues faster and freeing up your time to focus on what matters most – running your business.

Key benefits of Wero include:

  • Faster settlement and better cash flow: Because Wero uses instant A2A transfers, you receive real-time payment confirmation. This allows for immediate order fulfillment and can dramatically improve cash flow.

  • Lower transaction fees: By linking accounts directly, Wero reduces the complexity and cost of each transaction, which means lower fees for your business.

  • Reduced fraud and chargebacks: Direct bank authentication makes transactions highly secure, lowering the risk of fraudulent payments and costly chargebacks.

  • Pan-European reach: As Wero expands, it will offer a unified payment method across multiple European countries.

For your business, Wero is engineered for growth. Integrating it means you can reach the entire Wero user base across Europe through a single, streamlined solution. This simplifies selling into new countries and creates a smooth, consistent checkout experience that boosts conversion.

On top of that, Wero is designed to cut down on your admin. Its built-in dispute resolution system is more efficient, helping you resolve issues faster and freeing up your time to focus on what matters most – running your business.

Key benefits of Wero include:

  • Faster settlement and better cash flow: Because Wero uses instant A2A transfers, you receive real-time payment confirmation. This allows for immediate order fulfillment and can dramatically improve cash flow.

  • Lower transaction fees: By linking accounts directly, Wero reduces the complexity and cost of each transaction, which means lower fees for your business.

  • Reduced fraud and chargebacks: Direct bank authentication makes transactions highly secure, lowering the risk of fraudulent payments and costly chargebacks.

  • Pan-European reach: As Wero expands, it will offer a unified payment method across multiple European countries.

How does Wero work?

Wero works similarly to online payment methods that shoppers are already familiar with. 

  1. At checkout, they select Wero.

  2. They’re then redirected to their banking app (or the Wero app) to securely authenticate the payment.

  3. Funds are instantly debited, and they’re returned to your site.

  4. The business receives real-time confirmation, and you can fulfil the order immediately.

And don’t worry about having to overhaul your existing systems: Wero offers seamless integration with many leading ecommerce platforms, so many businesses can easily add it their payment mix with just a few clicks.

Wero works similarly to online payment methods that shoppers are already familiar with. 

  1. At checkout, they select Wero.

  2. They’re then redirected to their banking app (or the Wero app) to securely authenticate the payment.

  3. Funds are instantly debited, and they’re returned to your site.

  4. The business receives real-time confirmation, and you can fulfil the order immediately.

And don’t worry about having to overhaul your existing systems: Wero offers seamless integration with many leading ecommerce platforms, so many businesses can easily add it their payment mix with just a few clicks.

Wero works similarly to online payment methods that shoppers are already familiar with. 

  1. At checkout, they select Wero.

  2. They’re then redirected to their banking app (or the Wero app) to securely authenticate the payment.

  3. Funds are instantly debited, and they’re returned to your site.

  4. The business receives real-time confirmation, and you can fulfil the order immediately.

And don’t worry about having to overhaul your existing systems: Wero offers seamless integration with many leading ecommerce platforms, so many businesses can easily add it their payment mix with just a few clicks.

Wero works similarly to online payment methods that shoppers are already familiar with. 

  1. At checkout, they select Wero.

  2. They’re then redirected to their banking app (or the Wero app) to securely authenticate the payment.

  3. Funds are instantly debited, and they’re returned to your site.

  4. The business receives real-time confirmation, and you can fulfil the order immediately.

And don’t worry about having to overhaul your existing systems: Wero offers seamless integration with many leading ecommerce platforms, so many businesses can easily add it their payment mix with just a few clicks.

Is Wero going to replace iDEAL?

Yes, Wero is set to become the successor to iDEAL. But in a planned and staggered evolution, not a sudden switch. 

EPI, Wero’s parent company, acquired iDEAL's technology provider to ensure a smooth and progressive transition. The goal is to migrate iDEAL's beloved functionality onto a modern, pan-European platform, ultimately providing a better experience for both businesses and consumers. If you’re a business using iDEAL, you can expect a carefully managed transition with plenty of advance notice.

If you use Mollie payments, we’ll ensure that any transition won’t adversely affect your conversion or checkout.

Yes, Wero is set to become the successor to iDEAL. But in a planned and staggered evolution, not a sudden switch. 

EPI, Wero’s parent company, acquired iDEAL's technology provider to ensure a smooth and progressive transition. The goal is to migrate iDEAL's beloved functionality onto a modern, pan-European platform, ultimately providing a better experience for both businesses and consumers. If you’re a business using iDEAL, you can expect a carefully managed transition with plenty of advance notice.

If you use Mollie payments, we’ll ensure that any transition won’t adversely affect your conversion or checkout.

Yes, Wero is set to become the successor to iDEAL. But in a planned and staggered evolution, not a sudden switch. 

EPI, Wero’s parent company, acquired iDEAL's technology provider to ensure a smooth and progressive transition. The goal is to migrate iDEAL's beloved functionality onto a modern, pan-European platform, ultimately providing a better experience for both businesses and consumers. If you’re a business using iDEAL, you can expect a carefully managed transition with plenty of advance notice.

If you use Mollie payments, we’ll ensure that any transition won’t adversely affect your conversion or checkout.

Yes, Wero is set to become the successor to iDEAL. But in a planned and staggered evolution, not a sudden switch. 

EPI, Wero’s parent company, acquired iDEAL's technology provider to ensure a smooth and progressive transition. The goal is to migrate iDEAL's beloved functionality onto a modern, pan-European platform, ultimately providing a better experience for both businesses and consumers. If you’re a business using iDEAL, you can expect a carefully managed transition with plenty of advance notice.

If you use Mollie payments, we’ll ensure that any transition won’t adversely affect your conversion or checkout.

When will Wero launch?

Wero is already available for personal use, and the crucial ecommerce functionality is slated for 2026.

From there, it will expand across Europe as part of a phased, multi-year plan. The speed of expansion will depend on various factors, including regulatory approvals, banking partnerships, and consumer adoption rates in each market.

Keeping a close eye on the rollout will ensure you’re ready to capture new customers as soon as Wero arrives in your key markets. 

Wero is already available for personal use, and the crucial ecommerce functionality is slated for 2026.

From there, it will expand across Europe as part of a phased, multi-year plan. The speed of expansion will depend on various factors, including regulatory approvals, banking partnerships, and consumer adoption rates in each market.

Keeping a close eye on the rollout will ensure you’re ready to capture new customers as soon as Wero arrives in your key markets. 

Wero is already available for personal use, and the crucial ecommerce functionality is slated for 2026.

From there, it will expand across Europe as part of a phased, multi-year plan. The speed of expansion will depend on various factors, including regulatory approvals, banking partnerships, and consumer adoption rates in each market.

Keeping a close eye on the rollout will ensure you’re ready to capture new customers as soon as Wero arrives in your key markets. 

Wero is already available for personal use, and the crucial ecommerce functionality is slated for 2026.

From there, it will expand across Europe as part of a phased, multi-year plan. The speed of expansion will depend on various factors, including regulatory approvals, banking partnerships, and consumer adoption rates in each market.

Keeping a close eye on the rollout will ensure you’re ready to capture new customers as soon as Wero arrives in your key markets. 

Which countries is Wero available in?

Currently, you can find Wero in Germany, France, and Belgium for payments between individuals (P2P).

If everything goes to plan, Wero will be available for businesses in Germany, France, Belgium and the Netherlands in early 2026. 

Can Wero be used for in-person payments?

Not yet. At this stage, Wero’s in-store payment solution is scheduled for 2026. Customers will be able to make payments by scanning a QR code, eliminating the need for a physical payment terminal. 

How to offer Wero payments

To offer Wero, you need a payment service provider (PSP) that’s at the forefront of this transition. And that’s what we do at Mollie, offering our customers the most relevant and powerful payment methods to drive growth.

In fact, we’re closely monitoring Wero's development and are actively preparing for its integration into our platform. Our mission is to ensure Mollie users can offer Wero seamlessly from day one, unlocking the pan-European market.

In the meantime, we continue to offer a wide range of leading and local European payment methods, including iDEAL, credit cards, and many others. Our goal is to ensure you can provide your customers with the payment options they prefer, helping you to maximise conversions and grow your business.

Ready to build a future-proof payment system that powers conversion and drives revenue? Learn more about our online payments solution.

Learn more about our online payments solution.

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