Tap to Pay on iPhone
Accept contactless payments right on your iPhone with the Mollie app
Accept payments
Embedded payments
Grow your business
Technical resources
About Mollie
Tap to Pay on iPhone
Accept contactless payments right on your iPhone with the Mollie app
Accept payments
Embedded payments
Grow your business
Technical resources
About Mollie
Tap to Pay on iPhone
Accept contactless payments right on your iPhone with the Mollie app
Accept payments
Embedded payments
Grow your business
Technical resources
About Mollie
Which SumUp alternative is right for you?
Which SumUp alternative is right for you?
Which SumUp alternative is right for you?
The right solution for your business needs to do more than just accept card payments. Here you will find SumUp alternatives that grow with your business.
The right solution for your business needs to do more than just accept card payments. Here you will find SumUp alternatives that grow with your business.
Jul 10, 2025
Overview: SumUp alternative
SumUp is suitable for getting started with card payments
Online and POS payments are only linked to a limited extent
Merchants often reach their limits as sales grow or support requests increase
Mollie bundles all payments on one platform
Mollie's fees are based on payment method and volume
Mollie offers personal support and is scalable
SumUp is suitable for getting started with card payments
Online and POS payments are only linked to a limited extent
Merchants often reach their limits as sales grow or support requests increase
Mollie bundles all payments on one platform
Mollie's fees are based on payment method and volume
Mollie offers personal support and is scalable
SumUp is suitable for getting started with card payments
Online and POS payments are only linked to a limited extent
Merchants often reach their limits as sales grow or support requests increase
Mollie bundles all payments on one platform
Mollie's fees are based on payment method and volume
Mollie offers personal support and is scalable
SumUp is suitable for getting started with card payments
Online and POS payments are only linked to a limited extent
Merchants often reach their limits as sales grow or support requests increase
Mollie bundles all payments on one platform
Mollie's fees are based on payment method and volume
Mollie offers personal support and is scalable
SumUp: Pros and cons
Whether you already use SumUp or are currently comparing providers, it is definitely worth taking a closer look at the strengths and weaknesses, as choosing the right payment provider has a direct impact on your day-to-day business.
Advantages of SumUp
Quick start: Setup is straightforward and requires no technical knowledge. Small shops and mobile service providers in particular benefit from the easy start.
Low acquisition costs: SumUp offers compact card readers at affordable prices. This can be financially attractive for merchants with low transaction volumes.
Clear pricing structure: Instead of individual fee models, SumUp uses a uniform percentage per transaction. This simplifies calculations, especially in the beginning.
Disadvantages of SumUp
Not very flexible as turnover grows: The simple fee structure can quickly become expensive as transaction volumes increase or multiple locations are added. Merchants who are growing therefore often look for a SumUp alternative.
Limited functionality: SumUp covers the basics well, but offers only limited options for analysis, accounting or integration with existing systems. Those who expect more should look specifically for an alternative to SumUp.
Simple solutions with limitations: The devices are compact and mobile, but larger setups often lack key features such as user management, API access or advanced POS interfaces. Many merchants therefore opt for a SumUp alternative in the United Kingdom, a SumUp alternative in the United States or a SumUp alternative for Australia that better suits their structures.
Partially unreliable customer service: Many merchants report poor experiences with support, including unreachable hotlines, automatic standard responses and a lack of feedback on critical issues such as refunds or failed payouts. Such experiences often lead to a search for a SumUp alternative that offers more reliable support.
Whether you already use SumUp or are currently comparing providers, it is definitely worth taking a closer look at the strengths and weaknesses, as choosing the right payment provider has a direct impact on your day-to-day business.
Advantages of SumUp
Quick start: Setup is straightforward and requires no technical knowledge. Small shops and mobile service providers in particular benefit from the easy start.
Low acquisition costs: SumUp offers compact card readers at affordable prices. This can be financially attractive for merchants with low transaction volumes.
Clear pricing structure: Instead of individual fee models, SumUp uses a uniform percentage per transaction. This simplifies calculations, especially in the beginning.
Disadvantages of SumUp
Not very flexible as turnover grows: The simple fee structure can quickly become expensive as transaction volumes increase or multiple locations are added. Merchants who are growing therefore often look for a SumUp alternative.
Limited functionality: SumUp covers the basics well, but offers only limited options for analysis, accounting or integration with existing systems. Those who expect more should look specifically for an alternative to SumUp.
Simple solutions with limitations: The devices are compact and mobile, but larger setups often lack key features such as user management, API access or advanced POS interfaces. Many merchants therefore opt for a SumUp alternative in the United Kingdom, a SumUp alternative in the United States or a SumUp alternative for Australia that better suits their structures.
Partially unreliable customer service: Many merchants report poor experiences with support, including unreachable hotlines, automatic standard responses and a lack of feedback on critical issues such as refunds or failed payouts. Such experiences often lead to a search for a SumUp alternative that offers more reliable support.
Whether you already use SumUp or are currently comparing providers, it is definitely worth taking a closer look at the strengths and weaknesses, as choosing the right payment provider has a direct impact on your day-to-day business.
Advantages of SumUp
Quick start: Setup is straightforward and requires no technical knowledge. Small shops and mobile service providers in particular benefit from the easy start.
Low acquisition costs: SumUp offers compact card readers at affordable prices. This can be financially attractive for merchants with low transaction volumes.
Clear pricing structure: Instead of individual fee models, SumUp uses a uniform percentage per transaction. This simplifies calculations, especially in the beginning.
Disadvantages of SumUp
Not very flexible as turnover grows: The simple fee structure can quickly become expensive as transaction volumes increase or multiple locations are added. Merchants who are growing therefore often look for a SumUp alternative.
Limited functionality: SumUp covers the basics well, but offers only limited options for analysis, accounting or integration with existing systems. Those who expect more should look specifically for an alternative to SumUp.
Simple solutions with limitations: The devices are compact and mobile, but larger setups often lack key features such as user management, API access or advanced POS interfaces. Many merchants therefore opt for a SumUp alternative in the United Kingdom, a SumUp alternative in the United States or a SumUp alternative for Australia that better suits their structures.
Partially unreliable customer service: Many merchants report poor experiences with support, including unreachable hotlines, automatic standard responses and a lack of feedback on critical issues such as refunds or failed payouts. Such experiences often lead to a search for a SumUp alternative that offers more reliable support.
Whether you already use SumUp or are currently comparing providers, it is definitely worth taking a closer look at the strengths and weaknesses, as choosing the right payment provider has a direct impact on your day-to-day business.
Advantages of SumUp
Quick start: Setup is straightforward and requires no technical knowledge. Small shops and mobile service providers in particular benefit from the easy start.
Low acquisition costs: SumUp offers compact card readers at affordable prices. This can be financially attractive for merchants with low transaction volumes.
Clear pricing structure: Instead of individual fee models, SumUp uses a uniform percentage per transaction. This simplifies calculations, especially in the beginning.
Disadvantages of SumUp
Not very flexible as turnover grows: The simple fee structure can quickly become expensive as transaction volumes increase or multiple locations are added. Merchants who are growing therefore often look for a SumUp alternative.
Limited functionality: SumUp covers the basics well, but offers only limited options for analysis, accounting or integration with existing systems. Those who expect more should look specifically for an alternative to SumUp.
Simple solutions with limitations: The devices are compact and mobile, but larger setups often lack key features such as user management, API access or advanced POS interfaces. Many merchants therefore opt for a SumUp alternative in the United Kingdom, a SumUp alternative in the United States or a SumUp alternative for Australia that better suits their structures.
Partially unreliable customer service: Many merchants report poor experiences with support, including unreachable hotlines, automatic standard responses and a lack of feedback on critical issues such as refunds or failed payouts. Such experiences often lead to a search for a SumUp alternative that offers more reliable support.
12 SumUp alternatives at a glance
1. Mollie
Mollie is a flexible SumUp alternative for businesses that want to seamlessly combine online and in-store sales. In addition to card payments, Mollie also supports payment methods such as Apple Pay, Klarna and SEPA direct debit – ideal for merchants with digital growth goals. POS features such as Tap to Pay for iPhone and Android are fully integrated into the Mollie dashboard.
Try Mollie now with no fixed costs – and link online and POS payments in one system.
2. Zettle by PayPal
Zettle is a popular alternative to SumUp, especially for smaller merchants with a PayPal connection. The card terminal is easy to use and quick to set up. However, this SumUp alternative is less suitable for more sophisticated omnichannel concepts.
3. myPOS
myPOS is particularly interesting for international merchants. The terminal works independently with a SIM card, and all payments are paid directly into an integrated myPOS account. In addition to physical terminals, myPOS also offers online payment solutions. However, setup can be challenging for less tech-savvy users.
4. Nexi (formerly Concardis)
Nexi is a SumUp alternative offering customised payment solutions for brick-and-mortar retailers and e-commerce businesses. The terminals are reliable and designed for medium-sized to large companies. Small businesses find this alternative to SumUp somewhat complex in terms of contract terms. Other customers have also reported problems with Nexi.
5. Viva Wallet
Viva Wallet combines card payments with a free business account. The Android-based terminals can be individually configured and are particularly interesting for digitally savvy merchants. However, the user interface can seem complex for beginners.
6. Stripe Terminal
Stripe Terminal is a developer-friendly SumUp alternative that is particularly suitable for digitally oriented companies. The solution enables online and in-store payments to be connected individually. However, without your own development team, this alternative to SumUp is difficult to integrate.
7. Hobex
Hobex is a solid SumUp alternative with a focus on brick-and-mortar retailers in Germany and Austria. Merchants appreciate the direct support and ease of use of the terminals. However, this alternative to SumUp offers only limited options for online sales.
8. Unzer
Unzer offers modular payment solutions for brick-and-mortar retailers and e-commerce. The provider impresses with flexible integrations and target group-specific services, for example for the healthcare sector or the mobility industry. However, the pricing structure can be less transparent for smaller businesses.
9. Novalnet
Novalnet, based in Garching near Munich, offers comprehensive payment solutions including risk and receivables management. The platform is particularly popular with online retailers with more complex requirements. However, the variety of functions can be overwhelming for smaller retailers.
10. Payone
As an established provider, Payone is a powerful SumUp alternative with complete solutions for POS and online retail. The company offers personal advice and individual contracts. However, the comparatively long contract commitment of this alternative to SumUp is not attractive for all retailers.
11. VR Payment
VR Payment is a German full-service payment provider owned by banks, specialising in brick-and-mortar retail and e-commerce. It is particularly attractive for merchants who value personal support. However, integration into existing systems can be time-consuming.
12. CCV
CCV provides a customisable SumUp alternative for restaurants, retailers and service providers. The terminals are robust and versatile – ideal for demanding environments. However, the contract terms of this alternative to SumUp are considered complex.
1. Mollie
Mollie is a flexible SumUp alternative for businesses that want to seamlessly combine online and in-store sales. In addition to card payments, Mollie also supports payment methods such as Apple Pay, Klarna and SEPA direct debit – ideal for merchants with digital growth goals. POS features such as Tap to Pay for iPhone and Android are fully integrated into the Mollie dashboard.
Try Mollie now with no fixed costs – and link online and POS payments in one system.
2. Zettle by PayPal
Zettle is a popular alternative to SumUp, especially for smaller merchants with a PayPal connection. The card terminal is easy to use and quick to set up. However, this SumUp alternative is less suitable for more sophisticated omnichannel concepts.
3. myPOS
myPOS is particularly interesting for international merchants. The terminal works independently with a SIM card, and all payments are paid directly into an integrated myPOS account. In addition to physical terminals, myPOS also offers online payment solutions. However, setup can be challenging for less tech-savvy users.
4. Nexi (formerly Concardis)
Nexi is a SumUp alternative offering customised payment solutions for brick-and-mortar retailers and e-commerce businesses. The terminals are reliable and designed for medium-sized to large companies. Small businesses find this alternative to SumUp somewhat complex in terms of contract terms. Other customers have also reported problems with Nexi.
5. Viva Wallet
Viva Wallet combines card payments with a free business account. The Android-based terminals can be individually configured and are particularly interesting for digitally savvy merchants. However, the user interface can seem complex for beginners.
6. Stripe Terminal
Stripe Terminal is a developer-friendly SumUp alternative that is particularly suitable for digitally oriented companies. The solution enables online and in-store payments to be connected individually. However, without your own development team, this alternative to SumUp is difficult to integrate.
7. Hobex
Hobex is a solid SumUp alternative with a focus on brick-and-mortar retailers in Germany and Austria. Merchants appreciate the direct support and ease of use of the terminals. However, this alternative to SumUp offers only limited options for online sales.
8. Unzer
Unzer offers modular payment solutions for brick-and-mortar retailers and e-commerce. The provider impresses with flexible integrations and target group-specific services, for example for the healthcare sector or the mobility industry. However, the pricing structure can be less transparent for smaller businesses.
9. Novalnet
Novalnet, based in Garching near Munich, offers comprehensive payment solutions including risk and receivables management. The platform is particularly popular with online retailers with more complex requirements. However, the variety of functions can be overwhelming for smaller retailers.
10. Payone
As an established provider, Payone is a powerful SumUp alternative with complete solutions for POS and online retail. The company offers personal advice and individual contracts. However, the comparatively long contract commitment of this alternative to SumUp is not attractive for all retailers.
11. VR Payment
VR Payment is a German full-service payment provider owned by banks, specialising in brick-and-mortar retail and e-commerce. It is particularly attractive for merchants who value personal support. However, integration into existing systems can be time-consuming.
12. CCV
CCV provides a customisable SumUp alternative for restaurants, retailers and service providers. The terminals are robust and versatile – ideal for demanding environments. However, the contract terms of this alternative to SumUp are considered complex.
1. Mollie
Mollie is a flexible SumUp alternative for businesses that want to seamlessly combine online and in-store sales. In addition to card payments, Mollie also supports payment methods such as Apple Pay, Klarna and SEPA direct debit – ideal for merchants with digital growth goals. POS features such as Tap to Pay for iPhone and Android are fully integrated into the Mollie dashboard.
Try Mollie now with no fixed costs – and link online and POS payments in one system.
2. Zettle by PayPal
Zettle is a popular alternative to SumUp, especially for smaller merchants with a PayPal connection. The card terminal is easy to use and quick to set up. However, this SumUp alternative is less suitable for more sophisticated omnichannel concepts.
3. myPOS
myPOS is particularly interesting for international merchants. The terminal works independently with a SIM card, and all payments are paid directly into an integrated myPOS account. In addition to physical terminals, myPOS also offers online payment solutions. However, setup can be challenging for less tech-savvy users.
4. Nexi (formerly Concardis)
Nexi is a SumUp alternative offering customised payment solutions for brick-and-mortar retailers and e-commerce businesses. The terminals are reliable and designed for medium-sized to large companies. Small businesses find this alternative to SumUp somewhat complex in terms of contract terms. Other customers have also reported problems with Nexi.
5. Viva Wallet
Viva Wallet combines card payments with a free business account. The Android-based terminals can be individually configured and are particularly interesting for digitally savvy merchants. However, the user interface can seem complex for beginners.
6. Stripe Terminal
Stripe Terminal is a developer-friendly SumUp alternative that is particularly suitable for digitally oriented companies. The solution enables online and in-store payments to be connected individually. However, without your own development team, this alternative to SumUp is difficult to integrate.
7. Hobex
Hobex is a solid SumUp alternative with a focus on brick-and-mortar retailers in Germany and Austria. Merchants appreciate the direct support and ease of use of the terminals. However, this alternative to SumUp offers only limited options for online sales.
8. Unzer
Unzer offers modular payment solutions for brick-and-mortar retailers and e-commerce. The provider impresses with flexible integrations and target group-specific services, for example for the healthcare sector or the mobility industry. However, the pricing structure can be less transparent for smaller businesses.
9. Novalnet
Novalnet, based in Garching near Munich, offers comprehensive payment solutions including risk and receivables management. The platform is particularly popular with online retailers with more complex requirements. However, the variety of functions can be overwhelming for smaller retailers.
10. Payone
As an established provider, Payone is a powerful SumUp alternative with complete solutions for POS and online retail. The company offers personal advice and individual contracts. However, the comparatively long contract commitment of this alternative to SumUp is not attractive for all retailers.
11. VR Payment
VR Payment is a German full-service payment provider owned by banks, specialising in brick-and-mortar retail and e-commerce. It is particularly attractive for merchants who value personal support. However, integration into existing systems can be time-consuming.
12. CCV
CCV provides a customisable SumUp alternative for restaurants, retailers and service providers. The terminals are robust and versatile – ideal for demanding environments. However, the contract terms of this alternative to SumUp are considered complex.
1. Mollie
Mollie is a flexible SumUp alternative for businesses that want to seamlessly combine online and in-store sales. In addition to card payments, Mollie also supports payment methods such as Apple Pay, Klarna and SEPA direct debit – ideal for merchants with digital growth goals. POS features such as Tap to Pay for iPhone and Android are fully integrated into the Mollie dashboard.
Try Mollie now with no fixed costs – and link online and POS payments in one system.
2. Zettle by PayPal
Zettle is a popular alternative to SumUp, especially for smaller merchants with a PayPal connection. The card terminal is easy to use and quick to set up. However, this SumUp alternative is less suitable for more sophisticated omnichannel concepts.
3. myPOS
myPOS is particularly interesting for international merchants. The terminal works independently with a SIM card, and all payments are paid directly into an integrated myPOS account. In addition to physical terminals, myPOS also offers online payment solutions. However, setup can be challenging for less tech-savvy users.
4. Nexi (formerly Concardis)
Nexi is a SumUp alternative offering customised payment solutions for brick-and-mortar retailers and e-commerce businesses. The terminals are reliable and designed for medium-sized to large companies. Small businesses find this alternative to SumUp somewhat complex in terms of contract terms. Other customers have also reported problems with Nexi.
5. Viva Wallet
Viva Wallet combines card payments with a free business account. The Android-based terminals can be individually configured and are particularly interesting for digitally savvy merchants. However, the user interface can seem complex for beginners.
6. Stripe Terminal
Stripe Terminal is a developer-friendly SumUp alternative that is particularly suitable for digitally oriented companies. The solution enables online and in-store payments to be connected individually. However, without your own development team, this alternative to SumUp is difficult to integrate.
7. Hobex
Hobex is a solid SumUp alternative with a focus on brick-and-mortar retailers in Germany and Austria. Merchants appreciate the direct support and ease of use of the terminals. However, this alternative to SumUp offers only limited options for online sales.
8. Unzer
Unzer offers modular payment solutions for brick-and-mortar retailers and e-commerce. The provider impresses with flexible integrations and target group-specific services, for example for the healthcare sector or the mobility industry. However, the pricing structure can be less transparent for smaller businesses.
9. Novalnet
Novalnet, based in Garching near Munich, offers comprehensive payment solutions including risk and receivables management. The platform is particularly popular with online retailers with more complex requirements. However, the variety of functions can be overwhelming for smaller retailers.
10. Payone
As an established provider, Payone is a powerful SumUp alternative with complete solutions for POS and online retail. The company offers personal advice and individual contracts. However, the comparatively long contract commitment of this alternative to SumUp is not attractive for all retailers.
11. VR Payment
VR Payment is a German full-service payment provider owned by banks, specialising in brick-and-mortar retail and e-commerce. It is particularly attractive for merchants who value personal support. However, integration into existing systems can be time-consuming.
12. CCV
CCV provides a customisable SumUp alternative for restaurants, retailers and service providers. The terminals are robust and versatile – ideal for demanding environments. However, the contract terms of this alternative to SumUp are considered complex.
Comparison: Mollie vs. SumUp
Many merchants start with SumUp and later consider whether a solution such as Mollie is better suited to their business model. A direct comparison helps to find the right option for your needs.
Overview table: Mollie and SumUp in comparison
Criterion | SumUp | Mollie |
|---|---|---|
POS flexibility | ✅ Compact devices, but limited customisation options | ✅✅ Flexible use, integrated directly into the dashboard |
Omnichannel capability | ✅ Basic functions available, but limited expandability | ✅✅ Seamless connection between POS and online |
Fee model | €€ Uniform, but less scalable | € Transparent and dependent on payment method |
Support & service | ❌ Sometimes long response times, 4.0 ⭐ | ✅ Personally available, 4.5 ⭐ on Trustpilot |
POS flexibility
SumUp offers compact card terminals that are easy to set up and use on the go. For many small merchants, this is a solid entry point into card payments. However, the offering remains limited: there are few options for customisation, such as cash register integration, user management or additional devices. SumUp is therefore only suitable for more complex POS setups to a limited extent.
Mollie offers POS payments that are fully integrated into the existing Mollie dashboard. Merchants can accept both mobile and stationary payments while maintaining full transparency over all transactions. This makes Mollie a suitable alternative to SumUp if you are looking for more control over your POS system.
Omnichannel capability
SumUp offers simple ways to combine stationary and digital sales – for example, with an online shop builder or payment links. However, the system quickly reaches its limits for merchants who pursue an omnichannel strategy in retail and want to closely integrate multiple sales channels.
Mollie allows you to centrally control POS and online payments, integrate them flexibly and evaluate them clearly. This can make all the difference, especially for growing companies with cross-channel requirements – as a well-thought-out alternative to SumUp.
Fee model
SumUp uses an easy-to-understand fee model, which is particularly practical for those just starting out. However, with higher sales or more complex payment methods, it quickly becomes clear how important transparency and flexibility are in pricing.
Mollie offers a more differentiated pricing model with no basic fee: fees are based on payment method and volume, giving businesses greater control over their costs. A fair solution for merchants looking beyond the initial start-up phase and a compelling alternative to SumUp.
Support
SumUp is rated 4.0 out of 5 stars on Trustpilot.
Many merchants praise the easy onboarding process, but also report long wait times for support, especially when quick help is needed.
Mollie places great emphasis on availability and personal support: whether by phone, email or via the dashboard, merchants receive informed answers and genuine support. With 4.5 out of 5 stars on Trustpilot, it's clear how important reliable support is in everyday business. This is a strong argument in favour of Mollie as a SumUp alternative.
Conclusion: SumUp vs. Mollie
SumUp offers a simple solution for card payments and getting started with cashless sales. However, if you are looking for more flexibility, better integration or centralised management of all payments, you should consider whether Mollie is a better fit for your business model as an alternative to SumUp.
Many merchants start with SumUp and later consider whether a solution such as Mollie is better suited to their business model. A direct comparison helps to find the right option for your needs.
Overview table: Mollie and SumUp in comparison
Criterion | SumUp | Mollie |
|---|---|---|
POS flexibility | ✅ Compact devices, but limited customisation options | ✅✅ Flexible use, integrated directly into the dashboard |
Omnichannel capability | ✅ Basic functions available, but limited expandability | ✅✅ Seamless connection between POS and online |
Fee model | €€ Uniform, but less scalable | € Transparent and dependent on payment method |
Support & service | ❌ Sometimes long response times, 4.0 ⭐ | ✅ Personally available, 4.5 ⭐ on Trustpilot |
POS flexibility
SumUp offers compact card terminals that are easy to set up and use on the go. For many small merchants, this is a solid entry point into card payments. However, the offering remains limited: there are few options for customisation, such as cash register integration, user management or additional devices. SumUp is therefore only suitable for more complex POS setups to a limited extent.
Mollie offers POS payments that are fully integrated into the existing Mollie dashboard. Merchants can accept both mobile and stationary payments while maintaining full transparency over all transactions. This makes Mollie a suitable alternative to SumUp if you are looking for more control over your POS system.
Omnichannel capability
SumUp offers simple ways to combine stationary and digital sales – for example, with an online shop builder or payment links. However, the system quickly reaches its limits for merchants who pursue an omnichannel strategy in retail and want to closely integrate multiple sales channels.
Mollie allows you to centrally control POS and online payments, integrate them flexibly and evaluate them clearly. This can make all the difference, especially for growing companies with cross-channel requirements – as a well-thought-out alternative to SumUp.
Fee model
SumUp uses an easy-to-understand fee model, which is particularly practical for those just starting out. However, with higher sales or more complex payment methods, it quickly becomes clear how important transparency and flexibility are in pricing.
Mollie offers a more differentiated pricing model with no basic fee: fees are based on payment method and volume, giving businesses greater control over their costs. A fair solution for merchants looking beyond the initial start-up phase and a compelling alternative to SumUp.
Support
SumUp is rated 4.0 out of 5 stars on Trustpilot.
Many merchants praise the easy onboarding process, but also report long wait times for support, especially when quick help is needed.
Mollie places great emphasis on availability and personal support: whether by phone, email or via the dashboard, merchants receive informed answers and genuine support. With 4.5 out of 5 stars on Trustpilot, it's clear how important reliable support is in everyday business. This is a strong argument in favour of Mollie as a SumUp alternative.
Conclusion: SumUp vs. Mollie
SumUp offers a simple solution for card payments and getting started with cashless sales. However, if you are looking for more flexibility, better integration or centralised management of all payments, you should consider whether Mollie is a better fit for your business model as an alternative to SumUp.
Many merchants start with SumUp and later consider whether a solution such as Mollie is better suited to their business model. A direct comparison helps to find the right option for your needs.
Overview table: Mollie and SumUp in comparison
Criterion | SumUp | Mollie |
|---|---|---|
POS flexibility | ✅ Compact devices, but limited customisation options | ✅✅ Flexible use, integrated directly into the dashboard |
Omnichannel capability | ✅ Basic functions available, but limited expandability | ✅✅ Seamless connection between POS and online |
Fee model | €€ Uniform, but less scalable | € Transparent and dependent on payment method |
Support & service | ❌ Sometimes long response times, 4.0 ⭐ | ✅ Personally available, 4.5 ⭐ on Trustpilot |
POS flexibility
SumUp offers compact card terminals that are easy to set up and use on the go. For many small merchants, this is a solid entry point into card payments. However, the offering remains limited: there are few options for customisation, such as cash register integration, user management or additional devices. SumUp is therefore only suitable for more complex POS setups to a limited extent.
Mollie offers POS payments that are fully integrated into the existing Mollie dashboard. Merchants can accept both mobile and stationary payments while maintaining full transparency over all transactions. This makes Mollie a suitable alternative to SumUp if you are looking for more control over your POS system.
Omnichannel capability
SumUp offers simple ways to combine stationary and digital sales – for example, with an online shop builder or payment links. However, the system quickly reaches its limits for merchants who pursue an omnichannel strategy in retail and want to closely integrate multiple sales channels.
Mollie allows you to centrally control POS and online payments, integrate them flexibly and evaluate them clearly. This can make all the difference, especially for growing companies with cross-channel requirements – as a well-thought-out alternative to SumUp.
Fee model
SumUp uses an easy-to-understand fee model, which is particularly practical for those just starting out. However, with higher sales or more complex payment methods, it quickly becomes clear how important transparency and flexibility are in pricing.
Mollie offers a more differentiated pricing model with no basic fee: fees are based on payment method and volume, giving businesses greater control over their costs. A fair solution for merchants looking beyond the initial start-up phase and a compelling alternative to SumUp.
Support
SumUp is rated 4.0 out of 5 stars on Trustpilot.
Many merchants praise the easy onboarding process, but also report long wait times for support, especially when quick help is needed.
Mollie places great emphasis on availability and personal support: whether by phone, email or via the dashboard, merchants receive informed answers and genuine support. With 4.5 out of 5 stars on Trustpilot, it's clear how important reliable support is in everyday business. This is a strong argument in favour of Mollie as a SumUp alternative.
Conclusion: SumUp vs. Mollie
SumUp offers a simple solution for card payments and getting started with cashless sales. However, if you are looking for more flexibility, better integration or centralised management of all payments, you should consider whether Mollie is a better fit for your business model as an alternative to SumUp.
Many merchants start with SumUp and later consider whether a solution such as Mollie is better suited to their business model. A direct comparison helps to find the right option for your needs.
Overview table: Mollie and SumUp in comparison
Criterion | SumUp | Mollie |
|---|---|---|
POS flexibility | ✅ Compact devices, but limited customisation options | ✅✅ Flexible use, integrated directly into the dashboard |
Omnichannel capability | ✅ Basic functions available, but limited expandability | ✅✅ Seamless connection between POS and online |
Fee model | €€ Uniform, but less scalable | € Transparent and dependent on payment method |
Support & service | ❌ Sometimes long response times, 4.0 ⭐ | ✅ Personally available, 4.5 ⭐ on Trustpilot |
POS flexibility
SumUp offers compact card terminals that are easy to set up and use on the go. For many small merchants, this is a solid entry point into card payments. However, the offering remains limited: there are few options for customisation, such as cash register integration, user management or additional devices. SumUp is therefore only suitable for more complex POS setups to a limited extent.
Mollie offers POS payments that are fully integrated into the existing Mollie dashboard. Merchants can accept both mobile and stationary payments while maintaining full transparency over all transactions. This makes Mollie a suitable alternative to SumUp if you are looking for more control over your POS system.
Omnichannel capability
SumUp offers simple ways to combine stationary and digital sales – for example, with an online shop builder or payment links. However, the system quickly reaches its limits for merchants who pursue an omnichannel strategy in retail and want to closely integrate multiple sales channels.
Mollie allows you to centrally control POS and online payments, integrate them flexibly and evaluate them clearly. This can make all the difference, especially for growing companies with cross-channel requirements – as a well-thought-out alternative to SumUp.
Fee model
SumUp uses an easy-to-understand fee model, which is particularly practical for those just starting out. However, with higher sales or more complex payment methods, it quickly becomes clear how important transparency and flexibility are in pricing.
Mollie offers a more differentiated pricing model with no basic fee: fees are based on payment method and volume, giving businesses greater control over their costs. A fair solution for merchants looking beyond the initial start-up phase and a compelling alternative to SumUp.
Support
SumUp is rated 4.0 out of 5 stars on Trustpilot.
Many merchants praise the easy onboarding process, but also report long wait times for support, especially when quick help is needed.
Mollie places great emphasis on availability and personal support: whether by phone, email or via the dashboard, merchants receive informed answers and genuine support. With 4.5 out of 5 stars on Trustpilot, it's clear how important reliable support is in everyday business. This is a strong argument in favour of Mollie as a SumUp alternative.
Conclusion: SumUp vs. Mollie
SumUp offers a simple solution for card payments and getting started with cashless sales. However, if you are looking for more flexibility, better integration or centralised management of all payments, you should consider whether Mollie is a better fit for your business model as an alternative to SumUp.
Which bank is behind SumUp?
SumUp works with various banks and financial partners, including SumUp Limited, based in London. In Germany, SumUp operates as a registered payment institution under the supervision of the Federal Financial Supervisory Authority (BaFin).
Which is better: SumUp or Mollie?
Which is better – SumUp or Mollie – depends on your business model. SumUp is suitable for simple card payments, while Mollie is ideal for merchants who want to combine online and POS payments. A direct comparison between SumUp and Mollie highlights the differences.
How high are the fees at SumUp?
SumUp charges 1.39% for card payments in-store and 2.5% for online payments. You can find details in our comparison of card payment fees.
Does SumUp also work with an additional online shop?
SumUp also works with an online shop – for example, via a website builder or a WooCommerce plugin. However, the features are limited. For seamless omnichannel payment solutions, a specialised provider such as Mollie with numerous integrations may be the better choice.
SumUp works with various banks and financial partners, including SumUp Limited, based in London. In Germany, SumUp operates as a registered payment institution under the supervision of the Federal Financial Supervisory Authority (BaFin).
Which is better: SumUp or Mollie?
Which is better – SumUp or Mollie – depends on your business model. SumUp is suitable for simple card payments, while Mollie is ideal for merchants who want to combine online and POS payments. A direct comparison between SumUp and Mollie highlights the differences.
How high are the fees at SumUp?
SumUp charges 1.39% for card payments in-store and 2.5% for online payments. You can find details in our comparison of card payment fees.
Does SumUp also work with an additional online shop?
SumUp also works with an online shop – for example, via a website builder or a WooCommerce plugin. However, the features are limited. For seamless omnichannel payment solutions, a specialised provider such as Mollie with numerous integrations may be the better choice.
SumUp works with various banks and financial partners, including SumUp Limited, based in London. In Germany, SumUp operates as a registered payment institution under the supervision of the Federal Financial Supervisory Authority (BaFin).
Which is better: SumUp or Mollie?
Which is better – SumUp or Mollie – depends on your business model. SumUp is suitable for simple card payments, while Mollie is ideal for merchants who want to combine online and POS payments. A direct comparison between SumUp and Mollie highlights the differences.
How high are the fees at SumUp?
SumUp charges 1.39% for card payments in-store and 2.5% for online payments. You can find details in our comparison of card payment fees.
Does SumUp also work with an additional online shop?
SumUp also works with an online shop – for example, via a website builder or a WooCommerce plugin. However, the features are limited. For seamless omnichannel payment solutions, a specialised provider such as Mollie with numerous integrations may be the better choice.
SumUp works with various banks and financial partners, including SumUp Limited, based in London. In Germany, SumUp operates as a registered payment institution under the supervision of the Federal Financial Supervisory Authority (BaFin).
Which is better: SumUp or Mollie?
Which is better – SumUp or Mollie – depends on your business model. SumUp is suitable for simple card payments, while Mollie is ideal for merchants who want to combine online and POS payments. A direct comparison between SumUp and Mollie highlights the differences.
How high are the fees at SumUp?
SumUp charges 1.39% for card payments in-store and 2.5% for online payments. You can find details in our comparison of card payment fees.
Does SumUp also work with an additional online shop?
SumUp also works with an online shop – for example, via a website builder or a WooCommerce plugin. However, the features are limited. For seamless omnichannel payment solutions, a specialised provider such as Mollie with numerous integrations may be the better choice.
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Simplify payments and money management
Drive revenue, reduce costs, and manage funds with Mollie.
Simplify payments and money management
Whether you want to grow internationally or focus on a specific market, everything is possible. Mollie supports all known payment methods, so you can grow your business regardless of location.
Simplify payments and money management
Drive revenue, reduce costs, and manage funds with Mollie.