Embed Capital
Be a catalyst
Accelerate the growth of your customers by provisioning repeatable cash injections when they need it.
Without the risk
Mollie takes on the risk of provisioning the capital, handling all repayments and support requests.
โฌ350
repayment
Increase your retention
Partner with your customers for the long-term, provision capital through Mollie and ensure your customers stay.
New financing ๐
1
Contact Mollie
Create a model that works for your platform and customers.
2
Embed Capital
Integrate Mollie Capital into your product experience.
3
Distribute Capital
Give eligible customers access to financing under your own brand.
4
Start earning
Earn a percentage of the fees generated.
Efficient
Flexible
Choose a commercial model that fits your platform and merchants.
Transparent
Agree clear commercial terms upfront, with no hidden complexity.
Centralised
Embed financing alongside payments, reporting and merchant workflows.
Tailored
Give merchants offers based on sales performance.
Multiplier
Grow merchant access to capital and unlock new revenue as volumes increase.
โฌ75,000
Waived fees on your next โฌ75,000 in payment processing
For startups with up to โฌ200k in funding
โฌ500,000
Waived fees on your next โฌ500,000 in payment processing
For startups with up to โฌ200k-โฌ2m in funding
โฌ1,000,000
Waived fees on your next โฌ1,000,000 in payment processing
For startups with โฌ2m+ in funding
Frequently asked questions
Who can apply for Mollie Capital?
Mollie Capital is available to merchants that process payments through Mollie. Offers are based on your merchant's sales performance, so thereโs no lengthy bank application or credit check required.
Which of my merchants are eligible for Capital?
If they're eligible, they'll see a financing offer directly in their dashboard. Eligibility is assessed based on your sales history with Mollie, so the longer they've been processing payments with us, the more accurate their offer will be.
How much financing can my merchant's access?
This depends on several factors, including which markets your merchant's operate in and their previous Mollie sales history. If youโre looking for a bespoke arrangement tailored to your merchants, get in touch, and we can discuss your options.
How long does it take to receive funds?
Once a merchant has accepted their terms, funds typically arrive within 1โ2 business days.
How much does Mollie Capital cost?
You pay one flat fee, agreed upfront. There are no surprises and no compounding interest.
How does repayment work?
A fixed percentage is deducted automatically from each sale your merchant's make through Mollie. During quieter periods, when their sales are lower, their repayments will naturally be lower too.
Can merchants repay early?
Yes. Because repayments are tied to your merchant's sales, you'll naturally repay faster during busier periods. There are no penalties for repaying ahead of schedule.
When can merchant's access more financing?
Once a merchant has repaid 55% or more of their current financing, a top-up or renewal may become available, so their access to capital grows alongside their business.
How does our platform earn revenue from Capital?
You earn a share of the revenue from every fee we collect on capital provided to your merchants. Capital can be topped up repeatedly. It's a recurring, passive income that grows alongside their success.
Who is responsible for underwriting the capital and associated credit risk?
Mollie handle's everything: underwriting, compliance, and all credit risk. You benefit from offering capital without any financial exposure or liability for your organization.
