iDEAL
Mollie allows you to quickly and easily accept payments through iDEAL, the most used payment method in the Netherlands. It only takes 10 minutes to start receiving payments and there are no hidden fees involved. You only pay for successful transactions.

iDEAL is the most widely used payment method in the Netherlands. At least 60% of Dutch shoppers use it to pay for their online purchases. It’s a trusted, secure and convenient way of paying online. Customers transfer money directly from their bank account, through the online banking product they’re familiar with. This guarantees a successful payment that can’t be reversed by the customer. The customer’s bank guarantees that the transaction is secure.
iDEAL is seamlessly integrated with the online banking products of the 10 largest Dutch consumer banks. Customers of these banks log in to their online banking environment to transfer payments. Participating banks are ABN AMRO, ASN Bank, bunq, Handelsbanken, ING, Knab, Rabobank, RegioBank, SNS Bank, Triodos Bank and Van Lanschot Bankiers.
The uses of this payment method are quickly increasing beyond e-commerce platforms. Online invoice services now send payment links alongside their invoices so they can be settled through iDEAL immediately. Charities have started implementing iDEAL to accept donations.
Since its introduction in 2005, over a billion payments have been made through iDEAL and over 100.000 webshops and other organisations have implemented it as a payment method.
Customers pay using their own online banking environment. The security of the transaction is guaranteed by the customer’s bank. Upon checking out, customers select the iDEAL payment method, followed by their bank. They’re then forwarded to the online banking environment of the bank and asked to log in. The amount to be transferred and further payment details are already filled in, the customer only needs to authorise the payment. When this is done, the bank immediately confirms the payment and the customer is returned to the webshop. The merchant can continue processing the order immediately, because payment is guaranteed.
There are many benefits to accepting iDEAL through Mollie. You can offer all major payment methods through a single integration. We use multiple acquirers (merchant’s banks) to ensure payments get through, even when a merchant’s own bank has technical issues. And we offer QR-codes that allow customers to easily pay through their mobile app. Through our clever onboarding process, you can start accepting payments quickly, without any of the paperwork that’s involved when setting up a connection yourself. Our clever yet simple API makes the integration incredibly robust and built for volume. Our API and Dashboard allow for direct refunds and can export all your data to several different formats for your bookkeeper. Our pricing is much more competitive than going directly to a bank, with no hidden fees at all. And there’s no Dutch bank account required to accept iDEAL through Mollie, so you can enter the Dutch market without any trouble.
Implementing payment methods through Mollie is easy, there’s no lengthy signup process and we have free, open-source packages and plugins available for most coding languages and e-commerce platforms, which allows for easy integration into any project. Our prices are transparent; you only pay a low fee for successful transactions. And your personal dashboard gives you crucial insights into all your transactions and statistics. Mollie is the quickest and easiest way to implement iDEAL.
