Accepting vouchers in Belgium: everything you need to know

Everything you need to know about accepting meal, eco, and sport vouchers in Belgium – and how Mollie makes it simple to set up.

Everything you need to know about accepting meal, eco, and sport vouchers in Belgium – and how Mollie makes it simple to set up.

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Belgium has one of the most distinctive employee benefits systems in Europe. Belgian employers routinely supplement wages with a range of different digital vouchers. There are meal vouchers for daily lunches, eco vouchers for sustainable purchases, and sport and culture vouchers for fitness and leisure.

These vouchers aren’t occasional perks – they’re a legally recognised, tax-advantaged form of compensation that has become structurally embedded in the Belgian culture over decades.

Unlike the rest of Europe where vouchers are a niche payment method, in Belgium vouchers are a mainstream payment method, with their own issuers, infrastructure, and ingrained consumer habits. 

This article explains how your business can benefit from voucher payments, why accepting vouchers has been difficult in the past, and why that’s changing fast.

Just how big is the voucher market?

The numbers reflect just how embedded this system has become:

  • 76.5% of private sector employees are entitled to meal vouchers, up from 70% in 2020, with further growth predicted for 2026

  • The average worker receives €952 worth of meal vouchers annually

  • Over half of private sector employees receive eco vouchers

If you’re selling in Belgium, this could be a real opportunity for your business. Voucher holders are customers who arrive with a dedicated, preloaded budget and are actively looking for businesses that accept vouchers.

The shift to digital

For most of their history, Belgian vouchers existed as paper tickets or physical booklets that employers distributed monthly.

Today, digital voucher cards and issuer apps have almost entirely replaced their paper counterparts, with the biggest players being  Edenred, Pluxee, and Monizze.

All three have invested heavily in app-based and card-based infrastructure, making the voucher experience for consumers faster, more convenient, and increasingly indistinguishable from a standard card payment.

Issuer

Voucher types

Format

Edenred

Meal, eco, gift

Card and app

Pluxee

Meal, eco, gift

Card and app

Monizze

Meal, eco, gift

Card and app

This shift is more than just convenience. Issuer apps now show customers which nearby businesses accept their vouchers, and that’s increasingly where the purchase decision is being made, before the customer even leaves the house. If your business isn’t listed, you’re not in the running.

Why accepting vouchers used to be so hard

Despite the scale of voucher usage, accepting them has historically been anything but straightforward.

The traditional route required a business to:

  • Arrange separate contracts with Edenred, Pluxee, and Monizze

  • Complete individual certification processes with each issuer

  • In many cases, install dedicated hardware specific to voucher acceptance alongside existing point-of-sale setups

Fortunately, the barrier that kept businesses from accepting vouchers is quickly disappearing.

How Mollie makes voucher acceptance simple

With Mollie, Belgian businesses can accept all major voucher types – meal, eco, and gift – through a single integration.

Once contracts have been arranged with the issuers, everything can be authorised and managed from the Mollie dashboard. Voucher payments sit alongside your standard payment methods, with unified reporting and reconciliation.

Start accepting vouchers with ease

Belgium's voucher system’s not going anywhere. The tax advantages for employers and the real benefits for employees mean the market will continue to grow. 

Digital adoption will continue to accelerate, consumer expectations will continue to be shaped by the businesses that already accept vouchers, and the gap between those who do and those who do not will continue to widen.

If you’ve previously assumed that voucher acceptance was too complicated or too expensive to pursue, the calculation has changed. With the new, simpler set-up, you can easily start accepting vouchers and open your doors to a whole new customer base. 

Start accepting Belgian vouchers with Mollie today.

Create your free account

Frequently asked questions about voucher acceptance in Belgium

Which voucher issuers does Mollie support?

Mollie supports all three major Belgian voucher issuers: Edenred, Pluxee, and Monizze. This covers meal vouchers, eco vouchers, gift vouchers, and sport and culture vouchers through a single integration.

Do I need special hardware to accept vouchers?

No. Voucher acceptance works through your Mollie payment terminal alongside standard card payments. There’s no need to install dedicated hardware for each issuer.

Are Belgian vouchers only relevant for certain types of business?

Each voucher type has defined spending categories. Meal vouchers are typically accepted at food retailers and restaurants. Eco vouchers cover sustainable goods and services. Sport and culture vouchers apply to gyms, leisure facilities, and cultural venues. If your business falls within these categories, there’s likely a voucher type relevant to you.

How long does it take to get set up?

Setting up voucher acceptance through Mollie follows the same onboarding process as our other payment methods, with no separate certification or lengthy approval processes required.

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MollieGrowthAccepting vouchers in Belgium: everything you need to know
MollieGrowthAccepting vouchers in Belgium: everything you need to know
MollieGrowthAccepting vouchers in Belgium: everything you need to know
MollieGrowthAccepting vouchers in Belgium: everything you need to know