With Klarna: Pay now, customers can pay for one-off transactions securely and immediately using their own online banking details through bank transfers or direct debit orders. As a merchant, you are protected against customer non-payment risk and are paid out 5 business days after the order is shipped. Thanks to the real-time transaction confirmation that you’ll receive, you can dispatch the goods to your customers immediately and reap the rewards of payout guarantees.

During checkout, the customer selects Klarna: Pay now with online banking in the checkout or direct debit. The relevant order information from your online shop is automatically carried over to the secure Klarna payment form where customers will either have to provide their banking credentials or create a Klarna account to confirm the payment, making the payment process very easy.

As a consumer centric company, Klarna bases variables like costs and the availability of their products on the location of your customer. Klarna: Pay now is available for customers residing in Germany, Austria, The Netherlands, Finland*, Belgium*, Sweden, Norway, and Denmark. For more information on the costs, check out this article in our help center.

*Klarna: Pay now via direct debit is not available in these countries.

Klarna covers all fraud and financial risks that arise when offering your customers the option to pay later.

Note: You can also check Klarna’ Terms and Conditions here.